YesPleaseThankYou » user profile

> If NAB try to charge an annual fee It won't.

> NAB ended the free Citi Payall offer. PayAll is what Citi used to plump up its book in readiness for the sale. NAB took the bait.

> My guess is that all "new" Citi customers will then move over to new system while keeping the Citi brand. Wrong.

Fair call. The terms could be clearer. It's 'pay 1 month, get 6 weeks free'. This is a typical format used by the health funds, as it is…

Always happy to help. I can't help you if you won't help yourself.

ACCC cannot help with individual complaints.

I think you meant to say: > Based on my own circumstances and requirements, St Lukes Health is $50 more per month than my current health…

You have to start by reading the terms and conditions — it's all explained in there.

Based on what Medibank initially said (even in the quote above), $50 is too little for a combined hospital and extras policy. I'll be…

As a regular churner, my strong view is that this is not a deal. It simply takes too long to get the 6 weeks free. Eg, get 6 weeks free…

> The same source What's the mystery source? Sources typically have biases. There's little that's revelatory in what you have posted—it's…

This ⬆️ The problem is that the people who ask for the 'best' travel insurance, health insurance, etc are the ones that don't read the…

😅

Because there is nothing to complain about until after the relevant date has passed. If you can't follow terms and conditions, promotions…

> Eligible Medibank customers will receive their cash back by the end of September 2025. If you are living in the future, you should phone…

Why? Did you even read the post above your earlier post?

> usually the waiting period waivers are for extras though and not the hospital component? If you have already served the relevant waiting…

Read the terms applicable to each promotion.

No, no-one has ever discussed this question before. See [The right to…

You are also wrong.

I follow promotions very carefully. Almost certainly there would have been a better deal than NIB. Eg with the 10 weeks free, you very…

Doesn't take much time at all. Income is good — thanks for your concern :)

> And dental benefits have annual limits that increase with time That's a retention tool — so when you phone and want to leave they say,…

https://www.ozbargain.com.au/comment/16903977/redir

In years of churning, I have never seen a compelling NIB (or related brand) offer.

We can only hope.

# Admin 1. Receive transfer certificate 2. File in relevant folder END

> while they investigate you as a new member Sound like there might be something to investigate with you. Is there? The maximum waiting…

I do it 5 to 6 times a year and save approximately 58% off my premiums. Health insurance is a significant expense. There's no way I'm…

> you have to ensure the transfer certificate is accurate with no errors Like any document issued to you, you should ensure that it is…