babipanggang » posts

How Long to Wait to Apply for a Credit Card after Rejection?

Hi, I have been recently rejected by Amex for supposedly being a churner, similar to many others on OzBargain. As this is the first time I got rejected for a credit card since I started churning, I …

Keep Card Open for The Bonus Points in The 13th Month?

Hi, I currently have the NAB Signature Qantas card, which I opened in October 2022 (https://www.nab.com.au/personal/credit-cards/qantas-rewards/…). I have met the spending criteria and received …