Looks like TCB have launched their Gift Card portal. I’m sure we’ll see some more interesting offers, but this is a placeholder for the everyday rates.
Looks like its via the web only at the moment.
Enjoy!
Gift Cards Cashback: JB Hi-Fi 2.5%, Amazon 1.6%, IKEA 4.3%, Coles 1.6% & More @ TopCashback AU
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HamBoi69 on 02/11/2025 - 21:00 giftcards.topcashback.com.au (863 clicks)
Last edited 03/11/2025 - 15:57 by 1 other user
Last edited 03/11/2025 - 15:57 by 1 other user
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Can't believe they removed EB/Zing ;(
Better rates, but I like the option of using a rewards points earning cc rather than a debit card with Macquarie.
You’d be getting less than 0.5% for most cards so usually a higher discount will almost always be better.
1 QFF point per $1 on our main card, so worth it for me. Can get Amazon via super swap for 2.5% discount too I believe. But for the majority, maybe you have a point.
Not to mention the cc churners among us, who need to reach certain spends in the first 2 or 3 months etc… gift cards are an excellent way to obtain these points.
@HappyPants: You can amazon gift card thru qantas marketplace for 3 points per $1 plus the 1 point you earn of your card.
Depends on how you use your points but 3% off on macquarie is probably better anyway.
@HappyPants: What annual fee are you paying to get 1point per dollar? And gotta remember points are a fake currency at the mercy of whatever arbitrary devaluing manipulation qantas decides to pull at any time they choose. Same for all points systems.
The main drawback with gift cards is your funds are locked to that store. Jb is big enough and do price matching, so it’s probably a non issue, but something to bear in mind. If you need to refund later, you will only ever get gift cards back in hand.
yep, this isn't a bargain it's an ad, an ad for worse deals.
It does seem on the low side
They're all equal to, or better, than the standard rates on Shopback aren't they?
Might be low, but we should be getting some cashback bonuses on gift card spend soon.
Yeah I'm assuming this is a soft launch and we'll be getting a launch event very soon… maybe for early Black Friday?
Hooray for the launch, boo for website only (so far).
Low rates, but on the plus can pay with AMEX
Hell yeahhhhh.
I think should be edited within the next week or so when rates are confirmed + more retailers to come.
Seems neat, hoping for more retailers to be added.
Thanks OP. May be a silly question but is there capped limit to how much you can spend with gift cards? Planning to buy 4K worth of IKEA PAX wardrobe. First time paying through GC
Theoretically there should be no limit, however some people (including myself) have experienced issues trying to redeem multiple IKEA gift cards online in the past. Others have had no probem at all.
Hopefully they've fixed this known issue by now.
They may be low rates, but I am encouraged that there will be competitor to SB. Good luck TCB
Hopefully we'll see some good increase in cashback rates from both of them as they try to nab business from each other.
Great job TCB and TA. Here's to exciting GC promos to come!
Not really sure why anyone would bother with a measly ~1% at Coles, especially when the gift card is often hard to scan and frustrates the workers and customers.
Coles <2% is a waste of time and money as you can get that cashback rate instantly with the HSBC card (for now).
If you are having trouble scanning it, you are doing it wrong. Add it to an app like Supercards or to your digital wallet and it works flawlessly.
I like that they accept Amex for payment but not Apple Pay but they do accept google pay weird
When is it going to go on the app ????I wonder what the MCC is
Macquarie: