G'day guys,
I just posted the latest edition of my podcast. I created a list of things i wish i knew as a teenage that could have save me some serious coin and was wondering wheather you think there is any more advice i can pass on in future episodes
Jimmy
haha if i had listened to my mother i would be all kinds of broke lol :P
Sorry guys, the podcast should work now, enjoy!
Don't overdo the saving thing, keep it in moderation, you still have to have fun. :-)
I like the one about cars and bling. Been there and done that.. when I matured I soon realised that no one that matters judges you by how snazzy your mode of transport it. It can actually make you look more of a tool than cool.
Advice.. Aim for owning the roof over your head. It does not have to be a McMansion with a massive mortgage, just yours and a happy home.
Take time to research and read before making any expensive purchases. Most dive in with their heart and their fingers crossed. Buy the best product at the best price and you will never regret it. Any dollar saved from doing this is also tax free.. an added bonus.
Never lend money. Rarely will you ever see it again.
Don't gamble.
If a partner is attracted to you because of how much you spend on them then they are not attracted to you.
This is some fantastic advice. especially in regards to lending money. I have a policy in which i will lend money to anyone once (normally a small amount) set a date to be paid and not say a thing, if the date comes along and i dont hear a think i can assume the money is gone and obv. i will never lend money to that person again and will tell people in the future not to either.
As for your last point. leave those people to the Rich 80 year old Men/ Woman who know that going into a relationship
Thanks for the in depth reply and i really think i need to do another episode on other peoples advice
Jimmy
Life is shit, you are not special, you will achieve very little beyond the 9 to 5 cemetery debt slave grind, and everything you were told is a lie.
and everything you were told is a lie
Including everything you just said?
I'm confused…I need to go lie down.
WERE told. You are not special. You are not important. You will die and leave nothing behind and be forgotten. The end. Remember that amidst the lies and the pain.
Thank you Nelson Mandela for that uplifting message of hope for the masses.
i think you may have gotten out of the wrong side of the bed this morning mate (Y) i think you potentiall may need a big hug
that was directed at etheral btw, still getting the hang of the quirks of the forum
get over yourself and move on
haha my tombstone toy list would be quick short which i don't know weather is a good thing or bad thing
These are not lessons I had to learn, rather I'm proud of my maturity as a teenager for knowing all this and making the right choices for me. I got accepted into my TAFE course a week before I got my VCE results. At the age of 30, my friends are still in HECS debt to the eyeballs and I'm debt free!!
This is so funny. Tafe before uni? LOL
how can you even say that??
Let me teach all those short term vision ignorants a lesson.
at age 18 I got accepted into university to a double degree
engineering and commerce (finance)
Hard work and dedication got me a really good job as a para planner when I was 20!!!
at age 22 I graduated and went into law school.
the rest is self explanatory. I have the nicest view in the sydney cbd and I could even pay all my uni debts with the equivalent of one month salary.
Please be careful with what you recommend to the youngster.
what people need is to stay less time out and "chillin" and get used to the 7 am to 12 pm uni/work life for their younger years.
If then they want to become entrepreneurs or continue in the corporate ladder, then good luck.
I am sure your friends are still in debt due to spending their money in lifestyle assets and not in investment assets.
thanks
@ matriv
"those short term vision ignorants"
Was that really necessary?
Now, you can get down off your high horse.
Yeah, short term vision ignorants like me went to TAFE, did a trade,worked the rigs lived frugally and invested wisely over the years instead of pissing it up against the wall and retired on above median wage near debt free in my late 30's.
Now in my 40's I am debt free and the income has increased.
Silly me.
Enjoy the view from your office tomorrow, i'll be going out for a yacht.
Dear Davros.
I am glad to hear that you got rid of your debts in your "early" years. Based on the way you elaborated your response I can assume you have taken my words personally.
Furthermore, I understand your words are aimed to "try" and compete with my personal/financial successes. I however have profiled your personality based on your behavior. I can therefore empathize with you. I understand how hard It can be for someone with no major academic successes to prove his "worth" to society; reason as to why you purchase a "flashy" luxury object as a yacht.
Nevertheless I would like to prove how comparing you and myself is like comparing an apple and an orange. I have never been in any major debt. I am the kind of person who paid his uni fees as he studied (3 bachelor’s degrees) and have bought all my lifestyle assets outright (house, cars, jewellery, collectibles etc). In addition to those, and in case you want to know I have over 10 different type of investment vehicles. ohhh & Btw I am under 30 ;)
Finally I would like to let you know that the reason I am working on a Thursday morning at 11:11 am (AEST) is due to the pleasure and satisfaction I receive from using my intellectual capabilities to find solutions. However, I would totally understand you not being able to understand the pleasures I refer to. I could not really imagine a life were I retire at such a young age,although I could, I think its sad and I actually feel sorry for you. Someone who is willing to retire at such a young age most likely has been offered only unpleasant roles due to either their lack of skills or intellectual capabilities.
Have fun in your yacht, and remember each day is a new opportunity to not only seek for pleasure but to learn new skills :)
Regards
A very successful solicitor.
(llB-BCOM-BSC)
Okay, you know what I know now that took me a long time to understand as an egotistical teenager? I will now put this on my teenage wish list:
P.s. Your profession shows in your comment, which like all legal jargon, I stopped reading after the first line.
hey Cryssie,
As i can see from the comment below, your comment has had some debate. I can only go off personal experience as a didn't go to university but i would have to agree for you, but i also would have to agree with martriv.
I think vocational education has a important in society as much does any tertiary education, If this wasnt the case sparkys and plumbers would not be earning really good coin if society didn't value what they have to offer.
I also think without tertiary qualified people some of the luxuries we enjoy today would not exist
I would not want a sparky to operating on me and i would not want a lawyer doing the wiring of my house
I personally went down the tafe route (through the Navy) and i am now in a similar situation to yourself, others who have may not been in a same boat in regards to there financial house being in order. In saything that the same goes for tertiary educated people.
I honestly think i would have ended up as a Uni dropout if i went as sitting in a classroom for 8 hours a day is not for me.
Its important not to jump to one side of the fence or the other as for every Martriv there is a cryssie or a Jimmy
Hope this made some sense
My comment was never meant for debate, not my intention? Bit mystified really.
The forum topic asked what I wished MY teenage self knew, not 'how everyone should run their lives'.
I made the right choices for me, and my own happiness is all that matters.
well said
But… isn't the OP asking what you wished you knew?
You sound like one of the lucky ones who had some clear direction at a young age, looking back it's staggering that we're expected to know our what we're supposed to do with our lives as 'all-knowing' 18 year olds
I wish I understood the laws of Supply and Demand better when I was a teenager. In my experience these are behind many things that matter throughout your life, from career choices to finding a partner to picking somewhere to live.
haha i can assure you, with the way i look there was no supply of partners. Definitely a demand though :)
I'm happy with my life. I'm happy with my job and career. I'm happy with the things I have and don't have. I can't say that I have (m)any regrets.
Don't think with penis.
Also, if you get angry with someone on something, think about what you'd be feeling in 10~20 years time and think how mundane/important that is.
haha, sometimes you really do have to pick your battles
I wish I'd listened to what my mother said.