So... does that mean I should get ALL these credit cards?

AmericanDad on 20/05/2013 - 12:49

Sorry for another credit card discussion, but after doing some research this is what I found:

  1. 28 degrees card

    • good for online shopping as great conversion rate and no international transaction fee
    • shopper protection for 6 months
    • good for being used overseas for cash withdrawals provided you preload it with credits and strictly no cash advances
    • no annual card fee and no fee for insurance if pay before statement generated or .5% of closing balance otherwise

  2. Coles Mastercard

    • good if you shop at Coles frequently to get Flybuy points
    • shopper protection for 24 months
    • merchandise protection for 6 months
    • also come with accidental injuries, disability protection etc
    • $49 annual card fee + 1% closing balance for insurance (no fee if 0 closing balance)

  3. Bankwest zero gold card

    • comes with international travel insurance if you spend 75%(i think) on your trip
    • 12 months extended warranty
    • no annual fee

These credit cards all seem to offer amazing rewards which are quite well suited to what I need. Should I be applying all of them?? Going from no credit card to 3 at one time seems a little excessive!

Financial

Comments

      • nadan on 27/05/2013 - 21:15

        Thanks, I should have been clearer about the differences. I saw the box regarding but the question was more about General differences between standard or normal and platinum.

  • hctan on 27/05/2013 - 22:30

    Hi Guys, what about Citibank credit cards?

    You get to save on a Bottle of Wine at some restaurants like Meat Wine and Co.

    My net is dying for some reason today and it took ages to load their site.

    http://www.citibank.com.au/aus/credit_cards/creditcards.htm

    • cpho on 10/06/2013 - 23:39

      Why get a Citibank credit card and pay them a annual fee to get the wine when you can open a transaction account, and get the debit card, which also has free wine, and no additional surcharge when you make an international transaction? :)

  • radicalvin on 10/06/2013 - 11:16

    Hello all,
    It says that to get the bonus points for the Amex Platinum Edge, you must be a new applicant.

    I currently have a gold card, and would like to apply for the Plat Edge. Is there a way to transfer my current point balance to the new card, before closing the old card?

    • marquise on 12/06/2013 - 10:21

      I had the same question with no definitive answer. Safest thing might be to transfer them out of the program first?

      Let me know if you're after a referral. I got my card a few weeks ago.

    • evol on 18/06/2013 - 20:56

      I'm not aware of a way, but maybe Google will have some tricks. The only method of saving the points I know of would be to transfer them out to a program that you're going to use anyway, before closing the account.

  • Holysmoke on 04/08/2013 - 12:19

    Below is a summary of updated AMEX bonus points (and fees) you can get if referred by a current cardholder. Please PM me if you need a referral:

    Platinum Charge Card 60,000 points (Annual fee $900)
    Platinum Reserve Card 40,000 points (Annual fee $395)
    Platinum Edge Card 15,000 points (Annual fee $195)
    Gold Charge Card 30,000 points (Annual fee $130 + $80 MR Ascent opt-in fee)
    David Jones Amex 20,000 points (Annual fee $99)

  • konthai on 27/11/2013 - 13:54

    DJ Amex is now offer 30k MR for new sign up - http://www.davidjones.com.au/David-Jones-Cards/David-Jones-A…

    I wonder whether the referral bonus could also received the welcome benefit or not. Anyone know about this?

    • Holysmoke on 27/11/2013 - 15:50

      No, either one or the other.

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