I'm with Medibank for Hospital + Extras and every now and then I call up retention and ask for a discount. This time I got 12% off for 12 months, just because I said there's a better offer put forward to me by AIA (completely made this up). I recall a few years ago I got 25% off for 9 months odd. Does anyone know what their formula is and how far we can push these?
Medibank and Other Private Health Retention Offers - Do We Know How These Work?

RickyPoontang on 10/07/2025 - 10:50
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Better of going somewhere else, their sign up offer will be even better than the tiny retention discount
Not easy to do with gold-tier coverage unfortunately, I've only ever seen one sign-on bonus that didn't explicitly exclude it.
The government forbids a discount of more than 12% to the annual hospital plan.
Any links to that?
I just churn and burn