pnt » user profile

Member Since 03/12/2017
Last Seen 8 hours 29 min
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pnt commented on Is There Such a Thing as a Good TV Brand? in Other Words Good for All of Its Models?
Big tv company would aim for top, middle and low tier of market - they would maximise profits serving the whole market. The low tier is…
30/04/2024 - 18:06
pnt commented on Where to Park $300k?
Ignoring the retire early part - solid ideas here:…
19/04/2024 - 14:47
pnt commented on Gorilla Sports Power Cage $89.99 (RRP $500) + Delivery @ Gorilla Sports AU via Amazon AU/ Catch/ Bunnings Marketplace/My Deal
Pretty special price, if you need a budget quality one. I never bought one, but did shop around a couple of years, back, couldn't get…
25/03/2024 - 12:14
pnt replied to infinite on Mortgage Stress, Are You Feeling It More than Same Time Last Year?
Presumably mostly either dual incomes or the rich, but it's got to be tough, if they ever lose a job, or go through a rough patch: > While…
15/03/2024 - 13:42
pnt commented on Mortgage Stress, Are You Feeling It More than Same Time Last Year?
I would be stressed if I had a loan more than $700K (I have much less). I don't know how kids could keep their heads above water.
15/03/2024 - 12:16
pnt replied to Chanes on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
I'll do a lot on ozbargain to save 50 bucks. Seems silly not to try to get 11k.
16/02/2024 - 15:23
pnt replied to Bdawg on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Reddit has a few stories of people doing it 3 times in a year. But not much information on the long term viability.
16/02/2024 - 13:44
pnt was awarded a badge.
Commentator
16/02/2024 - 13:44
pnt commented on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
How often is it possible to churn between bonus deals with different banks? How much can save over 3 years if pursued aggressively.…
16/02/2024 - 12:54
pnt replied to xmagic on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Sounds like slick account arrangement, but doesn't sound like a deal breaker. I have tiny concerns about GFC style redraw freezing, but not…
16/02/2024 - 12:51
pnt replied to leeroys_dad on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
I now remember someone saying it important if changing from PPOR to Investment sometime in the future for tax reasons. And now remember not…
16/02/2024 - 12:47
pnt replied to xmagic on [NSW, QLD, ACT] $2000-$3000 Cashback on 5.94% Variable Rate Home Loan @ Greater Bank
Why is is offset so important/deal breaker, considering they have "Free redraw available around the clock via online banking"?
16/02/2024 - 11:50
pnt commented on T&R Q3 Foldable Automatic Electric Mahjong Table $999.99 Delivered @ Costco Online (Membership required)
What does it do (I had to find out)? https://youtu.be/hpbjH_eHc6A?si=s0UhR8laRUGNAT-e&t=277
31/01/2024 - 12:20
pnt commented on Living Only Using Cash - Is It No Longer Possible?
Next up - trying to use gold only.
23/01/2024 - 10:51
pnt replied to itslittfam on Apple MacBook Pro M2 Max 2023, 32GB RAM, 1TB SSD, Silver or Space Gray, 16" or 14" $4497 Each Metro Delivered/ C&C @ Officeworks
I wondered too, and after a bit of googling (https://qr.ae/pKqz5N): * High-performance video editing and 3D rendering. * Running multiple…
18/01/2024 - 13:50
pnt commented on New Year, New Job! Grass Is Indeed Greener on The Other Side! Employee Loyalty Is Dead!
Nice, congratulations! One of the most important freedoms we have is our choice of employer. It is often said that those who change jobs…
13/01/2024 - 14:24
pnt commented on 48.4% of Australians Live Paycheck to Paycheck
It has always been this way, most people spend as much as they earn, and let tomorrow take care of itself. Hence mandatory super, because…
12/01/2024 - 10:09
pnt replied to grizz_li on Free Six Inch Subway Sandwich with Every Sub and Drink Purchase @ Subway (App Required)
And $15 at a local carols event (and they sold out too)!
12/12/2023 - 12:48
pnt commented on Australian Portfolio Review
Looks good to me. Live a little, look after yourself, don't burn out.
11/12/2023 - 09:21
pnt replied to kinghuzi on Looking to Buy a CPAP Machine and Wanting Recommendation
Is F&P Solo Mask a game changer compared to Resmed Airfit P10?
08/12/2023 - 13:04
pnt commented on Costco Users - Bulk Buys Is It Worth It?
I'm 5 minutes away and can't drag myself into store, i know i won't buy anything because deals are rare or the size too large. Occasionally…
05/12/2023 - 09:14
pnt commented on [Back Order] Meta Quest 2 128GB $439.99 + $100 Amazon Gift Card Delivered @ Amazon AU
At this price, you could almost turn a profit on eBay? After 500 hours of Elite Dangerous, the novelty has warn off. But if you find a game…
20/11/2023 - 11:18
pnt replied to reunig on Ozito PXC 36V (2 x 18V) 370mm Cordless Telescopic Lawn Mower Kit $248 + Delivery ($0 C&C/ in-Store/ OnePass) @ Bunnings
Maybe this is the new one https://www.bunnings.com.au/ozito-pxc-36v-2-x-18v-brushless-lawn-mower-kit_p0500364 . Looks the same (plastic,…
18/10/2023 - 17:32
pnt commented on [OnePass] 29L Gym Bag with Shoe Compartment and Dry/Wet Divided Pockets $24.28 Delivered @ Kynup via Catch
I wonder if it is the same as this from Amazon for $22.99?:…
16/10/2023 - 12:52
pnt commented on Should Third-Party Property Car Insurance Be Mandatory?
It is a bit unfair that expensive cars must increase the TPP cost for those driving around in sensible cars. If I bump and write off a…
11/10/2023 - 16:53
pnt replied to wildstone on Is It Ethical to Go the Wrong Way in a Carpark for a Parking Spot?
Meanwhile the are listening to Denis Leary "I drive really slow in the ultra fast lane".
11/10/2023 - 09:35
pnt commented on Is It Ethical to Go the Wrong Way in a Carpark for a Parking Spot?
The primary concern is safety, so I would not break the rule. People wont expect you to be coming from that direction, and won't be as…
10/10/2023 - 10:16
pnt commented on What Has Gone down in Price since COVID?
Labradoodles. I think puppies were $7000+ during covid, now back down too... much less ($2000 on gumtree perhaps?). There's no price…
23/08/2023 - 16:17
pnt commented on Are You Delaying Buying a Replacement Car Where Possible?
I'm holding onto my old and second household car, because a replacement expensive, and can't be bothered shopping around for one. I'd hoped…
04/08/2023 - 12:13
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