[[mcc_list]]
Table of Contents
Merchant Category Codes of Retailers
About this page
The purpose of this page is to catalogue the merchant category code of physical and online merchants across Australia.
Notes:
- The MCC Description is taken from the Mastercard Quick Reference Booklet. More information on MCCs (including definitions for MCCs) can be found in this booklet.
- MCCs at a specific merchant can change if PayPal is used as the payment method instead of using the card directly with the merchant.
Related information
For information on permitted MCCs for a number of dining-related gift cards, please refer to this table on the Gift Card FAQ wiki page.
Banks/financial institutions that provide the MCC of a transaction1:
- Automatically
- The Card Network Android app
- Upon request
Merchants
0-9
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| 7-Eleven | 5541 | Service Stations (with or without Ancillary Services) | 10 June 2022 | This MCC was reported at a location selling fuel. |
| 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 01 July 2022 | This MCC was reported at a location not selling fuel (e.g. inner-city convenience stores). | |
| 99 Bikes | 5940 | Bicycle Shops: Sales and Service | 13 November 2023 | This MCC was reported on a transaction on the 99 Bikes website. An instore transaction should also use the same MCC. |
A
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| A-One Fruit Market (TAS) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 02 January 2025 | This merchant only allows card purchases when spending $10 or more in one transaction. |
| ACT Government Road Transport Authority | 7523 | Automobile Parking Lots and Garages | 08 July 2024 | This MCC was reported on the purchase of a parking ticket at a car park operated by the ACT Government. |
| Adelaide Metro | 4111 | Transportation - Suburban and Local Commuter Passenger, including Ferries | 12 June 2022 | This MCC was reported on the top up of a metroCARD both online and at a self-service machine. |
| AGL | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 29 November 2022 | |
| AGL Rewards | 5999 | Miscellaneous and Specialty Retail Stores | 07 August 2022 | |
| ahm | 6300 | Insurance Sales, Underwriting, and Premiums | 07 May 2025 | |
| ALDI | 5411 | Grocery Stores, Supermarkets | 04 February 2024 | This MCC was reported on the instore purchase of gift cards, as well as groceries. |
| ALDImobile | 4814 | Telecommunication Services | 19 June 2022 | |
| Alinta Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 14 May 2025 | |
| amaysim | 4814 | Telecommunication Services | 10 June 2022 | This MCC was reported when paying using a Visa card on their website. |
| Amazon AU | 5399 | Miscellaneous General Merchandise Stores | 27 August 2023 | This MCC was reported on online purchases |
| AmberT.au | 5947 | Novelty Shops | 16 February 2024 | This MCC was reported when using a Visa card via PayPal. |
| Ampol | 5541 | Service Stations (with or without Ancillary Services) | 30 December 2022 | This MCC was reported on the instore purchase of fuel at an Ampol Woolworths MetroGo. It is not known whether Ampol FuelPay uses this MCC. Payments at an unattended Ampol service station is likely to use MCC 5542. |
| 02 May 2023 | This MCC was reported on the instore purchase of gift cards at an Ampol Foodary. | |||
| Andrew’s Meats (QLD) | 5422 | Freezer, Locker Meat Provisioners | 24 May 2022 | |
| Anytime Fitness | 7298 | Health and Beauty Spas | 30 September 2023 | |
| Apple | 5732 | Electronic Sales | 31 December 2023 | This MCC was reported on the purchase from the Apple Online Store. It is likely other purchases from other Apple Online Stores (as well as over-the-phone purchases and instore purchases) will use the same MCC. It is not known whether an App Store purchase, subscription payment or an AppleCare+ purchase will use a different MCC. |
| Aussie Broadband | 4816 | Computer Network/Information Services | 27 May 2022 | |
| Australia Post | 9402 | Postal Services - Government Only | 19 January 2024 | This MCC was reported on a purchase from the Australia Post Online Shop. |
| 05 July 2023 | This MCC was reported on an in-person Post Billpay payment. | |||
| 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 01 August 2023 | This MCC was reported on an online payment for an Origin Energy account via Post Billpay on the AusPost app. | |
| 9399 | Government Services - Not Elsewhere Classified | 05 July 2023 | This MCC was reported on a Post Billpay payment to a government agency made via the Australia Post mobile app. | |
| Australian Taxation Office (ATO) | 9311 | Tax Payments | 06 September 2024 | This MCC was reported on payments to the ATO via myGov online services and Government EasyPay. Classified as payments to Government. myGov is limited to payments from 10 different payment cards per 12 hours, EasyPay 5 payment cards per 12 hours |
B
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Bakers Delight | 5462 | Bakeries | 22 August 2022 | |
| Banksia Bakehouse (NSW) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 10 June 2022 | |
| Belong | 4814 | Telecommunication Services | 12 August 2022 | This MCC was reported on a payment made via PayPal. |
| 4816 | Computer Network/Information Services | 27 July 2022 | This MCC was reported on a payment for the Belong Mobile service, but it is not know how this payment was made. | |
| Betty's Burgers | 5814 | Fast Food Restaurants | 15 April 2025 | |
| Big Daddy's Fresh Market (VIC) | 5411 | Grocery Stores, Supermarkets | 07 June 2022 | |
| BIG W | 5331 | Variety Stores | 25 May 2022 | This MCC was reported for an instore purchase. |
| 03 January 2024 | This MCC was reported for an online purchase. | |||
| Big Watermelon (VIC) | 5411 | Grocery Stores, Supermarkets | 11 July 2022 | |
| Bing Lee | 5732 | Electronic Sales | 04 October 2023 | This MCC was reported on a transaction on the Bing Lee website. It is not known whether an instore purchase will use a different MCC. |
| Blunder Road Country Markets (QLD) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 05 June 2022 | |
| Bodero | 5310 | Discount Stores | 12 August 2022 | |
| Booking.com | 4722 | Travel Agencies and Tour Operators | 14 February 2024 | |
| Boost Mobile | 4814 | Telecommunication Services | 21 June 2022 | This MCC was reported on an online recharge via the Boost Mobile website. |
| BPme | 5552 | Electric Vehicle Charging | 10 August 2024 | This MCC was reported on linking a new payment card to the BPme app. Adding a new card via PayPal is likely to use the same MCC. |
| Breadtop | 5462 | Bakeries | 12 July 2022 | |
| Brisbane City Council (QLD) | 9399 | Government Services - Not Elsewhere Classified | 15 May 2022 | This MCC was reported on an in-person payment at the council offices. |
| Bupa | 6300 | Insurance Sales, Underwriting, and Premiums | 05 May 2025 | MCC for online payment (monthly premium) |
| Bunnings | 5251 | Hardware Stores | 24 February 2024 | This MCC was reported for an online purchase. |
| BWS | 5921 | Package Stores, Beer, Wine, and Liquor | 09 April 2025 | This MCC was reported on the online purchase of alcohol. An instore purchase is most like going to use the same MCC. |
C
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Card.Gift | 5947 | Card, Gift, Novelty, and Souvenir Shops | 04 April 2023 | This MCC was reported on a Mastercard transaction. |
| 25 July 2024 | This MCC was reported on a PayPal transaction. | |||
| Casaccio Egg Farm (VIC) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 07 June 2022 | |
| Cashrewards | 5999 | Miscellaneous and Specialty Retail Store | 23 February 2025 | This MCC was reported on a purchase through Cashrewards' gift card store. |
| Catch Connect | 5734 | Computer Software Stores | 18 May 2022 | This MCC was reported on an auto recharge payment. |
| Central Highlands Water (VIC) | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 01 June 2022 | This MCC was reported on a online payment through the Central Highlands Water website. |
| Centre Com | 5045 | Computers, Computer Peripheral Equipment, Software | 15 April 2025 | This was reported on an in-store transaction. |
| 5732 | Electronic Sales | 16 March 2025 | This was reported on an online transaction. | |
| Chan Bros Import & Export (WA) | 5411 | Grocery Stores, Supermarkets | 05 August 2022 | |
| Charles Tyrwhitt | 5611 | Men’s and Boys’ Clothing and Accessories Stores | 29 April 2024 | This MCC was reported on an online purchase when using PayPal. |
| Chemist Warehouse | 5912 | Drug Stores, Pharmacies | 28 September 2023 | This MCC was reported on a purchase through their online store when using the credit card payment option. Instore purchases should also use the same MCC. |
| 5999 | Miscellaneous and Specialty Retail Stores | 20 April 2024 | This MCC was reported on a purchase through their online store when using PayPal. | |
| Circles.Life | 4814 | Telecommunication Services | 21 July 2022 | |
| City of Launceston | 7523 | Automobile Parking Lots and Garages | 1 April 2024 | This MCC was reported on a payment at a street parking meter. |
| City of Parramatta Council (NSW) | 9399 | Government Services - Not Elsewhere Classified | 31 May 2022 | |
| City of Sydney | 7523 | Automobile Parking Lots and Garages | 05 March 2024 | This MCC was reported on a payment at a street parking meter. |
| 9399 | Government Services - Not Elsewhere Classified | 28 February 2024 | This MCC was reported on the manual online payment of council rates. | |
| Coles | 5411 | Grocery Stores, Supermarkets | 24 March 2024 | This MCC has been reported on instore purchases of gift cards, as well as groceries. |
| Coles Mobile | 4816 | Computer Network/Information Services | 13 July 2022 | This MCC was reported on a recharge via the app. |
| Costco | 5300 | Wholesale Clubs | 23 November 2022 | This MCC is unlikely to be used for any Costco service stations. |
| Crown Gifts | 5999 | Miscellaneous and Specialty Retail Store | 08 May 2025 |
D
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Daiso | 5331 | Variety Stores | 30 September 2023 | |
| Dan Murphy’s | 5921 | Package Stores, Beer, Wine, and Liquor | 30 July 2023 | This MCC was reported on the online purchase of alcohol. An instore purchase is most like going to use the same MCC. |
| David Jones | 5311 | Department Stores | 14 Aug 2023 | This MCC was reported on an online purchase of an electronics device. The MCC for an instore purchase should be the same. |
| digiDirect | 5999 | Miscellaneous and Specialty Retail Stores | 18 March 2025 | This MCC was reported on an online purchase using the credit card option. |
| Dinnerly | 5811 | Caterers | 01 July 2022 | |
| Discovery Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 11 July 2022 | |
| Dodo | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 22 July 2022 | This MCC was reported on a online payment for a Dodo Electricity account. |
| Dollar World (NSW) | 5310 | Discount Stores | 30 September 2023 | |
| DoorDash | 5812 | Eating Places, Restaurants | 13 May 2023 |
E
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| E-Toll (NSW) | 9399 | Government Services - Not Elsewhere Classified | 22 June 2022 | |
| Eastlink (VIC) | 4784 | Bridge and Road Fees, Tolls | 24 August 2023 | |
| EatClub | 5812 | Eating Places, Restaurants | 26 October 2023 | This MCC was reported on purchases through the EatClub Pay card |
| eBay | 5311 | Department Stores | 13 May 2023 | This MCC was reported on a purchase from the Bing Lee eBay store. It is not known whether eBay uses different MCCs for different types for eBay stores. |
| 5331 | Variety Stores | 20 February 2025 | This MCC was reported on a purchase via PayPal. The same purchase attempted directly reported an MCC of 5311. | |
| EG Ampol | 5541 | Service Stations (with or without Ancillary Services) | 11 April 2023 | This MCC was reported on the instore purchase of fuel. |
| 22 April 2024 | This MCC was reported on a payment through the Pay At Pump feature on the EG Club app. | |||
| Electricity in a Box | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 14 June 2022 | |
| Energy Australia | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 24 May 2022 | |
| Energy Locals | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 11 August 2022 | |
| Exetel | 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services | 22 June 2022 | |
| Expedia | 4722 | Travel Agencies and Tour Operators | 14 February 2024 |
F
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Family Fresh Market (WA) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 15 June 2022 | |
| Farmer Jack's (WA) | 5411 | Grocery Stores, Supermarkets | 13 June 2022 | |
| Felix Mobile | 5999 | Miscellaneous and Specialty Retail Stores | 29 August 2022 | |
| First Choice Liquor Market | 5921 | Package Stores, Beer, Wine, and Liquor | 02 February 2025 | This MCC was reported on the in-store purchase of a gift card. An in-store purchase of alcohol (as well as online purchases) should use the same MCC. |
| First Parking | 7523 | Automobile Parking Lots and Garages | 31 December 2023 | |
| Fish Pier (VIC) | 5422 | Freezer, Locker Meat Provisioners | 23 May 2022 | |
| Flannerys | 5411 | Grocery Stores, Supermarkets | 20 August 2022 | |
| Foodland (SA) | 5411 | Grocery Stores, Supermarkets | 13 June 2022 | |
| Foodworks | 5411 | Grocery Stores, Supermarkets | 31 May 2022 | |
| Freedom Internet | 4814 | Telecommunication Services | 29 May 2022 | |
| Fresco (QLD) | 5411 | Grocery Stores, Supermarkets | 17 May 2022 | |
| Fresh Sensations (QLD) | 5411 | Grocery Stores, Supermarkets | 21 August 2022 | |
| Future Broadband | 5732 | Electronic Sales | 24 August 2023 |
G
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Giftcards.com.au | 5399 | Miscellaneous General Merchandise Stores | 02 September 2022 | |
| Giftz.com.au | 5947 | Card, Gift, Novelty, and Souvenir Shops | 21 December 2023 | This MCC was reported on a Visa transaction. |
| 6012 | Merchandise and Services: Customer Financial Institution | 03 October 2024 | This MCC was reported on a PayPal transaction. This appears to be a cash-equivalent MCC and therefore may be treated by a credit card issuer as a cash advance. | |
| Gift Station | 5817 | Digital Goods: Software Applications (Excluding Games) | 15 April 2025 | |
| Globird Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 31 May 2022 | |
| GoodFood.Gift | 6540 | Funding Transactions | 26 June 2024 | This MCC has been reported when directly entering the card’s details into the checkout. This appears to be a cash-equivalent MCC and therefore may be treated by a credit card issuer as a cash advance. |
| Google Store | 5732 | Electronic Sales | 24 February 2024 | |
| Great Western Water (VIC) | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 20 May 2022 | This MCC was reported on the online payment portal. |
| Grill'd | 5812 | Eating Places, Restaurants | 30 January 2022 | This MCC was reported on an in-store transaction. |
| 15 December 2024 | This MCC was reported on a purchase of Grill'd gift cards on the Grill'd website. Online orders of food should also use this MCC. | |||
| Guzman y Gomez | 5812 | Eating Places, Restaurants | 28 April 2023 |
H
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Hanuri Korean Butcher & Grocery (WA) | 5422 | Freezer, Locker Meat Provisioners | 13 July 2022 | |
| Happigo Supermarket (NSW) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 15 July 2022 | |
| Harris Farm Markets | 5411 | Grocery Stores, Supermarkets | 12 July 2022 | |
| Harris Scarfe | 5200 | Home Supply Warehouse Stores | 04 May 2024 | This MCC was reported on a payment using the credit card option on the online store. It is likely payments in-store would use the same MCC. |
| HCF | 6300 | Insurance Sales, Underwriting, and Premiums | 06 September 2023 | This MCC was reported on a health insurance prepayment made via the HCF website. |
| HCF Thank You | 5947 | Card, Gift, Novelty, and Souvenir Shops | 27 June 2024 | This MCC is likely to be used on other Lifestyle Rewards gift card portals (e.g. Lumo Rewards). |
| HelloFresh | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 21 July 2022 | |
| Henrys Mercato (VIC) | 5411 | Grocery Stores, Supermarkets | 23 June 2022 | |
| Hey You | 5734 | Computer Software Stores | 24 August 2023 | |
| HeyMeat (NSW) | 5422 | Freezer, Locker Meat Provisioners | 11 July 2022 | |
| Hobart City Council | 7523 | Automobile Parking Lots and Garages | 30 March 2024 | This MCC was reported on a payment at a street parking meter. |
| Homes Supermarket (SA) | 5411 | Grocery Stores, Supermarkets | 13 June 2022 | |
| Hu Hui Supermarkets | 5411 | Grocery Stores, Supermarkets | 11 July 2022 | |
| Hunter Water (NSW) | 9399 | Government Services - Not Elsewhere Classified | 06 August 2022 | |
| Hungry Panda | 7299 | Miscellaneous General Services | 22 September 2023 | MCC Reported through GooglePay payment |
I
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| IGA | 5411 | Grocery Stores, Supermarkets | 28 May 2022 | This MCC was reported on an instore purchase. |
| iiNet | 4816 | Computer Network/Information Services | 26 June 2022 | |
| IKEA | 5712 | Equipment, Furniture, and Home Furnishings Stores (except Appliances) | 04 March 2025 | This MCC was reported on an in-store purchase at the checkouts at the store exit, as well as the IKEA Bistro. The MCC for transactions on the IKEA app and website should be the same. It is not known whether transactions at the Restaurant and Café use the same MCC. |
| Ipswich City Council (QLD) | 9399 | Government Services - Not Elsewhere Classified | 17 August 2022 | This MCC was reported on an online payment of rates. |
J
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Jacana Energy | 9399 | Government Services - Not Elsewhere Classified | 25 May 2022 | |
| Jaycar | 5072 | Hardware Equipment and Supplies | 16 November 2024 | This MCC was reported on a transaction on the Jaycar website. It is not known whether an instore purchase at Jaycar will use a different MCC. |
| JB Hi-Fi | 5732 | Electronic Sales | 01 August 2023 | This MCC was reported on a transaction on the JB Hi-Fi website. It is not known whether an instore purchase at JB Hi-Fi or JB Hi-Fi Home will use a different MCC. |
K
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Karrinyup Fresh Market (WA) | 5411 | Grocery Stores, Supermarkets | 29 July 2022 | |
| Kathmandu | 5655 | Sports Apparel, Riding Apparel Stores | 14 August 2023 | This MCC was reported on a purchase from the online store. The MCC should be the same for instore purchases. |
| Kingpin Bowling | 7933 | Bowling Alleys | 14 April 2025 | Verified in store. |
| Kleenheat | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 28 June 2022 | |
| Kmart | 5310 | Discount Stores | 05 August 2024 | This was reported on a purchase from the online store when using the Credit & Debit Card payment option. The MCC should be the same for instore purchases. |
| Kongs Oriental Supermarket (WA) | 5411 | Grocery Stores, Supermarkets | 08 August 2022 |
L
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Le’s Family Fresh (WA) | 5411 | Grocery Stores, Supermarkets | 16 August 2022 | |
| Leaptel | 4812 | Telecommunication Equipment Including Telephone Sales | 03 January 2024 | This MCC was reported for a one-off online payment. |
| Linkt | 4784 | Bridge and Road Fees, Tolls | 17 August 2022 | This MCC was reported for an online payment. |
| Liquorland | 5921 | Package Stores, Beer, Wine, and Liquor | 14 February 2025 | This MCC was reported on the in-store purchase of a gift card. An in-store purchase of alcohol (as well as online purchases) is most like going to use the same MCC. |
| Liven | 6540 | Funding Transactions | 27 January 2025 | This MCC was reported for payments with the Liven app. |
| Lumo Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 06 June 2022 |
M
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Mad Fresh Meats (QLD) | 5422 | Freezer, Locker Meat Provisioners | 05 June 2022 | |
| MarketPlace Fresh | 5411 | Grocery Stores, Supermarkets | 07 July 2022 | |
| Market Organics (QLD) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 13 August 2022 | |
| Market Place Hen Lee | 5411 | Grocery Stores, Supermarkets | 11 July 2022 | |
| Marley Spoon | 5811 | Caterers | 01 July 2022 | |
| Mate NBN | 4814 | Telecommunication Services | 21 July 2022 | |
| McDonalds | 5814 | Fast Food Restaurants | 07 September 2023 | This MCC was reported on an instore transaction. |
| MCQ Supermarket (WA) | 5411 | Grocery Stores, Supermarkets | 12 August 2022 | |
| Mecca | 5977 | Cosmetic Stores | 29 January 2025 | This MCC was reported on a purchase at the Mecca website. The MCC for an in-store purchase should be the same. |
| Melissa's Filipino Shop (WA) | 5411 | Grocery Stores, Supermarkets | 01 June 2023 | |
| Menulog | 5814 | Fast Food Restaurants | 13 May 2023 | There have been reports that Menulog also use MCC 5812 - Eating Places, Restaurants. This indicates that Menulog uses multiple MCCs depending on the specific store |
| Merivale Gift Cards | 5999 | Miscellaneous and Specialty Retail Stores | 18 June 2024 | |
| Metcash Gift Cards | 5999 | Miscellaneous and Specialty Retail Stores | 28 June 2022 | |
| Metro Tasmania | 4789 | Transportation Services - Not Elsewhere Classified | 07 May 2023 | This MCC was reported on a transaction for topping up a Metro Greencard card on the Metro Tasmania website. |
| MicroGifts | 5734 | Computer Software Stores | 01 April 2025 | This MCC was reported when topping up via the MicroGifts app. |
| MILKRUN | 5411 | Grocery Stores, Supermarkets | 31 July 2023 | |
| Momentum Energy | 9399 | Government Services - Not Elsewhere Classified | 17 August 2022 | |
| My NRMA Benefits | 7922 | Theatrical Producers (except Motion Pictures), Ticket Agencies | 07 January 2025 | This MCC was reported on a purchase of a gift card. The MCC for other goods sold on this portal (e.g. movie tickets) should be the same. |
| Myer | 5311 | Department Stores | 02 September 2023 | This MCC was reported on a purchase at myer.com.au. The MCC for an instore purchase should be the same. |
| Myer Gift Cards | 19 November 2023 | This MCC was reported on a purchase at retail.myergiftcards.com.au. | ||
| Myki | 4111 | Transportation - Suburban and Local Commuter Passenger, including Ferries | 04 May 2023 | This MCC was reported on a transaction for topping up a Myki card at a self-service top up machine at a railway station. |
| 11 May 2022 | This MCC was reported on a transaction for topping up a Myki card online. | |||
| 13 March 2025 | This MCC was reported on a transaction for topping up a Mobile Myki card via Google Wallet. | |||
| MyRepublic | 4816 | Computer Network/Information Services | 17 May 2022 |
N
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Nando's | 5814 | Fast Food Restaurants | 30 January 2022 | |
| Nectr | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 08 August 2022 | |
| Nespresso | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 12 March 2024 | |
| NP Supermarket (WA) | 5411 | Grocery Stores, Supermarkets | 05 August 2022 | |
| NQR | 5411 | Grocery Stores, Supermarkets | 14 June 2022 |
O
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Officeworks | 5943 | Office, School Supply, and Stationery Stores | 02 September 2023 | This MCC was reported on an online purchase of an electronics device. The MCC for an instore purchase should be the same. |
| Olight Australia | 5732 | Electronic Sales | 24 May 2024 | This MCC was reported on an online purchase via PayPal. |
| Opal (Transport for NSW) | 4111 | Transportation - Suburban and Local Commuter Passenger, including Ferries | 25 May 2022 | This MCC was reported on the top up of an Opal card at a stop, as well as auto top up and online top up. |
| Optus | 4812 | Telecommunication Equipment Including Telephone Sales | 15 August 2022 | This MCC was reported for a direct debit for a monthly mobile phone plan. |
| Origin | 4816 | Computer Network/Information Services | 23 June 2022 | This MCC was reported on a payment for an Origin internet plan. |
| 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 21 May 2022 | This MCC was reported on an online payment for an Origin Energy account. | |
| Orion Fruit Market (QLD) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 19 August 2022 |
P
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| PC Case Gear | 5045 | Computers, Computer Peripheral Equipment, Software | 16 March 2025 | |
| Pennisi Cuisine (QLD) | 5499 | Miscellaneous Food Stores: Convenience Stores, Markets, Specialty Stores | 05 June 2022 | |
| Perkbox | 7278 | Buying/Shopping Clubs, Services | 31 May 2022 | |
| Photo-Shop-Studio | 5946 | Camera and Photographic Supply Stores | 22 May 2024 | This MCC was reported when using PayPal as the payment method. |
| PLE Computers | 5045 | Computers, Computer Peripheral Equipment, Software | 16 March 2025 | |
| Powershop | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 28 July 2022 | |
| Prezzee | 5399 | Miscellaneous General Merchandise Stores | 25 June 2024 | This MCC has been reported when directly entering the card’s details into the checkout, as well as via Apple Pay. |
| 5818 | Digital Goods - Multi-Category | 22 January 2024 | This MCC was reported when using PayPal as the payment method. | |
| Priceline Pharmacy | 5912 | Drug Stores, Pharmacies | 09 October 2023 |
Q
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Qantas Marketplace | 3012 | Qantas | 07 January 2025 | |
| Qantas Travel Money | 6051 | Quasi Cash - Merchant | 02 May 2023 | This MCC was reported on an instant card reload transaction (which allows the use of a Mastercard or Visa debit card to reload the Qantas Travel Money card). |
| QEnergy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 11 August 2022 |
R
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Reamped Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 10 May 2022 | |
| Red Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 17 May 2022 | This MCC was reported from a direct debit payment. |
| Redeem Your Gift Card | 5999 | Miscellaneous and Specialty Retail Stores | 26 August 2023 | |
| Repco | 5533 | Automotive Parts, Accessories Stores | 27 April 2024 | This MCC was reported on a direct card payment on the Repco website. In-store payments should use the same MCC. |
| Revolut | 6012 | Merchandise and Services: Customer Financial Institution | 05 March 2024 | This MCC was reported on an instant card top-up transaction (which allows the use of a Mastercard or Visa card to reload the Revolut card) |
| Reward Gateway | 8999 | Professional Services - Not Elsewhere Classified | 23 March 2024 | This MCC has been reported on both direct card payments and payments via Apple Pay. |
| Rydges Hotel Gift Card | 7011 | Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified) | 30 Jul 2024 |
S
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| SA Water | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 7 May 2025 | |
| Saigon Village Fresh Food Centre (VIC) | 5411 | Grocery Stores, Supermarkets | 24 August 2022 | |
| Salamanca Fresh (TAS) | 5411 | Grocery Stores, Supermarkets | 04 June 2024 | |
| Samsung | 5732 | Electronic Sales | 27 November 2022 | This MCC was reported on a purchase through the Samsung website. |
| San Andres Fruit & Vegetables (VIC) | 5411 | Grocery Stores, Supermarkets | 17 August 2022 | |
| Scorptec | 5732 | Electronic Sales | 16 March 2025 | |
| Sephora | 5977 | Cosmetic Stores | 09 October 2023 | |
| Service NSW | 9399 | Government Services: not elsewhere classified | 14 February 2025 | This MCC was reported on the renewal of a driver licence, both directly and via PayPal. |
| ShopBack | 5311 | Department Stores | 16 February 2025 | This MCC was reported on the purchase of ShopBack Gaming Swap, Giveaways, Travel Swap, Kids Swap, Celebration Swap, Entertainment Swap, ShopBack Supermarket, ShopBack Fuel, ShopBack Pets & Vets, ShopBack Alcohol, Ultimate Gift cards (all variations), Amazon, eBay, Bunnings, Airbnb, Coles, 7-Eleven, Officeworks, IKEA, Twitch, Shell and Uber Eats gift cards. |
| 5691 | Men’s and Women’s Clothing Stores | 20 January 2024 | This MCC was reported on the purchase of ShopBack Fashion Swap gift cards | |
| 5712 | Equipment, Furniture, and Home Furnishings Stores (except Appliances) | 01 October 2024 | This MCC was reported on the purchase of ShopBack Home Swap and ShopBack Tradie gift cards | |
| 5732 | Electronic Sales | 20 January 2024 | This MCC was reported on the purchase of ShopBack Tech Swap and JB Hi-Fi gift cards | |
| 5812 | Eating Places, Restaurants | 18 September 2024 | This MCC was reported on the purchase of DoorDash, ShopBack Foodie Swap, Restaurant Swap and Best Restaurant gift cards. Payments made in-store using ShopBack Pay also report this MCC | |
| 5814 | Fast Food Restaurants | 19 March 2025 | This MCC was reported on the purchase of ShopBack Fast Food Visa gift cards and Restaurant Choice gift cards. | |
| 5816 | Digital Goods: Games | 26 December 2023 | This MCC was reported on the purchase of ShopBack Super Swap (Prezzee), AmpolCash Digital and Uber gift cards. | |
| 7832 | Motion Picture Theaters | 20 January 2024 | This MCC was reported on the purchase of Event, Village and Hoyts Cinemas gift cards. | |
| 8699 | Organizations, Membership: not elsewhere classified | 1 March 2025 | This MCC was reported on the automated and manual renewal of ShopBack Plus. | |
| Shortstop Coffee and Donuts | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 19 July 2022 | |
| SimCorner | 5734 | Computer Software Stores | 16 June 2022 | |
| Skechers | 5661 | Shoe Stores | 027 November 2022 | |
| Sniip | 7399 | Business Services - Not Elsewhere Classified | 02 May 2022 | |
| Sony | 5732 | Electronic Sales | 07 September 2023 | This MCC was reported on a purchase through the Sony website. |
| Soul Origin | 5814 | Fast Food Restaurants | 25 November 2023 | |
| South East Water (VIC) | 9399 | Government Services - Not Elsewhere Classified | 21 September 2023 | This MCC was reported on an online payment. |
| Special.com.au | 5818 | Digital Goods - Multi-Category | 10 May 2023 | |
| SpinTel | 4812 | Telecommunication Equipment Including Telephone Sales | 08 June 2022 | |
| Spotlight | 5200 | Home Supply Warehouse Stores | 24 February 2024 | This MCC was reported on an online payment using the credit/debit card option. |
| 5714 | Drapery, Upholstery, and Window Coverings Stores | 03 May 2025 | This MCC was reported on an in-store payment. | |
| Spudshed (WA) | 5411 | Grocery Stores, Supermarkets | 01 June 2022 | |
| Starbucks | 5812 | Eating Places, Restaurants | 21 August 2023 | |
| Subway | 5814 | Fast Food Restaurants | 30 January 2022 | |
| Superloop | 4816 | Computer Network/Information Services | 16 May 2022 | |
| Sushi Hub | 5814 | Fast Food Restaurants | 09 November 2023 | |
| Sushi Sushi | 5814 | Fast Food Restaurants | 01 September 2023 | |
| Sydney Olympic Park | 9399 | Government Services - Not Elsewhere Classified | 15 April 2025 | This MCC was reported on an online payment for parking. |
| Sydney Water | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 24 April 2024 | This MCC was reported on an online payment via PayPal. |
| Synergy (WA) | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 12 June 2022 |
T
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| T4 (WA) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 12 July 2024 | |
| T-Bones Fresh Food Market (QLD) | 5411 | Grocery Stores, Supermarkets | 07 August 2022 | |
| TANG - The Asian Food Emporium (VIC) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 06 August 2022 | |
| Tangerine Telecom | 4814 | Telecommunication Services | 31 May 2022 | This MCC was reported on a card payment set up via direct debit. |
| Tango Energy | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 23 June 2022 | |
| Target | 5310 | Discount Stores | 11 June 2023 | This MCC was reported on an instore transaction. Purchases through Target's website are likely to use the same MCC. |
| Ted's Cameras | 5732 | Electronic Sales | 14 May 2025 | This MCC was reported on an online purchase. |
| Telstra | 4812 | Telecommunication Equipment Including Telephone Sales | 19 August 2022 | This MCC was reported on a Telstra bill payment via PayPal. |
| 4814 | Telecommunication Services | This MCC was reported on a Telstra bill payment charged directly to a Visa card. | ||
| 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 03 June 2022 | This MCC was reported on a payment at the Telstra Plus rewards store. | |
| Temu | 5311 | Department Stores | 1 January 2024 | This MCC was reported on a purchase via PayPal. |
| Tennis World | 7997 | Clubs - Country Clubs, Membership (Athletic, Recreation, etc…) | 2 March 2024 | This MCC was reported on a direct debit transaction of a membership fee. |
| The Good Guys | 5722 | Household Appliance Stores | 06 September 2023 | This MCC was reported on the purchase of a household appliance on the The Good Guys website. The same MCC should be used for instore purchases. |
| The Lott (Tatts) | 7995 | Gambling Transactions | 24 August 2023 | This MCC was reported on top-ups and purchases online |
| The Pass | 5813 | Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns - Drinking Places | 06 September 2023 | This MCC was reported on payments within the app |
| The Reject Shop | 5310 | Discount Stores | 12 July 2022 | |
| The Source Bulk Foods | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 12 July 2022 | |
| Time Supermarket (SA) | 5411 | Grocery Stores, Supermarkets | 13 June 2022 | |
| Tong Li Supermarket (NSW) | 5411 | Grocery Stores, Supermarkets | 11 July 2022 | |
| Too Good To Go (App) | 5812 | Restaurants | 27 January 2025 | This MCC was reported on a transaction made in app |
| TPG | 4816 | Computer Network/Information Services | 24 May 2022 | |
| Transport Canberra | 4131 | Bus Lines | 27 November 2024 | This MCC was reported when tapping on a MyWay+ validator. |
| 7523 | Automobile Parking Lots and Garages | 17 July 2024 | This MCC was reported on a transaction for topping up a MyWay card at a ticket vending machine. | |
| 9399 | Government Services - Not Elsewhere Classified | 27 November 2024 | This MCC was reported when purchasing a MyWay+ QR code ticket on the MyWay+ website. | |
| True Rewards | 5999 | Miscellaneous and Specialty Retail Stores | 16 July 2023 | This MCC was reported on a transaction directly on the True Rewards website. |
U
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Uber | 4121 | Limousines and Taxicabs | 06 September 2023 | This MCC was reported on an Uber ride. |
| 7372 | Computer Programming, Data Processing, and Integrated Systems Design Services | 07 February 2024 | This MCC was reported on a purchase of an Uber gift card from the Uber Australia website. | |
| Uber Eats | 5812 | Eating Places, Restaurants | 18 May 2023 | |
| Umart | 5732 | Electronic Sales | 16 March 2025 | This MCC was reported on an online purchase. |
| Unity Water (QLD) | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 22 August 2022 | |
| Urban Utilities (QLD) | 9399 | Government Services - Not Elsewhere Classified | 24 June 2022 | This MCC has been reported when paying online via BPOINT. |
V
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Vic Park Fruit & Veg (WA) | 5499 | Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores | 15 July 2022 | |
| Vintage Cellars | 5921 | Package Stores, Beer, Wine, and Liquor | 12 February 2025 | This MCC was reported on the in-store purchase of a gift card. An in-store purchase of alcohol (as well as online purchases) should use the same MCC. |
| Vodafone | 4812 | Telecommunication Equipment Including Telephone Sales | 20 May 2022 | This MCC was reported on a 5G home internet bill payment. |
W
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Water Corporation (WA) | 4900 | Utilities - Electric, Gas, Heating Oil, Sanitary, Water | 29 May 2022 | This MCC was reported on a direct debit payment set up on a debit/credit card. |
| Wilson Parking | 7523 | Automobile Parking Lots and Garages | 01 March 2024 | This MCC was reported on the purchase of a parking ticket at a physical pay station and pre-booking parking on the Wilson Parking app. |
| Wise | 4829 | Money Transfer | 24 August 2023 | This MCC was reported on an instant card top-up transaction (which allows the use of a Mastercard or Visa card to reload the Wise card) |
| Woolworths | 5411 | Grocery Stores, Supermarkets | 06 September 2024 | This MCC has been reported on in-store purchases of gift cards and groceries. |
| Woolworths Metro | 06 September 2024 | |||
| Woolworths Group Gift Card Portal | 5399 | Miscellaneous General Merchandise Stores | 09 February 2025 | This gift card portal is used by Entertainment Book, various Automotive Clubs, Woolworths Mobile, Student Edge, etc. |
| Woolworths Mobile | 4814 | Telecommunication Services | 08 June 2022 |
X
Y
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Yarra Valley Water (VIC) | 9399 | Government Services - Not Elsewhere Classified | 29 July 2022 | This MCC has been reported when paying directly via Visa and PayPal. |
Z
| Retailer | MCC | MCC Description | Last checked | Comments |
|---|---|---|---|---|
| Zetciti Asian Supermarket (NSW) | 5411 | Grocery Stores, Supermarkets | 12 July 2022 | |
| Zip Pay | 5999 | Miscellaneous and Specialty Retail Stores | 28 November 2022 |
Last edited by Meteor Anarcom on 2025/05/14 21:59