[[fee_free_atms]]

ATM Direct Charging Fees

Following a review by the Reserve Bank of Australia (RBA), from 3 March 2009 ATM Direct Charging will be introduced at all ATMs across Australia.

ATM Direct Charging will now mean the fee charged for using an ATM will be displayed and charged by the ATM owner at the time of completing a transaction at their ATM. This ATM Direct Charge will then be displayed as a separate item on your account statement.

Ozbargain Thread

**Big 4 Banks drop ATM fees**

Big 4 Drop ATM fees

As from the 23rd September 2017 Commonwealth Bank removed ATM withdrawal fees.

Ozbargain Thread

Westpac, NAB and ANZ (October) also announced they will be dropping ATM withdrawal fees, but no definite date given as yet.

Ozbargain Thread

Fee Free Foreign# ATMs

Bank Fee Free Foreign# ATMs
All Australian Issued ATM Cards Commonwealth Bank
Arab Bank Australia (3) rediATM and co-branded rediATM/NAB machines.
Bankwest Commonwealth; Commonwealth, Westpac, NAB & ANZ with Zero account
Citibank Westpac, St. George, BankSA & Bank of Melbourne (except at BP service stations)
Commonwealth Bankwest
Heritage Bank Westpac, St.George, BankSA, Bank of Melbourne
HSBC* Westpac, St George, BankSA and Bank of Melbourne (except at BP service stations)
ING Direct (1) Any
Member's Equity Bank (2) Westpac, St George, BankSA and Bank of Melbourne
NAB RediATM
Savings & Loan* (3) rediATM and co-branded rediATM/NAB machines.
Suncorp Bendigo Bank
Westpac BankSA, St. George

* Note: Particular account types may have a limited number of fee-free foreign ATM transactions per month, after which any further transactions will attract a fee. HSBC accounts, for example, may offer unlimited transactions at affiliated ATMs, or have specific limits on transactions.

(1) ING Direct has no own brand ATMs. They will instantly rebate the transaction fee for any ATM withdrawals within Australia, if you deposit $1000+ per month into your Orange Everyday from an external account.

(2) EveryDay Transaction Account has 15 Free ATM transactions per month. Subsequent transactions incur a $1.50 fee.

(3) NAB ATMs located in Coles Express service stations are or have been transitioned out of the rediATM network.

# Foreign: ATMs belonging to a different bank/operator.

Number of ATMs across Australia by Banking Group