MrGarciaA » user profile
| Member Since | 27/04/2023 |
|---|---|
| Last Seen | 18/04/2024 |
| Location | Sydney |
Recent Activities
MrGarciaA replied to 
bargrin on Macquarie Bank Introducing Annual Fee on Black Credit Card for Former Hilton Platinum Card Holders
bargrin on Macquarie Bank Introducing Annual Fee on Black Credit Card for Former Hilton Platinum Card HoldersYou could also consider CBA Ultimate or Smart card. Both charge monthly fees but are waived provided you meet minimum monthly spend…
I didnt incorrectly advise OP: OP **will** get charged interest for balance on the statement period for 16 Feb - 27 Feb. OP's due date was…
Before December 2018, if you failed to pay your entire closing balance off by the due date, you would be charged interest for that entire…
It's not bad or incorrect information, just outdated. The point of confusion here is whether or not interest is incurred restrospectively.…
If your statement is from 16 Feb - 27 Feb, then your interest free period for that statement is the 16th Feb. Your interest free period…
Yea I would agree with you. Telstra obviously can differentiate who's a Tesltra customer and who's a Boost customer otherwise they wouldnt…
Yea I think it actually has to do with Boost customers getting speed throttled vs Telstra customers since Telstra does speed cap Boost…
Ironically NAB publicly stated that the biggest reason why they acquired Citi was because of Citi's significant asset value of their…
MrGarciaA commented on Is Boost Mobile More Reliable than Vodafone?
Im wondering whether or not there's any difference in quality of the Kogan/Vodafone network vs the Boost/Telstra one. I understand that…
I would disagree. In my experience most providers that offer esim are pretty good - Woolworths, Amaysim, and even Telstra all have seamless…
Buy a new phonoe, download the woolies app, request an esim replacement. Follow the instructions. This has happened to a friend of mine…
Im just glad to be rid of the stupid silver sim tray tools that I always lose
MrGarciaA replied to krishnabhargavt on Free Transfer to eSIM from Physical SIM @ Boost Mobile via App
krishnabhargavt on Free Transfer to eSIM from Physical SIM @ Boost Mobile via AppP7P can support dual esim dual standby ("esim DSDS" for short in Google's vernacular) so you can use two esims at the same time on Pixel 7…
Sounds like a typical banking experience in Aus tbh. At least HSBC has online chat services. For comparison CBA markets its online chat to…
Thanks! I have a $30k limit so Quick Cash wont affect my PayAll. So if I take out another $2,501 Quick Cash, I'll have $25,002 outstanding…
MrGarciaA commented on Citi Prestige - 2nd Year Rollover
I got an offer for Citi Quick Cash last month (November) for 0% interest and a small establishment fee with the offer of receiving a $200…
MrGarciaA replied to nzcoops on [Pre Order] $250 GC + $300 Trade in Coupon with Google Pixel 8, $350 GC + $300 Trade in Coupon with Pixel 8 Pro @ JB Hi-Fi
nzcoops on [Pre Order] $250 GC + $300 Trade in Coupon with Google Pixel 8, $350 GC + $300 Trade in Coupon with Pixel 8 Pro @ JB Hi-FiQ1 - Correct. I just sent my P6P after I received my $300 credit from Square Up. 5 mins later, they sent me the additional $300 off RRP…
MrGarciaA commented on Get 6 Months Free Trial of Uber One Membership (Normally $9.99/Month) with a Citibank Mastercard Credit Card @ UberEATS
It doesnt stack with Paypal for me :( I think order matters - I claimed my MC one which is now active but now when I try and claim the…
MrGarciaA commented on Citibank cards with PayAll (e.g. prestige) - who is rolling over for another year instead of churning?
Im planning on rolling mine over for the time being. Ive set up Payalls for the next few years so presuming that NAB honours the deal of 0%…
MrGarciaA replied to balkandishlex on Citibank PayAll Scheduled Payments beyond October Still Fee Free?
balkandishlex on Citibank PayAll Scheduled Payments beyond October Still Fee Free?Has anyone confirmed with Citibank that "Any recurring Citi PayAll payments set up during the Period **will not incur the Citi PayAll fee…
>For all Citi PayAll payments set up between 1 April 2021 to 31 October 2023 (the Period), the Citi PayAll fee will be reduced to 0%. Any…
We were originally having errors booking the tickets we wanted - kept getting error coded by the website and we couldnt figure out why so…
FC no longer price match and quite frankly aren't worth it if you're savvy enough of a traveller. I went into FC today to see what they…
MrGarciaA commented on Citi Prestige Credit Card: 275,000 Citi Rewards Points ($10,000 Spend in 90 Days), $700 Per Annum Fee
Can anyone confirm whether paying for bills like strata via DEFT earns Citi bank points?
MrGarciaA replied to charliechao on Citi Prestige Credit Card: 275,000 Citi Rewards Points ($10,000 Spend in 90 Days), $700 Per Annum Fee
charliechao on Citi Prestige Credit Card: 275,000 Citi Rewards Points ($10,000 Spend in 90 Days), $700 Per Annum FeeIt really is dependant on you and your needs tbh. I too had the Amex Explorer but found the acceptance rate of Amex + annoying conditions…
MrGarciaA replied to vetopower on Citi Premier Credit Card: 150,000 Citi Rewards Points ($7,000 Spend in 90 Days, 50,000 Points in 2nd Year), $150 First Year Fee
vetopower on Citi Premier Credit Card: 150,000 Citi Rewards Points ($7,000 Spend in 90 Days, 50,000 Points in 2nd Year), $150 First Year FeeStill baffles me how the ACCC, despite pucblicly stating their concern for the future of the competition in the Australian CC market if NAB…
The rates used by Macquarie are Mastercard rates - went on holiday to South Korea earlier this year checked every transaction and ATM…
Out of curiosity, does Diners issued charge cards still offer lounge access? I heard from several forums that apparently the lounge access…
Online shopping and subscriptions via Paypal. Was perfect to avoid the absolute money grab of a 3.4% Citi forex fee just from having a…
If you're getting value from it, keep it open till they announce its inevitable shut down
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