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It is a pain because you can’t go and try to find a better deal because the retailers still have their old prices and you can’t tell…

You have arguably picked the top 3 options for your need in that price range. I get they might be hard to trial but you should try because…

Yes, I see articles about how people have insufficient financial literacy and I think it’s a bit hyperbolic since this stuff is pretty…

So you are telling me that if you assume one share will have higher future returns than another I should invest in that share? VDHG total…

Yep, exactly like other shares

No you don’t, the fee from the underlying ETF is fully rebated. It’s right there in the PDS.

VDHG is literally invested in VAS (33%). It’s not more aggressive than VAS, it’s just designed as a single holding that covers multiple…

Make sure you get a fine tooth saw blade for the panelling. Might cost you more than the saw...

I have the soundcore x20. ANC is ok but not brilliant. Good enough for vacuuming but not good enough for flying. Stay in place, good…

Are they cheaper than you can buy elsewhere? Isn’t that the main issue?

The cost of electricity is NOT due to switching to renewables. The cost is because the current fossil fuel production is worn out/needs…

The whole 'I dont live in Melbourne or Hobart' is pretty relevant. Pretty sure people in Darwin arent using a heater either

https://www.accountingtimes.com.au/profession/ato-coming-for-lawyers-over-tax-failures

and the strength of your gut bacteria

The warmer the glove the thicker the glove and the less useful it is for fine motor skills like computer Best bet is probably some merino…

It doesnt really matter because they also assess your other commitments (in the case of a novated lease, for example; whereas super and…

Try 'beard and blade' - https://www.beardandblade.com.au/ A comparison of a very small number of items suggests its a lot cheaper (eg 100…

if you have a heavy beard / dont shave for a few days, then double sided is quicker because it cuts away more. However you may find that…

Before every shave run the blade backwards along a strop 20 or 30 times. Cheapest strop - your forearm. Best budget strop - a strip of…

Did you already forget the stage 3 tax cuts?

Your solution to potential bias is to become completely ignorant?

You are paying much higher fees on the Aus Super fund than you need to Also you are confusing volatility with return. Return is what’s…

I mean, you did also post this on Saturday night so takes one to know one I guess Maybe ask better questions? If your question is ‘I want…

Why weld vs brackets and bolts as others have said? Also stainless steel posts - what’s wrong with a good old fashioned galvanised post?

Hidden in the fine print? It takes up 1/4 of the screen and after winning ‘99% off’ a few times in a row most normal people would twig…

I have just done it. However its unlikely to be financially worthwhile unless you need to replace it - replacing something that works, even…

just going to have to move to sydney instead of luxuriating in all those regional benefits such as almost affordable housing wonder if its…

Is your argument that the reason people have gone from instant roast to espresso coffee due to social media? I'm 55; I have been drinking…

My wife only drinks decaf; there have been a small handful of places that dont do it but they are usually specialty / snobby coffee places.…

Decaf coffee?