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These guys have the most aggressive marketing. They'll come after you. Be prepared to see them everywhere.

Can confirm it's one of the better hot sauces I've tried.

used calmblueocean mine: https://swee.ps/eCHlSc_cYYYGTI

That's such a nonsense that keeps getting repeated. It's not about making profit, it's about the government babysitting the rich so they…

Per 100g is the same as 45% Percent literally means per 100 :-)

I read it as 'Beauty and Mr Beast' 🤦

Fair point on interest deductions, you’re right that if you borrow to buy shares, the interest can also be written off. The key…

Exactlythat’s the heart of it. Property speculation gets a special tax privilege that no other investment enjoys. If you lose money on…

I agreee, the build cost vs valuation gap is a genuine problem. But that issue exists regardless of negative gearing. Construction costs…

I see what you’re saying, but I think there’s a misunderstanding about how supply actually works. making property investment less…

I don’t really follow your logic here. Negative gearing and investor tax perks don’t actually reduce the cost of building. materials,…

Abolish negative gearing and other tax incentives + quadruple stamp duty on investment properties (not owner-occupied) = Market crashes and…

Hail Lilith!

I really thought I was having a stroke reading that. It's definitely a good idea to take investment advice from our eloquent fellow here.

> the rent most likely won't cover the mortgage Really sorry that the lazy tenant won't be buying you a house. After all, you paid a 5%…

Came here to say this. Stay away from sugar content of more than 15g as much as you can. 45g is crazy.

Thanks mate. This really changed how I'm thinking about what suburbs to look at.

As I said, SEA is not third world, hence it doesn't have as bad an economy as the actual third world countries. In my home country, a…

I'd still like to make the best decision in terms of investment if I get the choice.

Live in.

@Lunarboogie @Ozbargainusername123 Your understanding of third world countries and their economies is comical. I just calculated how long…

Thanks you so much for the encouragement and the advice 🙏

> Is it just me or does 20k savings only on 110k seem small. It is small. I had to spend a lot of my savings helping my parents. Close to…

You have no idea how much I appreciate this. I really needed to hear this today. This is what I meant when I said I love this country and…

Don't have any wiggle room to be honest. Thanks for not repeating the "go somewhere" cheaper comments. At the end of the day, I need to be…

I do a lot of cooking on the weekend, put them in the freezer in portions and eat throughout the week. If you have time to go through OZB…

Or a cozy blanket to keep me warm under a bridge.

Thanks you so much for writing all that up and sorry it didn't take the first time. All valid suggestions. I recently started this job and…

You sum it up best.

OK, I just had a look at increase in house prices in the past ten years and can see that my math is not that far off.