Hello everyone,
Just got my renewal notice for my Home and Contents insurance from RACV for nearly $2000, I have not claimed on this policy for years and I also have both cars insured with them as well. I have been an RACV member for more than 40yrs and and they have given me a Multi Policy Discount of $209.00 and a Gold 15yrs Membership discount of $282.57 and a 25% No Claim Discount of $684.37.
How can I get a better price for this insurance with RACV ?
Regards Kennyg
As PJC said, with RACV, you may have to go elsewhere if you want to get a better price. Based on my past experience, when I rang up, and provided some other quotes I have gotten, and asked if they could do better, their attitude was one of 'take it or go elsewhere'. Not sure if others also have the same experience. Their insurance quotes are generally more expensive than others. Perhaps they see themselves as a premium, rather than a discount insurer.
How much are you insured for? 2k may be reasonable, depending on how much you are insuring your house and your contents and the excess you choose
might have to shop around as well as you 2 cars. Pretty sure you only need one policy with them to get the MP discount to apply.
Get quotes from alternative insurers. If you get one significantly cheaper, it is time to drop your attachment to RACV.