Ave Maria » user profile

And now they offered this today to my partner 1 week after I used the much lesser offer (just $50 to me) due to retirement savings planning…

I would not recommend doing that - they already have your core details (name, DOB, address etc.) so they would know you are trying to…

This is what the actual current offer is based on a facebook ad (not a targetted email) - open to anyone without an existing Orange…

Saver -> Access $1K (Access balance goes from zero to $1K) Access->Saver $1K (Access balance goes back to zero) Yes same $1K

Nope - not good enough - will only put back $100K for the 5.50% on July 1st and no more, the drop to 5% after that (and then 0%) is a 100%…

I guess Ubank is waiting for the next RBA decision to decide what the new tiered rate structure will look like. I already moved my money…

Quote(s) of the day "you either have money or time to spend, consider yourself lucky if you have both" "spend money while you can - you…

it call it a mouse trap - that reminds me I need to go to Bunnings to get one as I saw one running around my living room (at least he will…

Just an observation. Most savers that shop around experience at least some of the listed T&Cs. Others never do. Not everyone shares the…

it was a reply to someone that used foul language - I hidden his posts (for me) - I do not tolerate any such behaviour

I don't even do that. I use a single credit card for all my payments not the bank debit cards. I buy $1 Amazon gift cards online x 5 times…

Most likely yes - smart savers get around the hoops, so passive savers, older people or anyone not spending time monitoring their savings…

You do not pay any tax if you are a pensioner and your source of income split in 2 is either tax free (under the threshold) or coming from…

and I thought Whirlpool had trolls - here is actually worse - I can always use the magic "hide" button - magic button pressed all trolls…

lack of houmor (or appreciation of it) is obvious - plus you are now out ride rude verging on the side of trolling (something I will not…

its an open forum and open for expansion (it's all about banking & getting around hoops - even if that means moving banks -:) )

Only the 1st time & if you know the rules you do a small transfer (to a regular paying account) ahead of time. My suggestion for 1 off…

And a bit on the funny side Maintaining multiple bank accounts is a bit like paying maintenance to multiple ex partners -:) You have none…

Just to add - I am well aware of all available work-arounds for each bank -:) I have been there & done that & happy to share the knowledge…

(4) Upper limits examples ANZ plus (unless it changed recenty & I do not save with them anyway) you go over $250K you get next to nothing…

Until you also have to manage ME Home Saver, ING Savings Maximizer, Great Southern Bank Home Saver, BOQ Saver, UBank, AMP, Rabobank, Hiver…

I am glad someone finaly saw the houmor in this -:)

Some people prefer the safety of cash. Especially older savers/pensioners that have no affinity for risk and got burned some 15 years ago…

I think you are missing both the point and the statement I made at the end "And yes most of us find clever ways around most of the…

aka Bank terms and conditions savers would like to see gone I will start this conversational topic in the hope some bank managers take…

Rabo does not do OSKO/NPP fast payments - so the $1K BOQ/MEB/ING limits do not apply - transfer out as much as the normal transfer daily…

You can always use the Rabobank Direct Debit/Credit Facility to send out $300K (to your nominated account) from each of the HISA/Premium…

and if anyone is moving money to Rabobank due to the 5.45% rate CBA & GSB before 8am make it to Rabobank by noon, before noon make it to…

if you are referring to the CBA Smart Acces Account all you have to do is transfer $2K from & back to the GoalSaver or Net Saver (where…

I did some research and the .10 bonus offer has been available to new customers since 21/02/2023 (for a short time only :) So perhaps the…