BigTop » user profile
| Member Since | 15/08/2022 |
|---|---|
| Last Seen | 23/08/2025 |
| Badges | 1 |
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Say it anyway you like.
It’s always wise to be concerned with both….dont kid yourself it’s never about money.
Good luck with that Bucko.
My mum passed a year ago. The nursing home had a $900K RAD deposit. On top of this, they took 85% of her Aged Pension, and because she had…
BigTop replied to 
topherboi on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus Interest
topherboi on ubank: From 01 Oct 2025, Save Account Balance Must Grow to Earn Bonus InterestIt’s getting to that point.
BigTop was awarded a badge.
BigTop replied to SBOB on ubank Interest Rates Drop: 4.85% on Balance up to $100,000, 4.40% for Remaining Balance up to $250,000
SBOB on ubank Interest Rates Drop: 4.85% on Balance up to $100,000, 4.40% for Remaining Balance up to $250,000So it’s not a savings account anymore, just a quasi Term Deposit.
BigTop replied to 
Mugsy on ubank Interest Rates Drop: 4.85% on Balance up to $100,000, 4.40% for Remaining Balance up to $250,000
Mugsy on ubank Interest Rates Drop: 4.85% on Balance up to $100,000, 4.40% for Remaining Balance up to $250,000Where. The hoops are getting pretty big with most now.
Turning into a joke now just to get a fair interest rate combined with a functional bank account. That leaves ME bank to offer reasonable…
If you are $1 dollar over $45001, you will automatically pay $4288 plus 30 cents tax for every dollar over, up to $135,000 where things get…
BigTop replied to Mad Max on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)
Mad Max on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)I think you have to do what helps you sleep at night. Older folk not wanting share market risk may be totally happy with the return 4.45%…
BigTop replied to bluesky on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)
bluesky on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)Judo and Rabo have been the best for all the TD’s I’ve had over the years.
BigTop replied to Ave Maria on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)
Ave Maria on Judo Bank to Offer Transaction/Saving Accounts for Both Individuals & Business (Including SMSF)Ex Prince Harry could use a humour injection.
Good point
Nothing that is low risk beats inflation atm. I’m pretty sure the retirement fund balance will eventually run down over time, but…
Tax free unless your interest is over the tax free threshold.
BigTop commented on Super Balance for Your Average OzBargainer
Looking at the figures in that Unisuper charts, my wife and I have massively over saved for retirement. Not big income earners, but paid…
BigTop commented on RBA Cuts Cash Rate by 0.25% (from 4.1% to 3.85%)
The green light for more bank gouging.
BigTop commented on Australian Super Funds Targeted in Cybersecurity Breach - Australian Super Locked down Their Accounts?
Wife’s balance went from $500Kplus to $Zero. Was a shit feeling for a bit there. Australian Super.
BigTop commented on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ
Had the same experience recently with Australian Super members direct cash account, who use ME bank (BOQ). They dropped 0.4%, in excess of…
Too right. The big problem is many gorged themselves on low interest rate debt, not thinking for more than a minute what happens when rates…
BigTop commented on Home Insurance Premium Increases
Bringing this back from the dead. Cheapest Insurance renewal for me this year was a 50% increase, from $1250 to $1850. Many quotes went to…
BigTop commented on Looking for a Gardern Blower
Ryobi has worked well for me for a few years now.
BigTop commented on ubank Dropping Rates to 5.10% for Balances <= $100k, 4.65% for Remaining Balance <= $250k
The race to the bottom is GO !!!!
Saver here. Could we have a rise please ?
BigTop commented on Are The Sports Betting Ads Getting out of Hand?
Come on guys……it’s gone NUTS now. That guy Shaq is taking the piss now.
BigTop joined OzBargain.
Welcome aboard!