kawinuyo » user profile

We bought a new cx8 for $45k so imagine you can get an older one for 40k, we really like this car, as much room internally as cx9 (edit:…

Can do something in between. We got tiles with a lappato finish which is like a semi gloss. Looks clean we hardly clean it (aside from…

As I said i did our sums. Even 2k for us was worth it (minimal effort) I work part time so would have to work at least 3 weeks to get 2k.…

Yes, although I didn't buy an ev. I also don't drive very often. So having it longer actually decreased the amount of initial savings.

I did my own calculations and was better off $2k rather than their generalised calculator $8k. A consultant went through my presented sums…

Seems like transfer also working the same. Rate is lower than using credit (same when it was citi too) but that's because I choose…

Took out 2k HKD in Hong Kong on the 25th of Feb and nab says that was $390.56. Google tells me it should be $390.10 so working well as long…

It's an older phone so might be able to find it on sale... Maybe. But I loved my Samsung S10e because I also have tiny hands. I dropped it…

That's really interesting. I wonder if maybe yeah that's a Japan thing then... Didn't get charged any fees today in HK at non citi branded…

I didn't get charged any fees in HK today.

Citibank stopped working today so used the NAB. Took out 2k HKD and nab says that was $390.56. Google tells me it should be $390.10 so…

I was excited about these when I saw ads because I thought that it meant my kids might be able to use them since they are young and will…

I had this happen on a credit card we don't use (free came with home loan). The card hadn't even been taken off the letter it came in.…

I'll test it, will be overseas on the 24th, don't return until 27th. Surely they can't change the t&cs without giving written notice?

They closed this loophole ages ago unfortunately.

I've done this before! But I was the passenger in the car.

My 7 year old and her friends are into Bitzee... Basically super charged upgraded tamagotchis.

2 and 7 year old here. The younger years I find are the toughest physically and then as they get older it's more a mental and emotional…

Humble bundle

You can usually request to go above the daily transfer limit by calling the bank / visiting a branch. Have done this a few times for…

Yes. Have just claimed something a few days ago and been paid today.

Mazda CX-8. We ordered in January and arrived in May although the model update we bought was actually only release in March.

That's for fringe benefit tax as in the tax. The css still counts the fringe benefit as reportable income. It doesn't care about pre and…

Pretty sure it doesn't. The ccs you have to report fringe benefits. So you get the tax benefits but it doesn't change your income for ccs…

I also think they don't look as good as a sedan. Recently had to get a new car because old one was losing power when driving / engine light…

I prefer to buy insurance and not rely on the credit card ones. Not every credit card insurance is good so should read the psa and see what…

We just got a cx8 for 45k and hubby's salary is higher and we've only just saved like 3k doing it through novated lease. So definitely do…

Another common misconception is because of the fringe benefits tax there's no point if it is not EV. The novated lease should be set up…

How to calculate. Outright cost Cost of car (47k) + rego (for the following year as you can pay it within the 1 year novated lease) + ctp…

Yes, it's $250 000 per person per adi, so you also don't want to save over 250 with different banks by are all actually one adi