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Humm90 Platinum Mastercard: $200 Cashback after $2000 Spend in 120 Days, $9.95/Month Fee ($0 for First 12 Months)

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Humm90 Platinum Mastercard: $200 Cashback after $2000 Spend in 120 Days, $9.95/Month Fee ($0 for First 12 Months)
Go to Deal
Sortale on 29/09/2025 - 19:57 humm90.com (2512 clicks)
Last edited 29/09/2025 - 21:19 by 1 other user
200BACK

the offer is back on finder with slightly lower cashback with lower spend
https://www.finder.com.au/credit-cards/humm-credit-cards/hum…

Offers $200 back, $0 monthly account fees for the first 12 months, long interest-free offers and no foreign transaction fees on purchases.

The humm90 Platinum Mastercard offers one of the longest interest-free periods for everyday purchases giving you up to 110 days interest-free from the start of each statement period, which is much longer than the 44 or 55 days offered by most other cards. Right now, you can get $200 back when you apply before 23 October 2025 using the promo code 200BACK and spend at least $2,000 within the first 120 days. Plus, enjoy no monthly account fees for 12 months.

Financial Cashback Credit Card MasterCard

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Comments

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  • whey4000 on 29/09/2025 - 20:52
    +15

    Slim pickings on credit card deals these days. 5 years ago it was great, even 2 years ago when Citibank had payall was a goldmine

    • yht on 29/09/2025 - 21:08
      +1

      Yeah, citi payall was a goldmine.

    • seamonkey on 29/09/2025 - 21:10
      +1

      I have no idea how I missed it. I have been with Citibank forever. I see it spoken about all the time now. How did it work? What was the benefit?

      • timhn on 29/09/2025 - 21:21
        +1

        LOL, the deal was back in 2021.

        I heard that few people were able get biz class ticket round the world. I was just got 1 return biz class to Singapore, about over $1500K worth of WoW vouchers, nearly a dozen of lounges access (happened to travelled to NZ a lot for work during that year), and nearly 300K Citi points spare.

        I think it was the best deal of the year. It was the only paid credit card that I kept for full 12 months.

        • AdModnar on 29/09/2025 - 23:02
          +2

          $1500k?
          meaning $1M??

          • ballistykx on 30/09/2025 - 00:22

            @AdModnar: Hahah, no way that's true.

          • timhn on 30/09/2025 - 06:55

            @AdModnar: Ha ha, sorry it was $1500 - don't know why I had the K in there.

        • RTX9090Ti on 29/09/2025 - 23:11
          +2

          Nah, buying bitcoin at $25k back then was the true gold mine.

          • Ash-Say on 30/09/2025 - 07:40
            -1

            @RTX9090Ti: Earned $10k worth of points between me and partner. Citi Payall was absolutely amazing!

            • RTX9090Ti on 30/09/2025 - 11:57
              -1

              @Ash-Say: Made hundreds of k of profits on bitcoin is truly amazing, with just few clicks.

    • oxutodtxtuoouxt on 29/09/2025 - 21:27

      Life is good if you can get approved for the top tier black / platinum / titanium cards still. I've racked up 400k qantas points this year across 2 card applications / SUBs and 1 referral bonus.

      • b-t on 29/09/2025 - 21:44

        What good cards are there?

      • timhn on 15/10/2025 - 08:12

        And you didn't bother post those deals?

  • Unseatingcargo1 on 29/09/2025 - 20:55
    +2

    I joined following the last deal. I have received $700 cashback total on this card. Each respective promo has been a 10% cashback, much like the current deal.

    Very barebones card, but does what it says on the box.

  • lawyerz on 29/09/2025 - 21:03

    Seriously slim pickings these days..

  • yht on 29/09/2025 - 21:07

    Same with saying Up to 10% cashback

  • timhn on 29/09/2025 - 21:13

    Ah the Humm90 deal is back. Being waiting to get one for my overseas trip later this year.

    Hope I'll have better luck this time. They rejected me last time but approved my partner within 1hr after submitted payslips.

  • M123321 on 29/09/2025 - 21:13
    +1

    Applied and got an email that more information is required. Half an hour later got another email that application is approved and T&Cs sent. Then a few minutes later another email that application is withdrawn!

    • WhyAmICommenting on 29/09/2025 - 21:50

      Wtf!

      • M123321 on 29/09/2025 - 21:53
        +3

        Just received a third email that application is approved again. No idea what is going on!

  • M123321 on 29/09/2025 - 21:56

    Anyone knows if we can start using it straight away or need to wait for the physical card to arrive?

    • timhn on 29/09/2025 - 22:01
      +1

      Some people did added to their phones last time.

      • M123321 on 29/09/2025 - 22:12
        +1

        Their website clearly mentioned that you need to wait for the physical card to arrive and activate. But can confirm that digital card is successfully added to my wallet and good to go. Opposite to what their help&support page says, but no complain

  • nucgaek on 29/09/2025 - 23:39

    Anyone know if there’s an exclusion period for churners? Maybe I’m blind but didn’t see anything in the t&cs on the page

    • closet on 30/09/2025 - 13:55
      +1

      I chatted with a representative via webchat, and they confirmed, ‘The offer includes those who are re-applying, see here.

  • mmuneeb on 30/09/2025 - 10:59
    +1

    Check ANZ they have one where 220 cash back after spending 1500 in first 3 months plus 30/ year fee.

  • dumdum2 on 30/09/2025 - 14:44

    Anyone get the $100 cashback from the offer back in August? Never arrived for me.

    • beantown on 30/09/2025 - 23:02

      I had to call them, then received the credit the next day

  • ExtraGuac on 30/09/2025 - 16:27

    Signed up but no mention of the offer on my account that I can see, is there a way to check?

    • foxes28 on 06/10/2025 - 00:10

      Few days after approved I got an email:

      Hi XXX,
      Welcome to your new humm®90 Platinum Mastercard®. Your credit limit is $XX,000 - and you could earn $200 back when you spend $2,000 in your first 120 days. Plus, enjoy no monthly account fees for the first 12 months.^

  • darque on 30/09/2025 - 19:32

    Oddly I've been rejected too… I would've been fine income wise. Not sure if they flag any churners (that said, I've only applied for 2 in the past year). Will have to see if my partner try applying

    • gadgetguy on 30/09/2025 - 22:05
      -1

      I've churned many times, good income and was accepted immediately earlier today. Already started spending via Google Wallet.

      I think their acceptance criteria are probably impossible to fathom.

      Did you let them access your bank statement?

  • Ryugen on 01/10/2025 - 00:54

    Just signed up for this, got accepted and finished account creation. Should it say anywhere I'm on the 12 months fee free + $200 cashback promo?

  • NachoCheese on 01/10/2025 - 09:31

    Managed to sign up, no where does it say 12 months fee free or cashback.
    Also managed to add digital card to my google pay through their app. Tried paying my council rates using bpay and it locked down my digital card. Just spoke to chat and said I need to wait for physical card to arrive and activate it first despite others successfully used their digital card upon signing up.

    • gadgetguy on 01/10/2025 - 10:01
      -1

      I paid for a few things yesterday out of Google Wallet.

      Managed to sign up, no where does it say 12 months fee free or cashback.

      Mine prefilled the promo code early on in the application process.

    • timhn on 01/10/2025 - 10:03

      no where does it say 12 months fee free or cashback

      Normally they don't list promo in the application - applied virtually to most banks/credit card providers, not just Humm90. So you just need keep the screenshot of the promo page for proof later if needed.

  • 366682 on 01/10/2025 - 14:30

    Is this essentially $100 back after taking into account the annual fee? It says it charges this upon activation, unless there is some way of avoiding it?

    • Harrpie on 01/10/2025 - 15:12

      That is for Customers who acquired their Credit card prior to 01/10/2024 according to the Key Facts Statement, All Customers after that date get a Monthly Fee only - which as apart of this deal should be nil for the next 12 months

  • Westpac on 01/10/2025 - 20:45

    Did anyone get to choose their credit limit?

    • gadgetguy on 01/10/2025 - 20:52
      -1

      Yep, left it at 12.5k though.

    • Dolphy on 15/10/2025 - 08:33

      You can choose it right after you submit your application. Min $1k credit limit.

  • Brick50 on 07/10/2025 - 14:24

    instant approval

    • Viospeed on 07/10/2025 - 16:10

      What information did you need to provide?

      • Brick50 on 07/10/2025 - 16:11

        name, licence etc then login to your bank account through their platform and it locates your pay and you confirm its correct, then wait for credit check and thats it

        • YesPleaseThankYou on 07/10/2025 - 18:31
          +6

          There is no way I'm breaching my bank's terms and conditions by giving Humm my bank account login details. Anyone who does that is a fool.

  • Viospeed on 07/10/2025 - 18:01

    How do you pay off the card? Do you need to open a transaction account with them too?

    I'm going through their terms and it says this:

    "Payment Handling Fee: $0.95 Charged each time a payment is made via BPAY to pay
    your account."

    • timhn on 07/10/2025 - 20:33

      For no charge, you can setup direct debit from within their app - enter your BSB/account/amount/date in their app to pay for your CC. It's annoying that have to repeat every time to pay.

      Also, they said 3 business days to clear the payment but it took almost 5 business days to see the amount updated to the credit card balance.

  • Viospeed on 08/10/2025 - 08:59

    Does anyone know how to add the card to a Google Wallet? When I try and view the card details from the app it says to double tap to reveal the security pin but it does nothing and when I click copy to copy the card number it just copies the last 4 digits and the rest are all xxxx.

    • Cheehoo on 09/10/2025 - 19:34

      In the app there is a button Add to G Pay below Change Pin

  • llllllllllllll on 09/10/2025 - 13:15

    How long do they take to deliver the card, was approved on Sat and still waiting for the mail.

    Tried the card details in the app but got declined when trying to pay online.

    • foxes28 on 09/10/2025 - 13:39

      1 week in my experience but I was able to use the card straight away after activating it first. There's a warning that says it's better to activate your card once it's arrived but it won't stop you.

      • CharityCase on 22/10/2025 - 14:38

        how did you manage to activate the card wihout receiving the physical card? it's asking for CVV for card activation.

        • gadgetguy on 22/10/2025 - 15:26

          I think they are referring to adding it to Apple Pay/Google Pay. You can use it immediately.

    • janezzy on 15/10/2025 - 11:04

      Have you received the card yet? Was approved on 30/9 and still no card. Reached out the customer service and they won’t do anything until 14 working days. Super frustrating - we’re going to NZ on 25/10 and only signed up to the card for this trip re no international fees.

      • llllllllllllll on 16/10/2025 - 14:36

        We applied two cards - both approved on 4th Oct.

        One card arrived on 9th Oct, the other one is still nowhere to be seen.

        How a card not arrive within 5 business day to Melbourne metro is beyond me.

        • gadgetguy on 16/10/2025 - 15:41

          Mine took exactly a week.

          Oh and the stalker in here who is negging every (helpful) comment of mine in this thread, here's another for you. Enjoy.

          • foxes28 on 16/10/2025 - 17:15

            @gadgetguy: Lmao either someone’s really pissed at you or just trolling

  • llllllllllllll on 17/10/2025 - 17:00

    Finally got the card, took 2 weeks for delivery.

    Anyone know how long they will credit the $200 from the time you meet the spending requirement?

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