Claiming Cracked Windows AAMI House Insurance Affect Premium?

subywagon on 22/10/2016 - 21:05
Last edited 22/10/2016 - 21:54

Our house is insured with AAMI and I've had two cracked windows recently. One from a rock flicking up due to the edge trimmer, and another due to strong wind.

I'm wondering if it's worth claiming them through insurance, or will it have a bad affect on our premium?

I've never claimed anything on insurance before, so I've got no idea! If anyone with experience could enlighten me, that would be great!

Thanks

General Discussion

Comments

  • Brucet on 22/10/2016 - 22:07
    +2

    If you make a claim . You will have to pay excess fee.( your premium may increase a bit next year ).

    • subywagon on 22/10/2016 - 22:20
      +1

      Okay, so I am probably better off repairing the window myself.

      • PVA on 22/10/2016 - 22:25
        +1

        Yes, probably. It will be a lot cheaper than the excess more than likely.

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