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Pocketsmith (Budgeting & Personal Finance Software) Annual Subscription 30% off (Premium $69.30, Super $130.87)

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BLKFRI22-PPRBLKFRI22-PSU

It’s that time of the year again. For one week only, get 30% off all PocketSmith annual plans.

New customers: Create an account with the free Basics plan. Login, choose to upgrade your plan. Then enter code BLKFRI22-PPR for Premium and BLKFRI22-PSU for Super account. Enter payment info.

Don't forget to use referral for an extra month free. Sign up using referral first, then click on coupon links to enable couple for annual subscription, then add payment details. It should stack.

Referral Links

Referral: random (56)

Referees get 1 free month of a premium plan. Referrers get 1 free month if referee upgrades to a paid plan.

This is part of Black Friday / Cyber Monday deals for 2022

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closed Comments

  • +4

    What is it?

    • -5

      Literally easier to click the link than type the question. Even Googling it would be easier…

      • +8

        I clicked the link, still no idea, hence the question.

        • personal financial management program like Frollo and the late Pocketbook ?

        • -2

          OK, that's kinda special then

      • +3

        this is ozb ! not guggle

  • +2

    The closest I’ve found to a pocketbook replacement, even paid.

    Been using for 3 months and the bills functionality seems weird when using a monthly budget, as bills only show in the inbuilt calendar if you assign a whole category to them and mark as a ‘bill category’.. not a intuitive as pocketbook, but best of the rest.

    • ive gotten by with free Frollo so far, the categorization still hit n miss like many of these type apps
      WeMoney then Finder next if needed

      • Ex-Pocketbook user here. My primary use case is retrospective expense tracking, rather than budgeting. I tried Frollo for a little while, but the complete lack of custom categories was a deal breaker for me.
        Recently started using Pocketsmith and I like it quite a lot. It is a web app first, mobile app second. So initial setup needs to be done in the web app, then your day-to-day categorisation can be done in the mobile app as needed. I would like categorisation to be a bit smarter than partial string matching on the merchant field, but it's not too bad. The dashboards are super customisable and can give you great insights into your spending.

    • better than ynab?

      • YNAB didn’t have native auto sync to bank accounts so I didn’t dig too deep with it, they lost me at hello so to speak..

  • +2

    I miss when software was a one-time purchase.

    Save money and manage your finances by committing to this expensive yearly fee.

    There is more value to be had from an Office subscription.

    • which office apps ?

    • +1

      Constant software improvements and automatic bank feeds aren't cheap.
      Xero is like $80 a month for multi-currency, this is $130/year and also supports multi-currency. It's actually a huge bargain when you consider the amount of time saved on an accountant and knowing where your money goes each month.

  • Existing subscriptions?

    • Can it be stacked on an existing subscription?

      • Also trying to figure this out.

        EDIT: Does seem to be for new subs only https://www.pocketsmith.com/black-friday-2022/

        • I asked them about this and cannot be stacked. It can be applied to your next year's subscription. I just applied to mine.

          This is an awesome finance / budget app including account syncs.

  • +1

    One of the best cloud finance apps.
    I've used plenty of these and most of the free/cheap ones are bad, e.g. bank connections fail after a few months or features were lacking.
    This one is rock stable and has tooons of features, it's basically Windows Quicken on the cloud.

    I've found it connects to more Australian banks than Xero, plus it also supports PayPal, so you could use it for small business.

    • does this have the ability to add custom accounts/assets.

      I just want somewhere that I can see my spending/budgets AND my net worth

  • Always been a ynab man myself,

    • I was until I let my subscription expire yesterday. The more than doubling in price last year (which with where my annual plan fell would have kicked in for me now) was enough to end that.

      • Have you tried pocketsmith? Would be keen to see who's used both ps and ynab and provide a decent comparison

        • I'm on a trial at the moment.

          Initial impression - Pocketsmith much more flexible which is good and bad - where YNAB forces you into zero based budgeting, it looks like Pocketsmith will happily let you budget well above your means or spend where you haven't budgeted. Which just means needing to be aware of it.

          On the other hand, Pocketsmith allows you to roll negative budgets over like YNAB pulled out with their web version several years ago much to my angst.

          I think I'll like it but it's a bit of getting my head around at this point.

      • I don’t know. YNAB is half budget software, half life journal for me. The amount of times I’ve turned to ynab to find out when or where we did something - whatever the number, it’s a lot.

        I do have the discount from being a ynab 4 user, which basically means the my AUD price is the same as the advertised USD price.

        • Double check your subscription price. They canned the grandfathered discount as a YNAB 4 user last year (which kicked in for my annual renewal this month so I didn't renew). Still had the 10% off but not the old pricing. Was effectively a doubling of price for me.

          • @jasonb: Jesus ynabi is now $15 monthly? wtf and that's probably USD too?

            Probably cheaper to do my own tool, I don't use the automated sync with bank and that anyway

            • @bisaya: I was about to go back to YNAB thinking my $50USD grandfathered price would be there but saw the new prices….no thanks. Keen to give Pocketsmith a go for 12 months and see how it goes.

  • Thank you for this, been using this for a while now and it works great! Was able to apply the code to my monthly subscription and it automatically picked it up and set up my next payment to be a yearly one at the price shown in this deal. Works great, thanks!

  • Guys, is it 130 in USD?

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