Upsized Rewards: Sunglass Hut 10%, IKEA 4%, OzSale 5%, Cotton on 5%, $10 Bonus for First 200 Signups @ Paylab

03

Go to Deal

AssociatedPaylab on 16/09/2025 - 10:41 paylab.com.au (97 clicks)
Last edited 16/09/2025 - 11:49 by 2 other users

We know a lot of you are looking for reliable options to Cashrewards as they have announced their intent to close, so we wanted to share a current promotion at Paylab — a rewards app that gives you instant cashback reward credits (no long wait times)

Promo 1: Earn up to 10% Rewards (until Wed 25 Sep, 9pm AEST)

• Sunglass Hut: 10%
• IKEA: 4%
• OzSale: 5%
• Cotton On: 5%

Your rewards are credited instantly to your Paylab wallet after each eligible purchase, ready to use on your next shop.

Promo 2: $10 Welcome Bonus (first 200 new users who sign up with Paylab)

1. Download the Paylab app, register your new account, and sign in.
2. Send an SMS to +61 481 076 412 with BOTH of the following in the message:

• Your registered email address with Paylab
• The text: “Cashback Rewards Paylab”

If you are among the first 200 new signups to SMS us, we will credit $10 Rewards to your Paylab wallet within 5 business days of receiving your SMS.

Why Paylab?

• Instant Rewards — no waiting 60 - 90 days for cashback.
• 120+ retailers across groceries, fashion, travel, electronics and more.
• Rewards can be spent on your next purchase, saved up or even used with Paylab partners to help save on rent and bills.

Notes / T&Cs:

• One per person per account. New users only. AU residents.
• $10 Welcome Bonus limited strictly to the first 200 new signups who email us as above
• Rewards will be credited within 5 business days of us receiving your SMS.
• This SMS number is no-reply (you won’t receive a response). Credits will appear in your Paylab wallet if you are successful.
• We may verify eligibility and decline duplicate or fraudulent claims.

We are here to answer any questions below - thanks for having us, and happy saving!

Download the app at (https://paylab.app.link/aAV5P1zozWb)

Related Stores

Paylab

Cotton On

IKEA

OZSALE

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Sunglass Hut

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  internet-stranger on 16/09/2025 - 10:47

  +5

  Ummm you kind of missed raising this is a payday landing app….

  • 

    AssociatedPaylab @ Paylab on 16/09/2025 - 11:11

    Thanks for pointing that out - just to clarify, Paylab has 2 core offerings:

    1. Paylab Rewards - discounted digital eGift cards and instant, reward-based savings at 120+ top Australian retailers (what this promo is about).

    2. Paylab Advance™ - our on-demand wage access solution, where users can access their earned wages for a fixed 5% fee. Many users offset that fee by saving through Paylab Rewards.

    While Advance is one part of what we do, this particular promotion is focused purely on Paylab Rewards and helping people save instantly when shopping.😊

    Our apologies if the post came across as misleading.

• 

  highwind on 16/09/2025 - 10:58

  +3

  Misleading… A payday lending app is not a "reliable option to Cashrewards"…

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  bAps on 16/09/2025 - 11:03

  +2

  payday loan companies are the scum of the earth

  • 

    AssociatedPaylab @ Paylab on 16/09/2025 - 11:25

    -1

    We understand the concern - and to be clear, Paylab is not a payday lender. Our Advance product is an on-demand wage access service, meaning users can borrow up to $2,000 at a fixed 5% fee. Alongside this, our core focus - and the reason for this promotion is Paylab Rewards, which provides instant cashback savings on everyday purchases.

    We know this space can easily be misunderstood, and we truly appreciate the chance to clarify.

    • 

      internet-stranger on 16/09/2025 - 12:58

      Any service that does not have CLEAR and SIMPLE fee structures is predatory.

      If you can point out anywhere on your site where the fees are clearly outlined then I’ll stand corrected, but a quick scan of your site looking for “5%” returns 0 results even in the T&C pages….

      • 

        internet-stranger on 16/09/2025 - 13:02

        Ok. So found something…
        Mention of a single 5% fee.

        Fee Structure
        Application Fee: An application fee of $5 will be charged at time of application through the Paylab App. and covers the costs associated with loan assessment through the Paylab Advance process.
        Withdrawal Fees: A 5% fee will be applied to each Paylab Advance loan, as clearly stated on the Paylab Platform.
        Card Payment Surcharge: A surcharge may apply to payments made by credit or debit card, to cover the cost of processing.

• 

  AssociatedPaylab @ Paylab on 16/09/2025 - 11:18

  Hi everyone, thanks for the feedback so far - just to clarify, Paylab is not a payday lender. We have 2 distinct offerings:

  1. Paylab Rewards (https://www.paylab.com.au/rewards) – discounted eGift cards and instant cashback-style savings at 120+ top Australian retailers (this promotion is about Rewards only)
  2. Paylab Advance™ (https://www.paylab.com.au/paylab-advance) – a wage access service that lets Australians access cash of up to $2,000, with a fixed fee of 5% (no interest or compounding)

  Apologies if the original post wasn’t clear - we want to be upfront that this deal is focused solely on Rewards, which is our way of helping Australians save instantly on everyday purchases.

  • 

    bAps on 16/09/2025 - 11:27

    +4

    "wage access service" is literally just "pay day loan" written with different words

  • 

    highwind on 16/09/2025 - 12:59

    +4

    A tip for future - separate your payday lending "wage access service" from literally everything else. Ozbargainers (and most general public) have a strong negative view, and any connection is highly toxic. We're here to save every single cent and earn interest, not pay interest…

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  Trekky on 16/09/2025 - 12:17

  It's app only - I prefer desktop….

  • 

    Lizard Spock on 16/09/2025 - 12:19

    Another red flag