[[mcc_list]]

Table of Contents

Merchant Category Codes of Retailers

About this page

The purpose of this page is to catalogue the merchant category code of physical and online merchants across Australia.

Notes:

  • The MCC for an EFTPOS cash out should use a specific MCC, as EFTPOS cash out is a cash-equivalent transaction.
  • The MCC Description is taken from the Mastercard Quick Reference Booklet. More information on MCCs can be found in this booklet.

Merchants

0-9

Retailer MCC MCC Description Last checked Comments
7-Eleven 5541 Service Stations (with or without Ancillary Services) 19 May 2022 This MCC was reported at a location selling fuel.
5499 Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores 01 July 2022 This MCC was reported at a location not selling fuel (e.g. inner-city convenience stores).
99 Bikes 5940 Bicycle Shops: Sales and Service 13 November 2023 This MCC was reported on a transaction on the 99 Bikes website. An instore transaction should also use the same MCC.

A

Retailer MCC MCC Description Last checked Comments
ACT Government Road Transport Authority 7523 Automobile Parking Lots and Garages 29 March 2023 This MCC was reported on the purchase of a parking ticket at a carpark operated by the ACT Government.
Adelaide Metro 4111 Transportation - Suburban and Local Commuter Passenger, including Ferries 07 June 2022 This MCC was reported on the online top up of a metroCARD.
AGL 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 29 November 2022
AGL Rewards 5999 Miscellaneous and Specialty Retail Stores 07 August 2022
ALDI 5411 Grocery Stores, Supermarkets 29 April 2023 This MCC was reported on the instore purchase of gift cards, as well as groceries.
ALDImobile 4814 Telecommunication Services 19 June 2022
Alinta Energy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 04 July 2022
Amazon AU 5399 Miscellaneous General Merchandise Stores 27 August 2023 This MCC was reported on online purchases
Ampol 5541 Service Stations (with or without Ancillary Services) 30 December 2022 This MCC was reported on the instore purchase of fuel at an Ampol Woolworths MetroGo. It is not known whether Ampol FuelPay uses this MCC. Payments at an unattended Ampol service station is likely to use MCC 5542.
02 May 2023 This MCC was reported on the instore purchase of gift cards at an Ampol Foodary.
Anytime Fitness 7298 Health and Beauty Spas 30 September 2023
Aussie Broadband 4816 Computer Network/Information Services 27 May 2022
Australia Post 5818 Digital Goods - Multi-Category 28 November 2022 This MCC was reported on a purchase from the Australia Post Online Shop. The MCC should be different for in-person payments at an Australia Post Shop or LPO, as well as for Post Billpay.
4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 01 August 2023 This MCC was reported on an online payment for an Origin Energy account via Post Billpay on the AusPost app.
9399 Government Services - Not Elsewhere Classified 05 July 2023 This MCC was reported on a Post Billpay payment to a government agency made via the Australia Post mobile app.
9402 Postal Services - Government Only 05 July 2023 This MCC was reported on an in-person Post Billpay payment.
Australian Taxation Office 9311 Tax Payments 1 September 2023 This MCC was reported on payments to the ATO via myGov online services and Government EasyPay. Classified as payments to Government. myGov is limited to payments from 10 different cards per 12 hours, EasyPay 5 cards per 12 hours

B

Retailer MCC MCC Description Last checked Comments
Bakers Delight 5462 Bakeries 22 August 2022
Belong 4814 Telecommunication Services 12 August 2022 This MCC was reported on a payment made via PayPal.
4816 Computer Network/Information Services 27 July 2022 This MCC was reported on a payment for the Belong Mobile service, but it is not know how this payment was made.
BIG W 5331 Variety Stores 25 May 2022 This MCC was reported for an instore purchase. It is not known whether the BIG W online store uses the same MCC.
Bing Lee 5732 Electronic Sales 04 October 2023 This MCC was reported on a transaction on the Bing Lee website. It is not known whether an instore purchase will use a different MCC.
Bodero 5310 Discount Stores 12 August 2022
Boost Mobile 4814 Telecommunication Services 21 June 2022 This MCC was reported on an online recharge via the Boost Mobile website.
Breadtop 5462 Bakeries 12 July 2022
BWS 5921 Package Stores, Beer, Wine, and Liquor 30 January 2022 This MCC was reported on the online purchase of alcohol. An instore purchase is most like going to use the same MCC.

C

Retailer MCC MCC Description Last checked Comments
Card.Gift 5947 Card, Gift, Novelty, and Souvenir Shops 04 April 2023
Chemist Warehouse 5912 Drug Stores, Pharmacies 28 September 2023 This MCC was reported on a purchase through their online store. Instore purchases should also use the same MCC.
Circles.Life 4814 Telecommunication Services 26 May 2022
Coles 5411 Grocery Stores, Supermarkets 19 November 2023 This MCC has been reported on instore purchases of gift cards, as well as groceries.
Coles Mobile 4816 Computer Network/Information Services 13 July 2022 This MCC was reported on a recharge via the app.
Costco 5300 Wholesale Clubs 23 November 2022 This MCC is unlikely to be used for any Costco service stations.

D

Retailer MCC MCC Description Last checked Comments
Daiso 5331 Variety Stores 30 September 2023
Dan Murphy’s 5921 Package Stores, Beer, Wine, and Liquor 30 July 2023 This MCC was reported on the online purchase of alcohol. An instore purchase is most like going to use the same MCC.
David Jones 5311 Department Stores 14 Aug 2023 This MCC was reported on an online purchase of an electronics device. The MCC for an instore purchase should be the same.
Dodo 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 22 July 2022 This MCC was reported on a online payment for a Dodo Electricity account.
Dollar World 5310 Discount Stores 30 September 2023
DoorDash 5812 Eating Places, Restaurants 13 May 2023

E

Retailer MCC MCC Description Last checked Comments
E-Toll (NSW) 9399 Government Services - Not Elsewhere Classified 22 June 2022
Eastlink (VIC) 4784 Bridge and Road Fees, Tolls 24 August 2023
EatClub 5812 Eating Places, Restaurants 26 October 2023 This MCC was reported on purchases through the EatClub Pay card
eBay 5311 Department Stores 13 May 2023 This MCC was reported on a purchase from the Bing Lee eBay store. It is not known whether eBay uses different MCCs for different types for eBay stores.
EG Ampol 5541 Service Stations (with or without Ancillary Services) 11 April 2023 This MCC was reported on the instore purchase of fuel. It is not known whether payments via the EG Club app would use the same MCC.
Energy Australia 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 24 May 2022
Energy Locals 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 11 August 2022
Exetel 7372 Computer Programming, Data Processing, and Integrated Systems Design Services 20 June 2022

F

Retailer MCC MCC Description Last checked Comments
Felix Mobile 5999 Miscellaneous and Specialty Retail Stores 29 August 2022
Foodland 5411 Grocery Stores, Supermarkets 13 June 2022
Foodworks 5411 Grocery Stores, Supermarkets 31 May 2022
Freedom Internet 4814 Telecommunication Services 29 May 2022
Future Broadband 5732 Electronic Sales 24 August 2023

G

Retailer MCC MCC Description Last checked Comments
Giftcards.com.au 5399 Miscellaneous General Merchandise Stores 02 September 2022
Giftz.com.au 5947 Card, Gift, Novelty, and Souvenir Shops 20 May 2023
Globird Energy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 31 May 2022
Grill'd 5812 Eating Places, Restaurants 30 January 2022
Guzman y Gomez 5812 Eating Places, Restaurants 28 April 2023

H

Retailer MCC MCC Description Last checked Comments
Harris Farm Markets 5411 Grocery Stores, Supermarkets 12 July 2022
HCF 6300 Insurance Sales, Underwriting, and Premiums 06 September 2023 This MCC was reported on a health insurance prepayment made via the HCF website.
HCF Thank You 5947 Card, Gift, Novelty, and Souvenir Shops 13 May 2023 This MCC is likely to be used on other Lifestyle Rewards gift card portals (e.g. Lumo Rewards).
HelloFresh 5499 Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores 21 July 2022
Hey You 5734 Computer Software Stores 24 August 2023
Hunter Water 9399 Government Services - Not Elsewhere Classified 06 August 2022
Hungry Panda 7299 Miscellaneous General Services 22 September 2023 MCC Reported through GooglePay payment

I

Retailer MCC MCC Description Last checked Comments
IGA 5411 Grocery Stores, Supermarkets 28 May 2022 This MCC was reported on an instore purchase.
iiNet 4816 Computer Network/Information Services 26 June 2022
IKEA 5712 Equipment, Furniture, and Home Furnishings Stores (except Appliances) 27 June 2023 This MCC was reported on an instore purchase.

J

Retailer MCC MCC Description Last checked Comments
JB Hi-Fi 5732 Electronic Sales 01 August 2023 This MCC was reported on a transaction on the JB Hi-Fi website. It is not known whether an instore purchase at JB Hi-Fi or JB Hi-Fi Home will use a different MCC.

K

Retailer MCC MCC Description Last checked Comments
Kathmandu 5655 Sports Apparel, Riding Apparel Stores 14 August 2023 This MCC was reported on a purchase from the online store. The MCC should be the same for instore purchases.
Kmart 5310 Discount Stores 21 July 2022

L

Retailer MCC MCC Description Last checked Comments
Linkt (Brisbane) 4784 Bridge and Road Fees, Tolls 17 August 2022 This MCC was reported for an online payment.
Liquorland 5921 Package Stores, Beer, Wine, and Liquor 03 May 2023 This MCC was reported on the instore purchase of a gift card. An instore purchase of alcohol (as well as online purchases) is most like going to use the same MCC.
Liven 5814 Fast Food Restaurants 24 August 2023 This MCC was reported for payments with the Liven app
Lumo Energy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 06 June 2022

M

Retailer MCC MCC Description Last checked Comments
Mate NBN 4814 Telecommunication Services 21 July 2022
McDonalds 5814 Fast Food Restaurants 07 September 2023 This MCC was reported on an instore transaction.
Menulog 5814 Fast Food Restaurants 13 May 2023
Metcash Gift Cards 5999 Miscellaneous and Specialty Retail Stores 28 June 2022
Metro Tasmania 4789 Transportation Services - Not Elsewhere Classified 07 May 2023 This MCC was reported on a transaction for topping up a Metro Greencard card on the Metro Tasmania website.
MILKRUN 5411 Grocery Stores, Supermarkets 31 July 2023
Momentum Energy 9399 Government Services - Not Elsewhere Classified 17 August 2022
Myer 5311 Department Stores 02 September 2023 This MCC was reported on a purchase at myer.com.au. The MCC for an instore purchase should be the same.
Myer Gift Cards 19 November 2023 This MCC was reported on a purchase at retail.myergiftcards.com.au.
Myki 4111 Transportation - Suburban and Local Commuter Passenger, including Ferries 04 May 2023 This MCC was reported on a transaction for topping up a Myki card at a self-service top up machine at a railway station.
11 May 2022 This MCC was reported on a transaction for topping up a Myki card online.

N

Retailer MCC MCC Description Last checked Comments
Nando's 5814 Fast Food Restaurants 30 January 2022
Nectr 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 08 August 2022
NQR 5411 Grocery Stores, Supermarkets 14 June 2022

O

Retailer MCC MCC Description Last checked Comments
Officeworks 5943 Office, School Supply, and Stationery Stores 02 September 2023 This MCC was reported on an online purchase of an electronics device. The MCC for an instore purchase should be the same.
Opal (Transport for NSW) 4111 Transportation - Suburban and Local Commuter Passenger, including Ferries 25 May 2022 This MCC was reported on the top up of an Opal card at a stop, as well as auto top up and online top up.
Origin 4816 Computer Network/Information Services 23 June 2022 This MCC was reported on a payment for an Origin internet plan.
4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 21 May 2022 This MCC was reported on an online payment for an Origin Energy account.
Optus 4812 Telecommunication Equipment Including Telephone Sales 15 August 2022 This MCC was reported for a direct debit for a monthly mobile phone plan.

P

Retailer MCC MCC Description Last checked Comments
Powershop 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 28 July 2022
Prezzee 5399 Miscellaneous General Merchandise Stores 10 May 2023
Priceline Pharmacy 5912 Drug Stores, Pharmacies 09 October 2023

Q

Retailer MCC MCC Description Last checked Comments
Qantas Travel Money 6051 Quasi Cash - Merchant 02 May 2023 This MCC was reported on an instant card reload transaction (which allows the use of a Mastercard or Visa debit card to reload the Qantas Travel Money card).
QEnergy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 11 August 2022

R

Retailer MCC MCC Description Last checked Comments
Reamped Energy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 10 May 2022
Redeem Your Gift Card 5999 Miscellaneous and Specialty Retail Stores 26 August 2023
Revolut 4829 Money Transfer 24 August 2023 This MCC was reported on an instant card top-up transaction (which allows the use of a Mastercard or Visa card to reload the Revolut card)
Reward Gateway 8999 Professional Services - Not Elsewhere Classified 06 May 2023

S

Retailer MCC MCC Description Last checked Comments
Samsung 5732 Electronic Sales 27 November 2022 This MCC was reported on a purchase through the Samsung website.
Sephora 5977 Cosmetic Stores 09 October 2023
Shopback 5311 Department Stores 24 August 2023 This MCC was reported on the purchase of Shopback Supermarket, Amazon, eBay, Bunnings and IKEA gift cards
5732 Electronic Sales 24 August 2023 This MCC was reported on the purchase of JB Hi-Fi gift cards
5812 Eating Places, Restaurants 2 September 2023 This MCC was reported on the purchase of Shopback Foodie Swap and Best Restaurant gift cards. Payments made in-store using Shopback Pay also report this MCC
5814 Fast Food Restaurants 2 September 2023 This MCC was reported on the purchase of Uber Eats and Doordash gift cards
5816 Digital Goods: Games 24 August 2023 This MCC was reported on the purchase of Shopback Super Swap (Prezzee) gift cards
Shortstop Coffee and Donuts 5499 Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores 19 July 2022
Sniip 7399 Business Services - Not Elsewhere Classified 02 May 2022
Sony 5732 Electronic Sales 07 September 2023 This MCC was reported on a purchase through the Sony website.
Soul Origin 5814 Fast Food Restaurants 25 November 2023
South East Water 9399 Government Services - Not Elsewhere Classified 21 September 2023 This MCC was reported on an online payment
Special.com.au 5818 Digital Goods - Multi-Category 10 May 2023
SpinTel 4812 Telecommunication Equipment Including Telephone Sales 08 June 2022
Starbucks 5812 Eating Places, Restaurants 21 August 2023
Subway 5814 Fast Food Restaurants 30 January 2022
Superloop 4816 Computer Network/Information Services 16 May 2022
Sushi Hub 5814 Fast Food Restaurants 09 November 2023
Sushi Sushi 5814 Fast Food Restaurants 01 September 2023

T

Retailer MCC MCC Description Last checked Comments
Tangerine Telecom 4814 Telecommunication Services 31 May 2022 This MCC was reported on a card payment set up via direct debit.
Tango Energy 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 23 June 2022
Target 5310 Discount Stores 11 June 2023 This MCC was reported on an instore transaction. Purchases through Target's website are likely to use the same MCC.
The Good Guys 5722 Household Appliance Stores 06 September 2023 This MCC was reported on the purchase of a household appliance on the The Good Guys website. The same MCC should be used for instore purchases.
The Lott (Tatts) 7995 Gambling Transactions 24 August 2023 This MCC was reported on top-ups and purchases online
The Pass 5813 Bars, Cocktail Lounges, Discotheques, Nightclubs, and Taverns - Drinking Places 06 September 2023 This MCC was reported on payments within the app
The Reject Shop 5310 Discount Stores 12 July 2022
The Source Bulk Foods 5499 Miscellaneous Food Stores - Convenience Stores, Markets, Specialty Stores 12 July 2022
Transport Canberra 7523 Automobile Parking Lots and Garages 04 April 2023 This MCC was reported on a transaction for topping up a MyWay card at a ticket vending machine.
9399 Government Services - Not Elsewhere Classified 07 May 2023 This MCC was reported on a transaction for topping up a MyWay card online.
True Rewards 5999 Miscellaneous and Specialty Retail Stores 16 July 2023 This MCC was reported on a transaction directly on the True Rewards website.

U

Retailer MCC MCC Description Last checked Comments
Uber 4121 Limousines and Taxicabs 06 September 2023 This MCC was reported on an Uber ride.
Uber Eats 5812 Eating Places, Restaurants 18 May 2023
Unity Water (QLD) 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 22 August 2022

V

W

Retailer MCC MCC Description Last checked Comments
Water Corporation (WA) 4900 Utilities - Electric, Gas, Heating Oil, Sanitary, Water 29 May 2022 This MCC was reported on a direct debit payment set up on a debit/credit card.
Wilson Parking 7523 Automobile Parking Lots and Garages 02 June 2023 This MCC was reported on the purchase of a parking ticket at a physical pay station.
Wise 4829 Money Transfer 24 August 2023 This MCC was reported on an instant card top-up transaction (which allows the use of a Mastercard or Visa card to reload the Wise card)
Woolworths 5411 Grocery Stores, Supermarkets 07 May 2023 This MCC has been reported on instore purchases of gift cards, as well as groceries.
Woolworths Group Gift Card Portal 5399 Miscellaneous General Merchandise Stores 30 October 2023 This gift card portal is used by Entertainment Book, various Automotive Clubs, Woolworths Mobile, Student Edge, etc.
Woolworths Mobile 4814 Telecommunication Services 08 June 2022

X

Y

Retailer MCC MCC Description Last checked Comments
Yarra Valley Water 9399 Government Services - Not Elsewhere Classified 10 June 2022

Z

Retailer MCC MCC Description Last checked Comments
Zip Pay 5999 Miscellaneous and Specialty Retail Stores 28 November 2022
Last edited by Craze on 2023/11/25 16:52