factor » user profile
Member Since | 18/01/2016 |
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Last Seen | 35 min 43 sec |
Badges | 1 2 |
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Magistrates are great - but random which one you get. Make sure you prepare - the logic needs to be straight forward - this thing led to…
Meh - balanced funds drop when the market drops but marginally less than a growth fund. And when the market does well the growth fund…
factor commented on 28 Degrees Mastercard - $0 Monthly Fee for 12 Months (Normally $8 Per Month) @ Latitude Financial
Thanks! Appreciated the reminder to cancel the card.
Those are so dubious - all the advertising makes it look like a car will be given away at that shopping centre - then reading the terms and…
$1000 - last week - winter escape promotion for buying Hydralyte. The entry process looked a bit annoying so I thought it worth a go. I…
Yeah - this product is a no for me. My travel solution is to power everything off a multi-port USB charger. That only needs 2-pin mains…
factor commented on Satechi 165W USB-C 4-Port PD GaN Charger $135.20 Delivered @ Satechi via Amazon AU
Also consider this for $122: https://slimq.life/products/150w-3c1a-pd3-1-usb-c-charger A 150W multi-port charger, but it can deliver up to…
factor commented on Toys That Don't Break Easily
You may regret looking for stronger toys! Either the toy is the weak link or the wall/deck/roof/window is the weak link. Ensure your house…
About time - the manufacturer is in Victoria.
You should try Cebu Pacific -- passengers there know how to fly. Get on, shut-up, sleep. They knew how to fly before it was a trend.…
1% of babies are stillborn or die in the first month. If the worst happens, you are sucky parents, you just got hit by probability. Death…
factor commented on Air China: Direct Return Flights to Beijing from Melbourne $455, Sydney $488 (Inc 2x 23kg Bags, Fly Oct-Nov 2024) @ IWTF
I consider this normal price for China. Below $450 return starts to be worth talking about. My cheapest flights so far were $200 pp one-way.
You touch on a reason that an index fund is guaranteed to underperform the index over the long term. The rebalancing of the index requires…
You'll be checking with your lawyer or accountant whether you can use the perks without breaching the trust deed?
I hold a few investment options - properly thought out about 10 years ago, then adjusted based on performance about 4 years ago. I haven't…
factor commented on Superannuation Funds. Is Hostplus good?
I previously considered SMSF and also wrap funds that allowed ASX300 direct investing. In the end I realised I don't want to look in that…
factor replied to Qroozn on Free Qantas Bag Tags (Silver, Gold, Platinum, Platinum One, Chairman Status Frequent Flyers Only) @ Qantas
"earnt status" - do you mean "bought by your company" and provided to you as an untaxed fringe benefit? Too many senior public servants are…
factor replied to assailantsky on 15 Days Visa-Free Entry To China for Australian & New Zealand Passport Holders
November 2023 BankWest Platinum Zero with AliPay -- daily SMS needed to authorise transactions to your registered Australian number. But…
factor replied to gzy2001 on 15 Days Visa-Free Entry To China for Australian & New Zealand Passport Holders
And ensure your Australian mobile roams - Alipay needs you to receive a daily SMS from your bank to reauthorise the credit card.
factor replied to Save 50 Cent on 15 Days Visa-Free Entry To China for Australian & New Zealand Passport Holders
Many people with a Chinese connection keep an active visa at all times, in case emergency travel is needed. This change removes that need -…
factor replied to greennick on $346 Passport Renewal Fee: Apply Online by 30/6 & Pay within 28 Days (Price Increase from 1/7) @ Australian Passport Office
True - it would be fairer to reduce the passport cost and increase the departure tax. It is reasonable that international travel…
No dodgy story here - the council has provided their photographic evidence - and the OP sees a clear issue in the photograph. The court…
And it will take two days if you don't submit a written notice of pleading on the first occassion. Normally the first visit is to plead…
Contesting a dodgy parking fine takes a dodgy parking inspector off the streets for a day to sit around court. Moral win.
The council will "seek to recover" their costs -- only the victorious party gets to seek their costs. Nothing to pay if the council fails…
As of November 2023, I could pay using Alipay with my Australian credit card linked, so long as I was able to receive a daily SMS from my…
factor replied to Cmatthew on Apple MacBook Air 13.6" M2 Chip 8-Core CPU 8/256GB $1349 + Delivery ($0 C&C/ In-Store) @ JB Hi-Fi
But rather good value for a light-weight and highly responsive laptop with 18 hours battery life. Windows users seem to enjoy crawling…
factor replied to cmoddoo on Earn up to 5.50% p.a. on Combined Balance of up to $100,000 across All Save Accounts ($500+ Per Month Deposit Required) @ ubank
Awesome extra - Ubank changes the rules every 6 months so you need to change all your direct debits. Ubank is very happy for you to do all…
Thanks for the encouragement to check the wording of this law. There is a 6 km section of the hume Highway near Marulan where the weight of…
You can phone authorise a very big transfer - and you get to mention why you are clearing out your account at the same time! Phone…
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