Ave Maria » user profile

Member Since 25/06/2023
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Business+ is now offering a competitive SMSF TErm deposit for 12 Months paying 4.80% at maturity (only option). [Business+ Term…
09/03/2026 - 12:37
if you wanted to take all your money out closing the saver account is also an option ( although the T&C may be out of date & an online…
09/03/2026 - 00:13
excluded from the initial post as ING, HSBC are foreign entities. I posted a new top 20 table that is based on Australian Resident Held…
08/03/2026 - 19:59
ok the previous top 10 list only included ASX listed banks, as ING, Rabobank, HSBC are foreign entity owned banks have been exluded. I have…
08/03/2026 - 19:53
Here is another comparison table. Mutual (customer owned banks) - showing total assets as they are not publicly listed - based on whatever…
08/03/2026 - 19:25
I was actually suprised to see Judo Bank right behind BOQ, and now they have money flowing in waves into the new saver account the…
08/03/2026 - 19:13
You can call, to temporarily raise your limit if you want to take out more than $20K. It is not a growth account so you can take your money…
08/03/2026 - 19:00
If migrating your savings to Judo Bank for the best savings rate is held back because you never heard of them before, perhaps it helps to…
08/03/2026 - 15:28
Here is another parameter to consider. To make scheduled payments money has to be moved from the interest paying Saver to the non interest…
06/03/2026 - 13:48
If you are not based in QLD, keep in mind that any transfers out between 00:00 and 01:00am would be debited on the previous date (Brisbane…
06/03/2026 - 13:25
I was contacted by a Southern Great Southern Bank senior customer officer to aknowledge the Biz+ platform online transfer review "displayed…
05/03/2026 - 12:27
WIth Biz+ even if your daily limit is $100K, you have to stick to $30K per transaction - I have send 2 $20K, 1 $19K BECS payments to Judo…
03/03/2026 - 13:59
if you break the interest rate calculation to 2 parts = bonus + base and then round up accordingly perhaps the 1-2 cent rounding error goes…
03/03/2026 - 02:27
Sharing another bizzare bank behaviour - this with the old Great Southern Bank platform, that is as bad as the new platform thinking it was…
02/03/2026 - 21:12
Business+ has an issue determining the correct date when doing transfers. It could be a Sunday 1st of the month hangover carrying into…
02/03/2026 - 12:57
Confirming what has been observed on the first month of operating the **Judo Bank Saver**, from the T&Cs **23.5 Accrued interest is…
02/03/2026 - 00:59
Some useful observations on some banks that are not observing Daylights savings or simply have a switch at 1am Business+ do not atempt any…
02/03/2026 - 00:42
Bank Statements (not transaction lists) are the official source of truth - that as well as checking Interest Earned for the whole year…
02/03/2026 - 00:32
just to add to the confusion -:) I only use the Premium Saver -:) most long term savers use that one -:) unless you are a promotional offer…
01/03/2026 - 23:05
I keep track of the banks that I use and pay on the 1st - the only bank that ever messed me up was UBANK - transacton dates & statements…
01/03/2026 - 22:24
I know exactly what you mean - for personal tax returns the ATO prefilling helps but for my SMSF I have to make sure I get the figures…
01/03/2026 - 21:19
Judobank App vs online has a discrepancy. App says paid today (1st of March) but online shows transaction for the 28th February. I had…
01/03/2026 - 17:56
First interest payments from the Judo Bank Savers (SMSF & Personal) as wel as Business+ saver safely arrived after midnight. Both Judo Bank…
01/03/2026 - 05:32
I got some at the very least questionable replies from Judo Bank -:) Thanks for your message. Savings accounts can accept deposits from any…
27/02/2026 - 21:08
As Business+ is on the Constantinople platform they seem to be a little bit more creative on enforcing (or not) a $5K OSKO limit -:)
26/02/2026 - 23:38
By all means try & open 2 ccounts & let me know. Handy for the personal account as for the SMSF I plan to have TD payments to go to the…
26/02/2026 - 23:32
Clearly Business+ quoted Daily Limits & Term & Conditions do not completely align **We’ll usually try to process your payment as an Osko…
26/02/2026 - 21:58
The transfer would not need to happen on the 1st of the month, as long as it happens any time during the month. There are a lot of…
26/02/2026 - 19:37
No hoops - you can drop money in it and forget about ir -:) & easily take money out too - that x times $5K OSKO hack I discovered is a life…
26/02/2026 - 16:44
Judobank SMSF Term Deposit for a year just wend up to 4.85% (4.75% paying momthly)
26/02/2026 - 15:15
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