bluesky » user profile

Member Since | 23/03/2013 |
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Last Seen | 2 hours 13 min |
Badges | 5 5 |
Location | Melbourne |
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bluesky replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

That is quite annoying ... they don't tell you beforehand, and let you deposit first. So I just tried, but only depositing 10c and…

bluesky replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

It must have just started, if that is the case. Only recently, I opened another Incentive Saver account, and it opened immediately - but I…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks for confirming! 👍 PS. I also just found this on the [page](https://www.mebank.com.au/banking/home-deposit-savings-account/])…

bluesky commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Just to be sure - since ME Bank is now owned by BOQ, are they considered "external account" to one another, for the purpose of the monthly…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

In their minds, customers are not that concerned about how much the rate drops. As long as we get to know about it at some point down the…

bluesky commented on Amazon Business Credit Useless
This credit - can it be used to buy any gift cards? Not familiar with Amazon Business, but just in case it is a possibility.

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

It is done once, despite the hassles, from my perspective, it is still better than giving the selfie.

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

> You can request an alternative method for verifying your identity by contacting us on 1300 992 700. This is positive, I wonder if this is…

bluesky replied to
Banks on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

If they make lots of money from you, they assign you a relationship manager to facilitate your tasks, so you feel special. Back when I was…

bluesky replied to
Banks on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

> By the way, does anyone know when UP introduced selfies? When I signed up there were no selfies. Even back when I first joined, and there…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Your message was actually a good one - that before one stops employment, one should get some credit cards.

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Well, at least St George is not rejecting based on the fact that your partner does not have salaried income - in other words, investment…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yes, I just tried it. Its mandatory according to website. Although it says you can discuss with them, I doubt they will exempt. There isn't…

bluesky commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Can someone in the know please answer this question concerning BOQ Smart Saver? Website says: > Note: To help you get started on reaching…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

What a pity! When NAB bought Citi, the Citi card benefits got eroded eventually. If NAB buys HSBC, I think the 2% cashback on card…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I see. thanks.

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Hey on Wise, did you have to give a selfie? I had the Wise card, but was just trying to accept a payment from another user, as well as open…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

They didn't require selfie when I signed up. This is a more recent requirement.

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I found this in [UP FAQs](https://up.com.au/support/FAQ/) Is there a payment limit? > Yep. Up applies dynamic payment limits ... It doesn't…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

> ME Bank app does tell you at least for the Save account, right afer you select the Saver account Yes, mine too - I saw that. > It is…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

> But as for ME you only need to do the deposit it is not rocket science Yes, true. Just thought to use it to check if they indeed exempt…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I just read your comment here: so MEbank does provide a clear flag. That's good, I will go look for it! 👍 PS Clicking HomeME account in…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yes, since ME does not have an indication whether criteria has been met, I interpret this conservatively as follows: Open account in July.…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yeap, will do that. Thanks. Good that they have indication about meeting bonus criteria - I find this really helpful. This is the one…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

> If you wait until the 1st you will not have to do anything next month either -:) Good idea! I will do that. Thanks. I never bother with…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Oh, ok. That means if I open my account now, I qualify this month. But still, I only have 1 day to make the transactions to qualify next…

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Oh, that being the case, I am too late to sign up now for next month eligibility! :-)

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks for the detailed info 👍

bluesky replied to
Ave Maria on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I agree. But unless they are being dodgy (which I don't think they are), then it is not one rate on whole balance. Breaking up the…

bluesky commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
OP, I have a few questions about BOQ Smart Saver, hope you can help. - You mentioned at table above - Osko is between 5K-25K. Is that…
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