Ave Maria » user profile

Member Since | 25/06/2023 |
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Last Seen | 3 hours 29 min |
Badges | 1 1 |
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Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I coud not help laugh (or rather cry -:) at this Coastal Bank fee. If, lets say, youhad a $1Milion with them and you asked, by a prior…

Ave Maria replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

and after putting all that effort to check them out list them, the rate dropped today -:) Not making that mistake again. I will only list…

Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Rates dropped Effective 22 August 2025 - so no more drops expected before next RBA meet - added link to interest rates in table

Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

They are doing their best to leep minimal iformation on the web site and hide the actuall documentation [Credit Union SA…

Ave Maria replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Added [Rise Online Saver](https://www.coastline.com.au/personal/rise-online-saver)

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Yes, I got my Rabobank interest credited yesterday too. I already scheduled a transfer out tomorrow to empty the account for a month & then…

Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I will check it out -:) have they dropped the rate already or is it happening on the 1st (being a credit union)? It is a 4 month…

Ave Maria replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

just as an example of how confusing St George Sunday processing can be, especially at months end. I had a small amount under $100 left in…

Ave Maria replied to
archiexyz on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I only have a Unibank account after a migration from Hiver. I do not see why you could not open an account with each of those banks and…

Ave Maria replied to
Mugsy on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

You can only check and change your nominated Savings Maximiser account via online banking. You can still do it from the phone, just not…

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Unibank (TMU) already published the 1st September rates with the target saver dropping as expected to 4.50% (still a useful savings…

Ave Maria replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Avoid doing things on a Sundays and public holidays and you should be OK - trying to figure exactly how the St George system behaves may…

Ave Maria commented on Exetel Fined $694k for Failing to Comply with Laws That Protect Customers from Scammers
a bit off topic but also very relevant. So because of this article (I already knew Superloop bought/merged with Exetel) I checked the…

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
[Not the usual news from a bank ](https://www.bankingday.com/australian-unity-bank-in-the-red) [Another bank reporting losses and possibly…

Ave Maria commented on Exetel Fined $694k for Failing to Comply with Laws That Protect Customers from Scammers
Tha sad reality is that no part of that fine will be likely used to compensate those that lost money and instead will go straight into…

Well - I have been contracting since 1994 - UK/EUROPE/AUSTRALIA I can tell you IT is not dead and would never be dead. Sure Government…

Ave Maria replied to
ratoloko on DevOps Engineer (IT): What Is Your Experience So Far Looking for Job?

Yes, Federal Goverment Departments require CITIZENSHIP + SECURITY CLEARANCE, if you don't then forget it. Security clearance (several…

Not my experience and pardon the pun all based on experience. I decided to retire at the end of June 2024 after working in Australia as an…

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Since I added the Arab Bank Australia Limited (ABAL) listing (still 4.55%) I found no first hand info on how long it takes to do online vs…

Ave Maria replied to
plantatree2013 on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

I will update soon. Thanks Just checked & updated. The ongoing rate actually went up by .4% to 4.00%

Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Check the transaction effective dates. It may be done immediately but efffective dates may differ affecting interest. Did you do the…

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

The only thing going for it is that at present it is the only savings account that is also a transaction account. However, unless you use…

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Also I believe (from all info I could find) that Internet Transfers are all next day. Possibly Mobile App transfers are same day NPP (not…

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Until you mentioned it I did not even know it existed: - zero advertising may have something to do with it as well as being a niche bank…

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

As expected, same for BCU. I expect Unibank and all other TMU brands will do the same on the 1st. Hopefully rates will settle for a while.

Ave Maria replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks I will update that as well -:) Not many left to drop now (Some Credit Unions usually do so on the 1st)

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Thanks, info updated to reflect that.

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
For those (like me) that still have a HIVER account offering a decent 4.75% (expect as usual to drop on the 1st of next month). I am not…

Ave Maria replied to
finbar on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)

Moderaror quickly set post to "never expired" - so all good -:)

Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I can no longer edit this post as it 30 days old (yes it has been that long -:) - if editing this post cannot be extended I will have to…
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