5.99% p.a Novated Lease Interest Rate on a New or Demonstrator Mini Cooper @ MINI Australia

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5.99% p.a Novated Lease Interest Rate on a New or Demonstrator Mini Cooper @ MINI Australia
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fozzie on 02/08/2025 - 13:51 mini.com.au (762 clicks)
Last edited 04/08/2025 - 13:27 by 2 other users

This offer popped up on my smart salary. I haven’t enquired yet but I think if you choose an electric one there are some good savings to be had.

this offer applies across the full range; all you need to do is apply, and if approved, have your vehicle delivered between 6 July and 30 September 2025 on a lease term ranging from 24 to 60 months

From 06 July 2025 , enjoy more value-added benefits when you lease a new or demonstrator MINI with a MINI Novated Lease powered by Smart™;

An exceptional 5.99% p.a lease rate
$0 Lease set up fees
$0 Dealer origination fees
Peace of mind with a Guaranteed Future Value handback option with MINI Flex

A MINI Novated Lease powered by Smart™ may offer savings with;

The possibility of reducing your taxable income and paying for your MINI from your pre and post-tax salary
Potentially save on GST both in relation to the vehicle and running costs
The ability to roll your running costs, fuel, insurance, servicing, registration and more, into one simple monthly repayment with Smart™, so your budget stays smooth and your experience stays premium

From the zippy MINI Convertible to the bold Countryman or the all-electric MINI, this offer applies across the full range; all you need to do is apply, and if approved, have your vehicle delivered between 6 July and 30 September 2025 on a lease term ranging from 24 to 60 months.

Automotive Car MINI (brand) Novated Lease

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Comments

  • kml22 on 02/08/2025 - 13:59
    -7

    Avoid British car, one of the worse reliability car, repairs costs is more than Merc or BMW.

    • fozzie on 02/08/2025 - 14:02

      Even compare to Byd?

    • rodericb on 02/08/2025 - 14:05
      +8

      What if the 'british' car is made in China?

      • fozzie on 02/08/2025 - 14:19
        +1

        lol

    • Lookymooky on 02/08/2025 - 14:18
      +3

      BMW owns Mini

    • hack on 02/08/2025 - 14:19
      +3

      Doh !!!!

      BMW owns the Mini brand. Specifically, the BMW Group acquired the Mini brand in 2000 after purchasing the Rover Group, which previously owned it. The modern Mini, known for its retro design, is produced by BMW since 2001

    • M00Cow on 02/08/2025 - 14:32
      +2

      from.The Bot

      In summary, most MINIs sold in Australia—including the 3-Door and 5-Door Hatches and Convertibles—are made in the UK, while the Countryman now comes from Germany. Electric MINIs are primarily made in China, though production will expand to the UK starting in 2026.

      • fozzie on 02/08/2025 - 15:37

        Yes. The ev ones are made in China by gmw. Quite interesting actually. I wonder if the mini ev and gmw ora are basically the same car (except the look of course).

        • freefall101 on 02/08/2025 - 16:30
          +1

          They're built on the same platform but there seems to be a fair bit of variation. The Ora is bigger in every dimension (particularly length, 4.2m long vs 3.8m for the mini) and they look to use different battery and motor tech, mini has more storage, charges faster and has more power available.

          Looks like BMW did more than drop a different shell on it, but I wouldn't expect it to be massive different. My mum still wants an ev mini rather than a gwm though, despite that she could use the extra room in the Ora.

        • mynamewahhhwahh on 03/08/2025 - 14:05
          +1

          I believe the BMW X1 and Mini EV are the same underneath the body.

    • smartazz104 on 02/08/2025 - 20:31
      +1

      You know BMW owns MINI…

    • Bargaphile on 03/08/2025 - 12:18

      Its a BMW and the B48 engine is pretty solid. They now rank above average for reliability.

  • Captain Yobbo on 02/08/2025 - 14:20
    +9

    Smart Salary

    Had an absolutely terrible experience with them, they suddenly stopped making claims to the salary sacrifice provider (in my case Remserv) and even after I notified them took another 7 weeks to acknowledge their error. This all happened when we had a newborn at home so I didn't notice my pay packet was about $550 healthier.

    Then they decided, without consultation, to triple the lease repayments to make up the difference and bring it back on schedule. I ended up having to take them to AFCA and got a settlement in my favour. An absolute shitshow and based on that experience cannot recommend anyone do business with them.

    • fozzie on 02/08/2025 - 14:26
      +1

      Thanks for the feedback. I can also get husband to do novated. I will avoid Smartsalary if I can.

      • Captain Yobbo on 02/08/2025 - 14:53
        +1

        I'm confident it was an isolated incident & hope they would have changed their processes as AFCA castigated them for their complete failure. They are the largest in Australia so it can't all be bad, but maybe proceed with caution.

        • kkiet on 02/08/2025 - 15:44
          +2

          going to add I also had this same problem in April 2025 with smart salary w/ angle finance. I wonder if that was the same period?

          payments were being subtracted from pay but they did not end up paying the finance company and i got a nice default notice 2 months later.

          they also decided that I had to increase my payment but I complained and they just ended up having a negative balance for awhile before it started being positive again lol.

          Honestly hope AI or someone with a better tach stack could run these companies off a cliff. the grift is unreal

    • nightelves on 02/08/2025 - 18:06

      Isn’t having an extra $550 for a newborn a good thing?

  • nubzy on 02/08/2025 - 16:41
    -1

    Checked out the new countryman SE, very nice car but too expensive at around 80k driveway for top spec. Only around ~320km real world battery range too. Love the interior though and it looks so nice, I’d take one over the X1 anyday, but maybe a used one in a few years after they depreciate a bit.

    • fozzie on 02/08/2025 - 20:30

      It says 433km. Where does 320km come from?

      • nubzy on 02/08/2025 - 21:03
        +2

        When you use AC and whatever else in the car, you don’t get close to the official figure, the salesman even mentioned this. According to Google it’s actually 340-400km real world range, all depends on how you’re driving and what you’re using I suppose.

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