Ave Maria » user profile

Member Since | 25/06/2023 |
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Last Seen | 15/10/2025 |
Badges | 1 1 |
Recent Activities

Ave Maria replied to
YesPleaseThankYou on The Mysteries of The Bulk Clearing System - Bank Transfers That Don't Occur Overnight

Experience proves otherwise.

Ave Maria replied to
Marty156 on The Mysteries of The Bulk Clearing System - Bank Transfers That Don't Occur Overnight

No that is not the case. Only if you are doing standard transfers on non business days (processed next business day) or after the daily…

Ave Maria commented on The Mysteries of The Bulk Clearing System - Bank Transfers That Don't Occur Overnight
Standard (non NPP) transfers are done via BECS, according to the below schedule. I always had transfers via BECS received same day. The…

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
The bonus applies for the entire month provided the balance at the end of the month (according to the St Georgian calendar) is increased by…

It depends who you talked to (as always) & I can assure you the info you got from (someone) Lebara is incorrect as auto-recharge is…

Ave Maria commented on Non-Optus Network PAYG Service
I did check using LEBARA chat and using auto-recharge on the 360 day pay as you go standard plan does not result in loosing your existing…

Adding credit 1st time activates the service. I have 2 extra Lebara SIMS that I bought at the onset of COVID and never activated. I may or…

Ave Maria commented on Non-Optus Network PAYG Service
It would best to use the available online chat to confirm terms & conditions as these can get blurred the number of days after expiry…

Ave Maria commented on Non-Optus Network PAYG Service
With Lebara you can set the auto-recharge and forget about it - it will happen before expiry so no credit will be lost. Same with Vodafone.…

No - a recharge is a recharge - left over credit will roll over if recharge is done at any point before expiry date. If you run out of…

After the expiry date you loose any leftover credit and eventually your service is disconnected & cannot be resumed - you have to get a new…

Google relies on dump AI putting together bread-crumps from searches that it tries to join together and make itself look knowledgable AI is…

Ave Maria commented on Non-Optus Network PAYG Service
Lebara SIMS purchased for $1 from most places + $10 gives you credit for a year. Lebara is using the Vodafone network. Unlike Vodafone that…

I switched from Superloop FTTP NBN 50/25 ($85pm) to Exetel 500/50 in September now paying well under $80pm. Best decision I ever made.…

Ave Maria commented on Whirlpool forum is out of control
WP is more obsessed with banning users for life than improving the quality of content and better moderating. It is the mafia of public…

https://www.arabbank.com.au/sites/default/files/2024-09/Account_Features_Charges_Booklet_Sep_2024.pdf avoid avoid avoid

Ave Maria commented on Paying ATO Tax with Credit Card
Use Bpay from your credit card - using BPay to pay bills & services is not treated as cash advance and the ATO cannot charge you a…

St George Incentive Account & Macquarie Bank Saver accounts allow Direct Debits. You can find more info in my post below…

apples & oranges

[Non Mandatory Growth Account Options](https://www.ozbargain.com.au/node/916378)

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I removed Coastline as the Rise Online saver account (into rate for 6 months at 4.40%) is no longer on offer.

He meant his parents have tons of money that is available to him through their credit card.

Ave Maria commented on Whirlpool forum is out of control
Looks like some of the whirlpool moderators (mainly the user abusing type) are spreading their wings over to Reddit - moderating is…

Ave Maria replied to
plantatree2013 on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks. Updated & moved down the list (4.85% was not going to last)

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I coud not help laugh (or rather cry -:) at this Coastal Bank fee. If, lets say, youhad a $1Milion with them and you asked, by a prior…

Ave Maria replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

and after putting all that effort to check them out list them, the rate dropped today -:) Not making that mistake again. I will only list…

Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Rates dropped Effective 22 August 2025 - so no more drops expected before next RBA meet - added link to interest rates in table

Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

They are doing their best to leep minimal iformation on the web site and hide the actuall documentation [Credit Union SA…

Ave Maria replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Added [Rise Online Saver](https://www.coastline.com.au/personal/rise-online-saver)

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yes, I got my Rabobank interest credited yesterday too. I already scheduled a transfer out tomorrow to empty the account for a month & then…
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