This was posted 5 years 8 months 13 days ago, and might be an out-dated deal.

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Westpac Altitude Black Mastercard/AmEx (80k & 40k QFF Points) - $0 Annual Fee First Year

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Westpac Altitude Black Mastercard/AmEx (80k & 40k QFF Points) - $0 Annual Fee First Year
Go to Deal
LDevlicK on 06/09/2018 - 09:01 westpac.com.au (11636 clicks)
Last edited 06/09/2018 - 23:53 by 1 other user
QBX12

Same deal as the one that expired on 5 Sept.. It seems Westpac has extended it until 27 Nov 2018.

Mastercard

80,000 bonus Qantas Points*
When you apply, are approved, and spend $3,000 on eligible purchases on your new Westpac Altitude Black card within 90 days of card approval. $0 Annual Card fee
in the first year ($250 p.a. thereafter, plus a $50 Qantas Rewards fee p.a. thereafter)+.

AmEx

40,000 bonus Qantas Points~
When you apply, and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. $0 Annual Card fee in the first year ($199 p.a. thereafter)#.

Minimum Income $75,000
American Express® Westpac Altitude Black Card
2 Qantas Points for every $1 spent on eligible purchases in foreign currency,
1.25 Qantas Points for every $1 spent on eligible purchases in Australia,
0.5 Qantas Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.
Westpac Altitude Black Mastercard
0.75 Qantas Points for every $1 spent on eligible purchases.
Enjoy two complimentary passes each year to the American Express Airport Lounge at either Sydney or Melbourne International Airports.
Two complimentary Qantas lounge passes

Annual fee waived only if you apply for the bundle.

Referral Links

Westpac Choice Account: random (126)

Referrer & Referee get $50 after referee makes 5 card purchases & deposits $500+. Maximum of 5 referrals allowed per customer: bonus is not paid to either parties if the referral code has been used more than 5 times.

Financial Credit Card Reward Points

Related Stores

Westpac
Westpac

closed Comments

    • bozbargain on 20/10/2018 - 07:54

      Conditionally approved on Monday and then final approval on a Friday (got text messages on both occasions).

      • H E B on 20/10/2018 - 13:07

        So my assumption is that you submitted forms on Monday and they took 4 business days to approve in your situation? Thanks.

  • or4nge on 19/10/2018 - 23:50

    Hi there, same question as Heb's above - how long did it take for you to get the final approval after you supplied income details after conditional approval? Cheers

    • or4nge on 21/10/2018 - 01:32

      I'll answer my own question. Applied on Thursday morning, got conditional approval and supplied income proof. On Saturday afternoon got two SMS messages from both Westpac and AmEx that I'm approved. Westpac will be sending info how to get my card within 5 business days and AmEx will be sending it to me within 7 business days.

  • CyberMurning on 20/10/2018 - 10:43

    Can get this by applying on the branch? My experiences applying cc at branch is easier.

  • xdivino on 20/10/2018 - 13:22

    I’d not heard from Amex then got a letter saying that I apparently have been declined due to some terms and conditions issue with another Amex card I have. I’m seeing people in here with several cards and this would have been my second and I have an always paid off card with min balances very upset not really any actionable info there

    • xdivino on 20/10/2018 - 13:22

      Now that I have the MC and not the AMEX now I’m worried the annual fee is going to be a hassle

      • Fancydancer on 21/10/2018 - 20:54

        Interested to know too, same situation but application seems to indicate as long as you apply for both fee is waived. No mention of fee being applied if one isn’t approved.

      • CyberMurning on 21/10/2018 - 21:06
        +1

        just call tomorrow and clarify if they charge annual then you can decide if you want to go ahead or not, if not just cancel on the phone i dont think they will charge annual fee as yet.

  • CyberMurning on 21/10/2018 - 21:08

    is this the best new CC deal at the moment? provided i can spend around $5-6,000 in the first 3 months or so.

  • sakinah on 21/10/2018 - 22:17

    I applied on Thursday. They said conditional, I have to supply payslips OR bank statements. Then on sat got another email saying they received payslips but I need to send bank statements showing my income is going in.
    Hope I get approved. I wanted to use it to buy my flight tickets so need the card quickly.

    • SaberX on 22/10/2018 - 02:57

      Same. Approved but waiting for flights. Just buy if you must…. my flights increased from 215 to 255 which far outweighs…

      • H E B on 22/10/2018 - 09:42

        Do you guys hold normal full time salary jobs? Or contractor/temp/casual stuff? I think I did mine around tues and heard nothing so far.

        • CyberMurning on 22/10/2018 - 09:59
          +1

          based on the logic, it will be pretty pretty hard to get black card with non full time job.

          • sakinah on 22/10/2018 - 19:28

            @CyberMurning: Got approved on both MasterCard and AmEx today

            I work full time

            • CyberMurning on 22/10/2018 - 21:07

              @sakinah: did you disclose all your other credit cards and their limits? :)

              • EnALup on 22/10/2018 - 21:14

                @CyberMurning: You will have to else they will get that info from your credit history.

              • sakinah on 22/10/2018 - 21:41
                +1

                @CyberMurning: This is my first time getting a credit card

          • jobargain on 24/10/2018 - 06:40

            @CyberMurning: Can still get the Platinum Visa and Black AMEX combo if you are having difficulties getting Black Visa approved

          • SnoozeAndLose on 24/10/2018 - 06:42

            @CyberMurning: Contractor pay can be much higher than premanent

            • CyberMurning on 24/10/2018 - 08:24

              @SnoozeAndLose: But bank doesn't like it. They need stability. Someone work in banks maybe can clarify

  • CyberMurning on 24/10/2018 - 12:36

    hi all, just done with citi cc now need to find other deals.
    this will works with buying woolworths giftcard, right? $6000 is not easy small amount to spend for me.

  • Drizzy1991 on 24/10/2018 - 14:22

    Is paying ATO DEBT is considered as purchase as well? Would it be considered toward the 3k purchase. Thinking to use Amex to pay the ATO. Any other ideas are welcomed.

    • watwatwat on 25/10/2018 - 11:33

      I'm assuming it does. I'll be doing the same thing but will be 1.45% fee.

  • sakinah on 25/10/2018 - 22:11

    Got both cards today. Activated and payed for $5000 flights for my family. I’m happy.

  • sakinah on 26/10/2018 - 09:38
    +1

    I rang AmEx to add my QFF
    The person told me if I get an additional card for my husband and he spends $750 in first 3 months we will get 3000 QFF points. He said it’s only available over the phone. So I got it

    • CyberMurning on 26/10/2018 - 11:28

      thanks but why we need to rang to add QFF? it was there on the application process, a field to enter our QFF. or maybe that was for MC only not AMEX?

      • sakinah on 26/10/2018 - 12:40

        I hadn’t signed up for QFF when I did the application so left it blank
        So I had to ring Westpac and AmEx to add it. Yours should be fine

        • CyberMurning on 26/10/2018 - 17:23

          i see. well so i missed out the extra 3k point lol

  • JHoliday on 26/10/2018 - 12:47

    Did anyone get approved immediately via the website online? Or did you get a message saying "We cannot make an immediate decision based on the information you've provided. Your application is important to us, so we will review it personally and should have a decision for you within 2-3 working days."

    • CyberMurning on 26/10/2018 - 15:58

      i got that too then next day email says conditional approved.

      • CyberMurning on 26/10/2018 - 17:23

        and now asking me to upload payslips etc

  • Powls on 27/10/2018 - 22:20

    Can anyone confirm the date this ends? I have a lot of insurances expiring in March, and would could easily meet the spend if I have Feb as well.

    • CyberMurning on 28/10/2018 - 00:05
      -1

      Only Westpac knows…

  • gamma on 28/10/2018 - 00:50

    looks like code QBX12 is expired..I'm getting following error for the promo code which has been automatically populated by the link.

    The special offer code you entered is incorrect. Please re-enter the code or continue applying for the Altitude Black World Mastercard® with standard features.

    • CyberMurning on 28/10/2018 - 10:05
      +1

      Damn so lucky just applied 2 days ago.

      Edit. Nope code and link still working, give me zero annual fees for both.

      • gamma on 28/10/2018 - 14:59

        did you clear out the code QBX12 in Rewards Program section(in 3rd step of application)? I cannot get past that without clearing it out and Im not sure if I clear it out if I will get charged an annual fee. Where did you see zero annual fee? Yes link still works but its blocked during application process

        It works now! :)

        • plain_biscuit on 21/11/2018 - 15:23

          I applied yesterday via the link, didn't notice anywhere to put in the code? Hopefully I will still get the points.

  • Shopping Fig on 29/10/2018 - 06:59
    +2

    Hello. Has anyone received the complimentary Qantas lounge invitations after using the carbon offset trick (e.g. 7¢ Avalon to Melbourne)? I bought this offset more than two weeks ago and still no invitations. I did activate the card and Qantas club as required. Cheers.

    • tghtarse on 29/10/2018 - 16:31
      +1

      No I bought the offset and didnt get any lounge invitation

      • Shopping Fig on 01/11/2018 - 07:47
        +1

        Thank you for the response. I'd assume that most people here used the carbon offset trick but I can't find any complaints about not receiving the Qantas lounge passes. It might be just us. I'll give it until the first statement; otherwise, I'll call Westpac to confirm. Cheers.

        • Resist deal on 03/11/2018 - 08:38
          +1

          I did something similar and waited for 2 weeks. I went back and paid for something for more than $1 and managed to get the passes pretty quick after that.

          Not sure if I had to wait or if it was the over $1 spend that triggered it. Hope it works out. :)

  • CyberMurning on 29/10/2018 - 17:47

    Yeah got approved both Westpac and amex.
    Also just for fun I applied anz frequent flyer black at the same time. Approved too.

    • Gooddeal21 on 30/10/2018 - 09:37

      Hope you have heaps to spend 😜

      • CyberMurning on 30/10/2018 - 11:21

        worry about that later. mrs will have no problem spending $8,000 in 3 months HAHAHA

  • SaberX on 30/10/2018 - 10:37

    Has anyone had the amex shop small offer show up in there westpax amex card? Mine didnt show but my direct issued card had the offer so inn assuming westpac amex arent included???

    • Gooddeal21 on 31/10/2018 - 23:21

      in the amex app it shows I just registered

    • EnALup on 01/11/2018 - 08:05

      Register via ozb deal and once registered, it will show.

  • CyberMurning on 30/10/2018 - 11:20

    and…. the "Your Altitude Black Card" email confirmation with Credit Card Key Facts Sheet, has $250 annual fee.

    need to call them and sort this out… seriously, why such a big company cant have things right.

    • JHoliday on 30/10/2018 - 12:57

      Mine has this too, I think it's just their standard email and I don't think that fee will apply?

      I will only call them if I can see it is charged to my account, and get them to reverse it.

      • CyberMurning on 30/10/2018 - 12:58

        ok agree. as someone suggested, keep monitoring for annual fee $250 (and $50 qantas fees).

  • H E B on 31/10/2018 - 10:02

    I notice on their terms and conditions updated Apr 2018 that government, bpay and specifically ATO payments do not accrue any points
    https://www.westpac.com.au/docs/pdf/pb/credit-cards/Altitude…

    However, with the minimum spending - do government rates/fees and bpay bills count towards it? What's everyone's experience so far if you actually tried this?

    Thanks

    4.4
    When will you not earn points using
    an Altitude card issued by Westpac?

    While points are earned when you
    purchase goods and services, please
    note that points are not earned in
    respect of the following amounts that
    may be charged to your card account:

    • government charges (other than
    GST payable in connection with the
    purchase of goods or services on
    which you earn points)
    • interest and other bank fees and
    charges (including any GST payable
    on any of these)
    • cash advances (any transaction
    treated by us as a cash advance
    as further explained in the
    “Interpretation” section – clause 19
    below) balance transfers
    • BPAY payments; i.e. bill payments
    and other payments made through the BPAY
    ® Electronic Payments
    Scheme.10
    • ATO payments; i.e. payments
    using your Altitude Visa card or
    Mastercard®; Altitude Platinum
    Visa card or Mastercard; Altitude
    Platinum Plus Visa card or
    Mastercard; and Altitude Black
    World Mastercard®, designated as an
    ATO payment or Card Payment Fee.

    • SaberX on 31/10/2018 - 10:27

      I assume the first point refers to actual charges so a payment of water corp, synergy and other utility providers woulf still be covered under the 0.75 points per $ spend?? Whereas amex reverts this to 0.5 as they are government owned??

      Per the signup page linked here

      American Express® Westpac Altitude Black Card
      2 Qantas Points for every $1 spent on eligible purchases in foreign currency,
      1.25 Qantas Points for every $1 spent on eligible purchases in Australia,
      0.5 Qantas Point for every $1 spent at government bodies in Australia such as Australia Post & the Australian Taxation Office.

      Westpac Altitude Black Mastercard
      0.75 Qantas Points for every $1 spent on eligible purchases.

      • H E B on 31/10/2018 - 11:24

        I think there may be a chance based on how I'm reading it that the above type of charges will not be eligible for reward points OR QFF points for just the Westpac card.

        Westpac T&Cs for the Qantas rewards:
        Qantas Points are not earned in respect
        of the following amounts that may be
        charged to the Card Account:
        • government charges (other than
        GST payable in connection
        with the purchase of goods
        or services on which you earn
        Qantas Points);
        •ATO payments; i.e. payments using
        your Altitude Qantas Visa Card
        or Mastercard®; Altitude Qantas
        Platinum Visa Card or Mastercard;
        Altitude Qantas Platinum Plus Visa
        Card or Mastercard; and Altitude
        Qantas Black World Mastercard®
        designated as an ATO payment or
        Card Payment Fee;
        • interest and other bank fees and
        charges (including any GST payable
        on any of these);
        • Cash Advances;(unless your card is an Altitude
        Business Qantas Gold Card) any
        spend deemed by us to be for
        business purposes, which includes,
        but is not limited to, transactions
        that relate to the conduct of a
        business, use of your Card to make
        purchases that are business-related
        (including any expenditure of a
        personal business nature) or use
        of your Card to purchase goods or
        services that are not used wholly
        or predominantly for personal,
        domestic or household purposes;
        • balance transfers;
        • BPAY® payments; i.e. bill payments
        and other payments made through
        the BPAY Electronic Payments Scheme

        • EnALup on 01/11/2018 - 08:08

          Damm, I paid ATO from both cards. Paid fees taken they will give points. I checked deal page and it suggested less points.
          I checked the sign up page and it says payment to ato is getting less points . I will raise it with westpac if that is not the case.

          • H E B on 01/11/2018 - 16:00

            @EnALup: My take is the mastercard won't earn any points, and will probably not count towards the bonus spend either unless someone can tell us otherwise.

            The amex should be right, albeit .5 points only for ato.

    • CyberMurning on 31/10/2018 - 10:40

      someone said, if not accruing points, means not eligible for minimum spending. simple as that.
      better call to confirm, each bank has different rules.

  • H E B on 31/10/2018 - 10:11

    Was also looking at this on the website where you apply in relation to the bonus 80/40k reward points:

    Eligible purchases do not include fees, cash, cash equivalent transactions, BPAY, BPAY equivalent transaction, refunds and balance transfers debited from the card account

    But in reality - how strictly is this enforced?

    • CyberMurning on 31/10/2018 - 10:14

      in my citibank CC case, VERY strict.
      they read all transactions and pointed government payments are not included. and somehow they recognise the council names for example "Liverpool"

  • duchy on 02/11/2018 - 13:43

    Hi guys,
    I have a CC with CBA (22k limit) that I want to move to this CC. The benefits with CBA suck big time.

    How would you proceed?

    Is it better to close the card first or transfer the balance? What would the bank like more? I couldn't find any TB info.

    I also have to add a second holder (missus). Is there an extra fee that I missed somehow?

    • DevlicK on 02/11/2018 - 14:39

      Personally I would cancel your CBA one first before applying.

      You can add an additional card holder free of charge.

      • H E B on 02/11/2018 - 14:44

        Do you need to provide lots of ID and have antoher hassle of going in branch to pick it up too? Or is it more like the efficient Amex process - request and receive?

        • CyberMurning on 02/11/2018 - 16:57

          with CBA? triple hassles more likely

      • duchy on 02/11/2018 - 16:48

        Thank you, DevlicK. That makes sense.

  • Gooddeal21 on 03/11/2018 - 15:58
    +2

    If you were like me looking for the website to register for the qantas lounge here it is :)
    https://loungepass.altitudeblack.com.au/

    • CyberMurning on 03/11/2018 - 16:22

      Hmm so we can't buy and sell the pass anymore? Now it's tied to our account is that right?

    • SBOB on 03/11/2018 - 16:38

      whats the cheapest spend option in the qantas store to qualify for the passes?

      • Gooddeal21 on 03/11/2018 - 23:58

        from previous post it's the offset carbon.
        though the lounge are only for international lounge

        • H E B on 04/11/2018 - 22:42

          My understanding is the amex one gives you international lounge in MEL and SYD.

          Mastercard gives you access to some qantas lounges.

          • Gooddeal21 on 05/11/2018 - 08:52

            @H E B: You might be right @heb I misread

            Qantas Club Lounge Invitations: To be eligible for the two complimentary Qantas Club Lounge invitations, you must register at loungepass.altitudeblack.com.au and then use your Altitude Black Mastercard in Australia to purchase selected Qantas products and services. Selected Qantas products and services are the following items purchased directly from Qantas: Qantas passenger flights (with a QF flight number), Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, Qantas branded non-airfare products and any Qantas products and services not purchased directly from Qantas. Each year you will receive two complimentary lounge invitations once you have made the required spend on selected Qantas products and services.
            Qantas Club Lounge Invitations are provided courtesy of Westpac, and are valid for Qantas Club and Qantas operated International Business Lounges only. Not valid in International First Class lounges, Chairman's Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline of associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar with a QF or JQ flight number. Access and use is subject to Qantas Club rules.
            The two Qantas Club Lounge invitations will be sent to your card account mailing address within 4 weeks of your eligible card spend, provided you are not in breach of the Conditions of Use and your account remains open. The two Qantas Club Lounge invitations will expire on the date printed on the invitations. Qantas Club Lounge invitations will not be issued to customers who do not first register at loungepass.altitudeblack.com.au prior to making the eligible card spend.

    • watwatwat on 04/11/2018 - 22:41

      Oh, we have to register with this link before making the spend? I had registered for the other priority pass thing but I guess that is different. Once we make spend, I wonder how long it takes to enter in to account.

      • H E B on 04/11/2018 - 22:42

        I tried to register and buy straight away. Few days later still nothing. Guess another carbon offset for me hahahahaa.

      • Gooddeal21 on 05/11/2018 - 08:53

        Yes it's different I had issue founding the link it's when I went down to read the T & C that I found it.

  • imed on 04/11/2018 - 20:22
    +1

    Has anyone received their points yet? If so, how long did it take?

    • Rogaor on 04/11/2018 - 21:59

      Nope. It is taking really long. Please share if you get them.

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