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Open an Easy Transaction Account, Make 5 Eligible Purchases in 30 Days for $50 Cashback @ Bankwest

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Open an Easy Transaction Account, Make 5 Eligible Purchases in 30 Days for $50 Cashback @ Bankwest

Go to Deal

deliriouss on 05/10/2025 - 15:03 bankwest.com.au (2424 clicks)
Last edited 05/10/2025 - 18:28 by 1 other user

How to get your $50:

Open an Easy Transaction Account
Make 5 eligible purchases (Purchases must be made and settled within 30 days of opening your new account)
Get $50 Cashback

Key Terms and Conditions:

Offer available for new accounts opened between 6 October 2025 and 21 October 2025.
The offer applies to new customers who open an Easy Transaction Account within the promotional dates. Customers who have previously held a Bankwest account within the last 12 months or accounts opened via the Bankwest app are not eligible for this offer.
Applicants must complete specific purchase requirements to qualify for the cashback.
Eligible purchases are defined as purchases made with your linked Bankwest Platinum Debit Mastercard or Virtual Debit Card(s) but exclude cash withdrawals; cash-out transactions at any merchant; payments and transfers from the Account (for example, BPAY, Internal Transfers, Pay Anybody and Faster Payments); direct debits; gaming, lottery or gambling transactions; purchases / transactions that are subsequently refunded to the account; and fraudulent transactions.
Cashback will be credited directly to your Easy Transaction Account within 60 days from the end of the qualifying 30-day period, providing the Bankwest Easy Transaction Account is still open at the time of crediting.

Full terms and conditions:

https://www.bankwest.com.au/content/dam/bankwest/documents/t…

Financial Bank Account Cashback Transaction Account

21 Oct

Related Stores

Bankwest

Comments

deliriouss on 05/10/2025 - 15:12

+21
Sharing some pros and cons based on my personal experience with Bankwest

The new app has significant usability issues, featuring oversized fonts and a confusing UI/UX—be prepared for some frustration.

All physical branches have been closed, they are now a digital only bank wholly owned by CommBank.

Customer support is decent, response times for online inquiries are quite good.

You can generate single-use and multiple-use virtual cards for online transactions, making online shopping much easier and more secure.

There are no international ATM and transaction fees.

The EasySaver account offers a 4-month introductory rate of 4.8%, with an ongoing rate of 4% for balances up to $250,000, no spend or growth balance requirement.
- KangaDrew on 06/10/2025 - 08:13
  
  +1
  
  The new app is a barely usable piece of dog 💩
  
  Whoever thought it would be ok to let their 14 year old design a banking app and signed-off on such a horrendously asinine UI needs to be fired immediately.
bohn on 05/10/2025 - 15:15

+17
fine to get 50, but using them as your regular bank is a bad idea

some domestic transfers, even if made before the cut-off, have been held for THREE DAYS - wtf.. like this needs to be a thing anymore.

the portal UI is rubbish

the app UI is rubbish and they record all keystrokes etc 'behavioural security tracking'
- BatmanAU on 05/10/2025 - 15:28
  
  -4
  
  Keystroke tracking, what are you using the app for illicit material or something?? Who cares, if it protects the customers money, bring it on!
  - bohn on 05/10/2025 - 15:30
    
    +1
    
    oh yeah they protected my funds, took three days to get to the other account.
    - BatmanAU on 05/10/2025 - 15:36
      
      -2
      
      Oh so someone stole your money, or they transferred it to the wrong account?
      - bohn on 05/10/2025 - 15:36
        
        +2
        
        @BatmanAU: Bank West stole my money for three days. Bank West to Westpac before the domestic cutoff does not take three days to transfer.
        
        BatmanAU on 05/10/2025 - 15:39
        
        -3
        
        @bohn: Oh so their protection of your funds worked, don't see any problems with that at all. Maybe it's just me!
        
        Most banks take a few days to transfer if it is a new account, Bankwest is not alone, UBank, RaboBank, NAB, Wise etc all do the exact same thing, unless its internal transfer.
        
        bohn on 05/10/2025 - 15:40
        
        +9
        
        @BatmanAU: Wrong. I complained and the person told me I only had a three our window to lodge any issue.
        
        It gets 'sent' at their end, cannot be reversed and is part of a big batch that they delay 'for reasons' (saving money).
        
        Don't be fooled into thinking it's for your benefit.
        
        BatmanAU on 05/10/2025 - 15:43
        
        -2
        
        @bohn: Umm no I'm not wrong, I face this issue all the time transferring money to other accounts (whether business or personal) and they to me. Once the first transaction goes through, it's pretty much instantaneous.
        
        Eitherway, this post is about $50 cash back, not internal politics.
        
        bohn on 05/10/2025 - 15:43
        
        +5
        
        @BatmanAU: That's why I said, read my post:
        fine for the $50 but avoid using as a regular bank.
        
        Enjoy
        
        bohn on 05/10/2025 - 15:41
        
        +2
        
        @BatmanAU:
        
        Most banks take a few days to transfer if it is a new account, Bankwest is not alone, UBank, RaboBank, NAB, Wise etc all do the exact same thing, unless its internal transfer.
        
        yeah, okay…. Macquarie is one day now for new payees. CBA 24 hours (to the dot)…
        
        Which banks are three days?
        
        NAB and Westpac I have had no delay at all… ? Didn't have one on Ubank either.
        
        So that leaves Rabobank:
        
        If transferring funds to an external bank account before 6pm (AEST/AEDT), the funds will usually appear in that account within 1 – 2 business days.
        
        So not 3.. Wise is not a bank FYI.
        
        BatmanAU on 05/10/2025 - 15:47
        
        -5
        
        @bohn: A quick Google search:
        
        "Australian bank transfers can take up to three business days primarily due to the processing time required for the good funds model, which holds funds for a period to prevent fraudulent transactions, bank cut-off times, weekend and holiday delays, security checks, and the varying processing speeds of different banks and payment systems."
        
        Anyway, I will grab myself a $50 and close it once received.
        
        bohn on 05/10/2025 - 15:49
        
        +4
        
        @BatmanAU: u mean from the AI result? heh
        
        I just told you,
        
        I have accounts here and see this for new accounts:
        Westpac/Nab/ubank no delay
        Macquarie/CBA one day
        Rabo 1-2
        Wise, not a bank.
        
        Where are all the banks that hold for 3 days? Aside from BankWest.
        If you are going to reply, reply with factual information not AI.
        I also already confirmed with you that BankWest is not holding for 3 days for fraud prevention, as after a few hours you cannot get it reversed.
        
        BatmanAU on 05/10/2025 - 15:55
        
        -4
        
        @bohn: OMG yeah from the AI search, Im not sitting there on your behalf to pinpoint each banks policies, but feel free to do it yourself, start with Commbank as it states it there.
        
        I did mate, all the banks I listed that I use and deal with. And yes Wise isn't a bank, but banks you are transferring from can take 3 days. Pretty factual when it happens with me and also when their policies state as such.
        
        Now take a chill pill and enjoy your Sunday!
        
        bohn on 05/10/2025 - 15:56
        
        +5
        
        @BatmanAU: none of the ones you mention hold for 3 days, wake up. u still asleep
        
        CBA holds 24 hours to the dot for new payees. You must be new to banking.
        
        BatmanAU on 05/10/2025 - 15:59
        
        -4
        
        @bohn: Okay buddy, you believe that.
        
        bohn on 05/10/2025 - 16:01
        
        +4
        
        @BatmanAU:
        
        Okay buddy, you believe that.
        
        ?
        
        How long does it take to transfer money?
        First-time and some other transfers may be held for 24 hours though as a security measure.
        
        and
        
        First-time payments to or from an account linked to yours that you have authority to access, but belonging to someone else or an entity (e.g. Business accounts or accounts accessed by parents/legal guardians, Power of Attorneys, etc.), may take:
        - 24 hours for transfers made before 7.30pm AEST
        
        https://www.commbank.com.au/support.banking.how-long-to-tran…
        
        'okay buddy, you believe that'
        
        haggleit on 05/10/2025 - 18:15
        
        +2
        
        @bohn: Holds on transfers to 1st-time payees pretty Industry-wide in oz. Westpac group and many others usually don't bother unless for large transactions.
        
        Standard hold for security reasons before processing is 24 hours, usually to the minute.
        
        A 3 day hold (72 hours) is damn excessive and a bit concerning about where the money actually is for the extra 48 hours, unless it's for a large 1st time transfer say over $500.
        
        A possible workaround to avoid urgent transactions being delayed is to send a small transfer ($1) to the account first that may clear any flags, and send the rest after 24 hours have passed. Just like the hackers do…. ironically
        
        bohn on 05/10/2025 - 18:40
        
        +1
        
        @haggleit: Transferring 30k with CBA was 24 hours for me for a first-time payee.
        
        72 hours is excessive (the money is not in your BankWest account earning interest before it is sent either). The amount in question was approx 25k. I did it from within the Bankwest app, and the payment limit page states: '$50,000 – in the app if you’re registered for SMS code.'
        
        I complained and the person who responded me to me told me that it would also be three days if I send to the same account again! As in, it is not a first-time payee anymore. Amazing.. but have not tested this yet ;) (and don't believe it heh)
        
        He said I could pay $35 to get a manual transfer done by the bank.
        
        I was also told this:
        
        I complained and the person told me I only had a three our window to lodge any issue.
        It gets 'sent' at their end, cannot be reversed and is part of a big batch that they delay 'for reasons' (saving money).
        
        Which means the three days is not for our benefit sending to a first-time payee.
        
        Also
        
        Westpac group and many others usually don't bother unless for large transactions.
        
        I sent 60k the other day to a new payee and no delay. Bankwest is a joke.
        
        uccoffee on 06/10/2025 - 15:22
        
        @bohn: ING sometimes 3 days too
        
        randomusername2017 on 05/10/2025 - 18:42
        
        @bohn: Bankwest to westpac is instant via osko.
        Initial transfer via bsb took 24hrs, subsequent transfers few hours/overnight.
        
        bohn on 05/10/2025 - 18:45
        
        @randomusername2017: I was told they only do instant up to 5k, not above at Bankwest.
        Most of my transfers are more than 5000.
        
        Other banks (eg nab,ubank,westpac) can easily pay 60k via Osko.
  - ninohax on 05/10/2025 - 18:50
    
    +1
    
    lol that wouldn't save the customers money by any means
- deliriouss on 05/10/2025 - 15:30
  
  +1
  
  Things have gotten worse since they transitioned to be fully digital. I have been banking with them for over five years, and they didn’t encounter the problems you mentioned until they decided to rebrand, go fully digital, and release this terrible app update, all at the same time. The old app worked so much better.
  - bohn on 05/10/2025 - 15:33
    
    End of July:
    
    We're introducing behavioural security to help protect against fraud and scams. To support this, you will need to consent to us collecting your behavioural information when you use Bankwest Online Banking and the Bankwest App.
    
    What is behavioural security?
    Behavioural security uses information about how you interact with online banking and the app – like typing, scrolling, clicking, and swiping behaviours – to help detect unusual account activity and potential fraud attempts.
    
    From August 2025, you’ll be prompted to consent to the collection of your behavioural information when you log in to online banking and the app. You’ll need to consent to continue accessing these services.
    
    My biggest issue is the shit UI, and the sometimes incredibly slow domestic transfers. I think they add transfers to a batch and do not do them all the time (to save money). F that.
- Think on 05/10/2025 - 15:42
  
  +1
  
  have been held for THREE DAYS
  
  Was the payee newly added?
  - rewstar on 05/10/2025 - 18:43
    
    No, they hold it for basically 3 days every transaction unless its payid
    - Think on 06/10/2025 - 21:05
      
      How many businesses days in the 3 days?
- jazlet on 05/10/2025 - 15:53
  
  I have also had big delays at Bankwest in sending money.
  
  Also agree the UI is very bad both on the web and app.
Think on 05/10/2025 - 15:34

+1

The offer applies to new customers who open an Easy Transaction Account within the promotional dates.Customers who have previously held a Bankwest account within the last 12 months or accounts opened via the Bankwest app are not eligible for this offer.

Does having a current credit credit account count as a Bankwest account?
- mnko on 05/10/2025 - 18:04
  
  Also wondering
- deliriouss on 05/10/2025 - 18:51
  
  +2
  
  In the full terms and conditions: Bankwest Account refers to any Bankwest transaction, savings, term deposit, home loan, personal loans or credit card accounts issued by Bankwest, or other off-sale accounts.
askbargain on 05/10/2025 - 15:36

+1

Why does OzB say “LATER TODAY” if it starts tomorrow?
- BatmanAU on 05/10/2025 - 15:41
  
  Maybe OP set it for 1100pm or something.
  - deliriouss on 05/10/2025 - 15:45
    
    +2
    
    OP here. I didn’t specify a start/end time only date, and I’m also puzzled why it says a later today. It may have something to do with Bankwest using AWST.
    - BatmanAU on 05/10/2025 - 15:49
      
      +1
      
      Yeah that's weird.
      
      I tried posting a deal the other day and OzB said it was a scam and wouldn't publish it. Was for a legit deal, so not sure why I couldn't post it.
ropanzer on 05/10/2025 - 16:18

What does cashback $50 means?
- EatSleepOzBargainRpt on 06/10/2025 - 09:12
  
  Yeah I’m curious of this wording too. Does it mean we have to spend $50 to get $50 cashback, or can we simply make 5 small purchases of say $1 each?
  - emoticon on 06/10/2025 - 14:06
    
    +2
    
    No minimum spend my friend, if those $1 purchases are genuine, you’re all good 👍
    
    In the terms and conditions document:
    
    Yes, to earn the $50 cashback, you will need to make 5 ‘settled’ (fully processed and not pending) ‘eligible purchases’ within the first 30 days.
    
    There is no minimum combined spend
    amount required.
    
    These eligible purchases can be made with your linked Platinum Debit Mastercard or Virtual Debit Card.
- Stoptheban on 06/10/2025 - 12:45
  
  +1
  
  The cashback payment will be credited to the Easy Transaction Account within 60
  days from the end of the qualifying 30-day period, providing the Bankwest Easy
  Transaction Account is still open at the time of crediting.
  
  This is from the TNC, $50 to your account.
peter on 05/10/2025 - 16:22

+1

I've had Bankwest accounts since about 2006 when I opened my first account with them in Elizabeth Street, Melbourne (I was working in the nearby Census Data Processing Centre at the time). I've always found them reliable. They have Osko so transfers are fast, and they don't charge a monthly fee. My biggest concern was in 2008 when I became aware that Bankwest might be affected by the GFC (Global Financial Crisis):
"In September 2008, Bankwest was included in the sale of HBOS to Lloyds TSB. The following month, with significant problems of its own during the 2008 financial crisis, Lloyds TSB agreed terms to sell Bankwest to the Commonwealth Bank for $2.1 billion. The sale was completed in December 2008." - Wikipedia
idm on 05/10/2025 - 16:46

How's account opening experience if anyone has done it recently? Works from a computer or app only?
- deliriouss on 05/10/2025 - 18:42
  
  +1
  
  Cannot comment on account opening experience but offer is not eligible through app, must do it via the campaign link.
bin555 on 05/10/2025 - 17:11

I already have bankwest app. So just need to open the account through the app ?
- haggleit on 05/10/2025 - 17:34
  
  +4
  
  Don't open through the app, only through the linked website, and only from tomorrow, as noted at the bottom of the page is:
  
  $50 Cashback Easy Transaction Account Offer
  Limited time and available online only. New customers and one promotion per customer. Offer available for new accounts opened between 6 October 2025 and 21 October 2025. Customers who have previously held a Bankwest account within the last 12 months or accounts opened via the Bankwest app are not eligible for this offer. Other eligibility and exclusions, T&Cs apply and are available here.
  - bin555 on 05/10/2025 - 19:58
    
    Actually it says got new customer only.
    I have home loan account with bankwest already. I guess not eligible
Funky-munky on 05/10/2025 - 17:15

+8

If you're just doing it for the quick cash, by all means.
But having been with BW for many many years, with various product's, I chose to move banks a few month's back.
Their app is now so bad, you can barely do anything with it.
Style over substance.
And for a digital only bank, as their core product, its unuseable.
Do yourselves a favour, and read their APP reviews.
- deliriouss on 05/10/2025 - 18:38
  
  Who do you bank with now? I hate their new app too; I seriously thought about closing my accounts with them after they discontinued the Qantas transaction account. I have accounts with few other banks for different perks but Bankwest has been my main bank (salary deposit) for years. However, they keep dangling carrots in front of me (bonus interest rates and cashback for spending, etc.) to keep the accounts after I moved a large lump sum out. I may keep an account just for the virtual cards.
  - Funky-munky on 05/10/2025 - 19:09
    
    +1
    
    Ive moved to Revolut.
    They also offer virtual cards and ive been told that their savings accounts and credit card offerings are launching soon.
    But, each to their own!
    - deliriouss on 05/10/2025 - 20:21
      
      +1
      
      Thanks for getting back to me.
      Unfortunately, I have had a bad experience with Revolut. They won’t let me open an account because during the ID verification process, the system noticed I had an account with their EU counterpart and apparently, you can only have one Revolut account globally. However, they won’t let me close my EU Revolut account and then create an AU Revolut account as I no longer have an EU phone number to receive my MFA code to complete the request (despite I still use the same email address and ID). I have about 10 euros stuck in their system.
- idm on 05/10/2025 - 19:03
  
  I'm interested in their intro savings rate, which would require transaction account anyway.
  Don't care about app usability as long as funds can easily be transferred out at the end of the intro period.
  3 days delay noted above by some is a concern for lost interest though. Shouldn't they keep calculating it if hold is on their side? Wonder what's AFCA position on this.
  - deliriouss on 05/10/2025 - 20:10
    
    +2
    
    They had several incidents early this year when they switched to the new app and system, during which people experienced issues accessing their accounts and funds, but I don’t think this is the norm. It only happened to me once in the last 5 years, when my funds were “stuck” between banks for 2 business days. I don’t know about delays, but Osko payments made on Saturday with them are logged as transactions for Monday, so I received interest for Saturday and Sunday on the amount that I had already transferred out.
    If you don’t care about app usability then I think you should be fine. Would be worth make a small transfer in advance so you are not sending a large sum to a NEW payee.
ja912son on 05/10/2025 - 17:47

WTF, I just went through the link and opened up a new account. I need to get my eyes checked.
- deliriouss on 05/10/2025 - 18:44
  
  Ouch… sorry for the "today” label when start date is tomorrow; that label is a system default from OzB. Did you receive the account details? If not, hopefully they won’t process it until tomorrow, as the terms and conditions state: "Account Open Date refers to the date your account has been opened by the Bank.”
tenpercent on 05/10/2025 - 17:50

Is biometric (e.g. selfie) verification required?
- tenpercent on 05/10/2025 - 17:55
  
  To answer my own question:
  
  Verifying your identity online requires a selfie but you can also verify offline.
  
  https://www.bankwest.com.au/support/account-security/identif…
  
  If you prefer to confirm your identity in person, you can visit a participating Australia Post outlet.
  - haggleit on 05/10/2025 - 18:13
    
    +3
    
    Do it tomorrow, anyway the selfie verification would most likely automatically fail anyway knowing OZ banks…
  - idm on 05/10/2025 - 18:41
    
    +1
    
    The link posted also includes Electronic ID option with two forms of ID and no selfie (or in person) requirements.
    - tenpercent on 05/10/2025 - 19:22
      
      You're right. I completely missed that. Thanks.
      - haggleit on 05/10/2025 - 21:38
        
        +1
        
        @tenpercent: Waiting to see if any will report on which form of 'selfie' the digital verification entails.
        
        Literally just a selfie photo, sure OK.
        'Hostage' photo replacing today's newspaper with ID in hand at certain place with handwritten note, ehh probably not…
        Full-on selfie video from all angles with smarmy "now give a big smile" or having to say certain words… eff no, going AusPost.
    - idm on 06/10/2025 - 15:09
      
      I guess, I was wrong after all since the Electronic ID option wasn't present for me.
      - haggleit on 06/10/2025 - 15:24
        
        @idm: What was the selfie process like if you chose that option?
        
        idm on 06/10/2025 - 15:36
        
        @haggleit: Yes, taking photos of an ID and a selfie with a smile using mobile phone browser.
        
        haggleit on 06/10/2025 - 15:49
        
        @idm: Thanks for letting us know.
        ugh, so will prob fail anyway and it's off to AusPost tomorrow then.
cristobaljamesy on 05/10/2025 - 17:59

What's the age requirements for this account, does anyone know by any chance?
- tenpercent on 05/10/2025 - 18:04
  
  +3
  
  It's on page 3 of the linked Full Terms and Conditions.
  
  You can't sign your underage kids up.
  
  Frequently Asked Questions
  1. How do I qualify for the $50 cashback?
  To qualify for the $50 cashback, you will need to:
  • open the Easy Transaction Account online via
  www.bankwest.com.au/lp/cashback/optus-stadium between 6 October 2025 and 21
  October 2025 by 6:00pm AWST. Excludes accounts applied for and opened directly
  through the Bankwest App;
  • be over the age of 18 years old…
  - haggleit on 05/10/2025 - 21:25
    
    +1
    
    Yes, 4 page terms document…. Suggest all should review it before signing up to negotiate the various conditions successfully. Full doc @:
    
    https://www.bankwest.com.au/content/dam/bankwest/documents/t…
    
    Of particular note that may be missed is point 6:
    
    You must be opted into marketing to receive communications related to this offer.
    
    So make sure agree to allow any email etc. marketing communications if there's any checkbox's etc during signup.
    - archiexyz on 07/10/2025 - 20:42
      
      Does anyone know where these marketing preferences are found? Don't recall anything in the application process about this
      - haggleit on 07/10/2025 - 22:05
        
        +1
        
        @archiexyz: yeah, didn't notice anything during signup either. Guess it means the marketing notification settings in the app. When I checked them they were all preset as yes, so don't turn them off.
        In the app they're accessible through User icon (top left) - Settings - Notification Settings - Marketing Communications.
povertytrap on 05/10/2025 - 18:36

I currently have a BankWest deposit account. Presumably I don’t qualify for this?
- deliriouss on 05/10/2025 - 18:41
  
  Only new customers who haven’t had an account with them for the last 12 months is eligible for this one.
  I received a different offer as an existing customer: 10 transactions per month for 3 consecutive months for $50 cashback, but I think that offer is targeted.
kay007 on 06/10/2025 - 03:18

Is there a minimum spend for the purchase to qualify or any 5 purchase regardless the amount?
- I like freestuff on 06/10/2025 - 10:24
  
  T&Cs say no minimum combined spend.
  
  Also FWIW you can instantly make “virtual cards” once you have made an account. Just need to setup the SMS 2FA once the account is made.
  Don’t need to wait a physical card (don’t even need to order a physical card it seems).
  - Jazzzy-b on 06/10/2025 - 14:05
    
    +1
    
    Is digital care available straightaway and can be used to make payments of any amount!? .60c for eg at Coles?
    - I like freestuff on 09/10/2025 - 09:52
      
      +1
      
      Sorry for the late reply. Yes as soon as you have made an account a virtual card can be made straight away. Just make sure you don’t pick the “one use” cards.
      
      When clicking the “add to apple wallet” button it took two attempts back to back because it couldn’t verify but it worked in the end.
      
      I just did 5x1c transactions at a self checkout.
      - Think on 09/10/2025 - 10:13
        
        @I like freestuff: T&C states purchases made by Virtual Debit Card(s) are eligible but does not state “one use” card uses are ineligible.
        
        Unless I miss it. What did you find the “one use” card uses are excluded?
        
        Jazzzy-b on 11/10/2025 - 13:33
        
        @Think: Did u find an answer to this
        
        Think on 13/10/2025 - 10:38
        
        @Jazzzy-b: No, I can't find it in their T&C.
        
        I am still awaiting @I like freestuff's reply.
        
        I like freestuff on 28/10/2025 - 10:09
        
        @Think: The reason I said don’t do the “one use” is because you would have to make 5 virtual cards and add them to your “wallet” and with it failing to add the card first time every time (for me anyone) you would end up having to try to add the cards 10 times.
        
        I was doing 1c transactions at a self checkout and was wondering why the first transaction worked fine but then it kept failing on the ones after.
      - Jazzzy-b on 09/10/2025 - 10:31
        
        @I like freestuff: Thanks, i am on the website, where can i access the digital card?,
        
        idm on 09/10/2025 - 11:37
        
        +2
        
        @Jazzzy-b: I think it can only be added from a mobile app.
poptart042 on 06/10/2025 - 06:37

Their online sign up process couldn't verify my ID online even though all my details were matching. Will have to go to AusPost to verify in person. Worth $50?
Windows7forever on 06/10/2025 - 09:10

+1

Thanks. I made the account.
cami087 on 06/10/2025 - 10:19

Annoying, I made an account 2 days ago but the ID verification didn't go through. I suppose I don't qualify within the period still.
JHoliday on 06/10/2025 - 11:40

+1

Unfortunately, you won't be able to open this particular account
You're not eligible for this account
You can't open this account because you either already have one, aren't eligible, or have reached the limit of accounts you can hold with us.]

Haven't held an account within the last 12 months with them and still get this message
- Jujji on 08/10/2025 - 19:41
  
  Same here! I haven’t had an account with them for years.
DerpFactory on 06/10/2025 - 12:55

+1

oh gawd why can't I upload from my laptop, it forces you to complete the verification on a phone
it also doesn't accept digital driver's license, what fuster cluck that was
Bargaphile on 06/10/2025 - 14:33

Was able to sign up without issue, what is the easiest way to meet the transaction criteria? Anything you can buy online for cents etc?
- JHoliday on 06/10/2025 - 14:42
  
  +1
  
  Split transaction at Woolies or $1 Amazon GC from ShopBack?
  - Bargaphile on 06/10/2025 - 15:05
    
    Thanks
    - EatSleepOzBargainRpt on 06/10/2025 - 18:52
      
      +3
      
      If you buy a GC/order something online you can use the digital BankWest card in your account straight away, and don’t need to wait for/order a physical card. 5 x $1 Amazon GCs come at me!
      - Jazzzy-b on 07/10/2025 - 12:53
        
        -2
        
        @EatSleepOzBargainRpt: Some people mentioned these could count as fraudulent?
        
        Jazzzy-b on 08/10/2025 - 12:27
        
        @Jazzzy-b: Why so many negs 🙂‍↔️
        Only double checking as some people had mentioned this
- kehuehue on 06/10/2025 - 14:46
  
  +2
  
  tap at woolies/coles split into 5 parts, or buy $1 amazon gift cards, or pay off zip pay i guess, ill try zip pau
  - Bargaphile on 06/10/2025 - 15:05
    
    Thanks
    - haggleit on 06/10/2025 - 15:17
      
      +1
      
      Coles splits usually come out of 'Pending' quickest though from experience, always by the next day at my local. The Woolies has just been the standard 3 day turnaround.
      Guess it probably shows how desperate Coles are to get the cash, but it has been helpful with tight timeframes when needed.
kehuehue on 06/10/2025 - 15:20

+2

reminder to set 04-Jan for the $50 to appear, 60 days from the end of the promo period l
nowich on 06/10/2025 - 20:21

+1

thanks op
emoticon on 07/10/2025 - 13:55

+2

Thanks OP - I just opened an account today.

I tested the transfer times between some of my accounts.

ING <> Bankwest - Instant using Osko (Bank account numbers and PayID)

Macquarie <> Bankwest - Instant using Osko (Bank account numbers and PayID)

Up Bank <> Bankwest - Instant using Osko (Bank account numbers and PayID)

Some commenters above were saying that there’s a 24-72 hour hold on first time transfers to new accounts you hadn’t transferred to before. This was not my experience.

New account transferring for the first time back and forth - all my transfer tests were sent and received instantly - no waiting period or hold… atleast for Macquarie, ING and Up.

Transaction account seems usable enough to keep as a backup to cycle through, especially for overseas holidays.

Edit: i tested transferring small dollar amounts.

Open an Easy Transaction Account, Make 5 Eligible Purchases in 30 Days for $50 Cashback @ Bankwest

How to get your $50:

Key Terms and Conditions:

Full terms and conditions:

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