Mortgage Broker » user profile

Member Since 26/11/2014
Last Seen 9 hours 4 min
Badges 2
Location Sydney
Website www.lendingclinic.com.au
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Recent Activities

Typically banks don't count RSU as income, but we're happy to review your circumstances further and make a case for it. Are you buying a…
30/04/2024 - 13:36
How long ago did you apply? Bank of China had a massive backlog last year. But currently they have caught up, should be a smoother…
30/04/2024 - 13:31
They have a new offer starting tomorrow, minimum loan $100k for the interest rate (but the cashback is for $400k+ loan).
30/04/2024 - 13:29
5.93%-5.98% (CR 6.30%-6.35%) Owner Occupied Variable with Offset / 6.13%-6.18% (CR 6.50%-6.55%) Investment P&I @ Bank of China
Hello Everyone, Hope you're all doing well. **Bank of China** has become competitive again, they've caught up with their backlog and are…
30/04/2024 - 10:44
We may come up with a different offer next month. But please contact us if you're thinking to refinance. We can give you this offer if we…
30/01/2024 - 15:17
We actually don't recommend whether to go fixed rate or not. We'll discuss the borrower's requirements and preferences. Just merely…
24/01/2024 - 16:24
Yes there are a few... we've got ME Bank $2k-$3k depending on loan amount, ANZ $2k refinance/$3k first home buyer, St George $2k, BankSA…
24/01/2024 - 10:52
Fixed rate? The Suncorp website is showing 6.44% as the lowest fixed rate, and 6.18% as the lowest variable rate. Mind if I ask how long…
24/01/2024 - 09:24
LVR is up to 80% for these fixed rates :) Yes the free valuation will be ordered by the bank.
24/01/2024 - 09:13
Thanks for raising your concerns. We generally try to avoid predicting future interest rate movements, and think of fixed rates similar to…
24/01/2024 - 09:12
The revert variable rate is a bit high, but we can negotiate for you 2-3 years from now (after the fixed rate has expired). A lot of our…
24/01/2024 - 08:56
We can request best pricing for you, will need some details to negotiate the best outcome, but should be able to get a bit lower than…
24/01/2024 - 08:55
Fixed Rate Home Loan from 5.98% (CR 6.40%) 3-Year or 6.09% (CR 6.45%) 2-Year OOC | 6.14% (CR 6.62%) 2-Year INV P&I @ BOQ
Hello OzBargainers, **Bank of Queensland (BOQ)** has just reduced some of their fixed rates, making their fixed rate offering extremely…
24/01/2024 - 07:16
Only one from Bank of Queensland. But ME Bank can give 2 x $2k, if there are 2 properties with $400k loan each.
15/01/2024 - 18:38
Nurses is not eligible for ANZ LMI waiver, but we have another bank who can do it. ANZ accepts some other medical professionals such as…
05/01/2024 - 17:41
For refinance we can get $2k cashback, same interest rate as for property purchase.
05/01/2024 - 17:38
For Investment with Interest Only repayment, indicatively can get 6.59%. Please contact us so we can get more details and negotiate a…
05/01/2024 - 17:34
$3000 First Home Buyer Home Loan Cashback (Minimum Loan $250,000) @ ANZ
Hello OzBargainers, Happy New Year & Wishing you an Amazing 2024! ANZ has extended their cashback offer for those of you looking to buy…
05/01/2024 - 11:10
Hi there, Happy New Year! Property purchase is not part of the current offer, but can look at doing a cashback case by case if you already…
03/01/2024 - 08:28
Do you need cashback from the bank, or just best interest rate? Offset account? Any idea of the property values and which banks are you…
21/12/2023 - 22:11
Hi there, unfortunately no broker cashback, but we do have banks offering $2k cashback. Let me know if you would like to discuss further?
21/12/2023 - 18:53
Ubank is very good in terms of interest rate at the moment, can get 6.24%, full details on…
21/12/2023 - 18:17
$3000 Broker Cashback for Home Loan Refinance (Minimum Loan $500,000) @ Lending Clinic
Hello OzBargainers, Thank you for your support so far! We're excited to announce our brand new cashback promotion. With less banks offering…
21/12/2023 - 17:03
Wondering what happened? Generally BOQ is good but they do scrutinise bank statements, sometimes can cause a bit of back and forth queries…
11/12/2023 - 15:32
This week it’s getting tough to get 6.04% from St George or ANZ. It appears they have reduced their discount appetite after the December…
11/12/2023 - 15:30
$2000 Home Loan Refinance Cashback (Min Loan $250,000), Owner Occupied Rates from 6.09% (CR 6.24%) @ Bank of Queensland (BOQ)
Hello OzBargainers, Thank you for your support so far! **Bank of Queensland (BOQ)** is offering $2000 cashback incentive, when you…
11/12/2023 - 14:38
Reference rate went up 0.25%. Discount margin is tightening a little bit, likely indicative rate for the average loan amount at 70% LVR is…
26/11/2023 - 08:22
ANZ still has $2k cashback! Also ME Bank up to $3k, and Bank of China $4k :)
14/11/2023 - 22:34
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