Ave Maria » user profile

Member Since | 25/06/2023 |
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Last Seen | 19 min 21 sec |
Badges | 1 1 |
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Justified in the name of more profit for the bank - when rates go up they either skip or partially increase, when they go down they go down…

St George is a very special case & rate is lower than Rabobank already from 30th May (not worth moving for just one week) - St George…

some people only rely on their savings income - so most of it is tax free or taxed at 15% - if retired and on a pension then it is 100% tax…

it's not to late - transfers will take place with next BECS schedule (several left today) - however why move - they have all dropped & only…

After checking a few other bank web sites, the following banks have also dropped rates without any notice Great Southern Bank dropped all…

St George posted a savings update link on Facebook (not accessible from anywhere else) = .25% savings rate decrease from 30th May…

AMP already sent an email out that they are cutting their standard rate by .25% from Friday the 23rd May. Their max Saver rate will be…

Sooner or later they will realise that having so many previously active contributors in the penalty box without parole is not in the…

Ave Maria replied to
surfingedge on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

No that should not raise any flags. I have done something similar to get money from a maturing Rabo SMSF TD to another bank, switched…

Ave Maria replied to
tunzafun001 on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

I my previous "bonus" reply I took it that you were talking about occasional special offers from ING that existing ustomers are not…

Ave Maria replied to
surfingedge on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

You should not get any trouble from Rabobank using their Direct Debit/Credit facility to a linked account. Sometimes the Rabobank…

Ave Maria commented on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ
Probably not the right forum to post this, but I am going to share my recent experience with Bankwest (both good & bad) Late December 2024…

Ave Maria replied to
tunzafun001 on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

You will have to ask ING what is the "wait" period to qualify for any bonus offers after closing your account. I would not know what that…

Ave Maria replied to
timhn on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

trolls that need a purpose in life - learned to ignore

Ave Maria replied to
Techefy on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

I buy 5x$1 Amazon Gift Cards Online using the Debit Card. I do the same for ING, BOQ & Great Southern Bank. Perfectly legit.

Ave Maria replied to
Techefy on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

I have been doing it for the past 2 years. ING may terminate accounts for other reasosn (dodgy transfers to/from blacklisted accounts,…

Lets agree that the Trolls on OzB are as much a malignant disease as the moderators are on WP. Both are attacking any genuine or free…

By Trolls you must mean WP moderators downvoting any negative comment about them here -:) I get quite a few downvotes every time I comment…

Ave Maria replied to
finbar on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

After already dropping a full .25% on the last RBA decision and not even waiting for the next RBA decision (it is owned by NAB after all).…

Ave Maria commented on Whirlpool forum is out of control
Registered members keeps growing as those put in the penalty box for life (like myself for refusing to suck up to a moderator) are not even…

Ave Maria replied to
mmd on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

I can easily transfer from/to all of my 3 saving maximisers or Orange Everyday by doing a transfer & pay between my accounts. I did not…

Ave Maria replied to
Dyl on Motorola Moto G85 8GB RAM/128GB Storage $269.10 Delivered / C&C @ BIG W (Everyday Rewards Required)

That is because the $300 minimum is on the total purchase from the same supplier (ABN based) - not on individual invoices/items. This is…

Ave Maria replied to
tunzafun001 on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

Increase is the amount required to increase the balance by the end of the month (on top of interest earned) from the opening balance at the…

Ave Maria replied to
tunzafun001 on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

I only listed ongoing rate savings account currently available that I keep an eye on & maybe of general interest. It is not an all…

Ave Maria replied to
surfingedge on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

or as moving money in and out can be tirering after a while, have savings under $250K (say $220K) and just schedule a deposit for $200…

Ave Maria commented on AMP Saver Account Introducing a Balance Increase Requirement from 1st February 2025
Updated to reflect additional Rabobank drop on 11/03/25 to 5.10% (from 5.20% previously 5.35%) for a full .25% drop since the RBA decision…

Ave Maria commented on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ
Updated to reflect additional Rabobank drop on 11/03/25 to 5.10% (from 5.20% previously 5.35%) | Bank Account | Rate | Up to $$$ | Required…

Ave Maria replied to
Techefy on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

No and unless you can enjoy their intro rate on the HISA, I would avoid them if you have other options - they just dropped the rates again…

Ave Maria replied to
Techefy on Savings Rates Have Reduced at a Number of Banks after The RBA Rate Cut, Including BOQ

Here is how is done, with an account that utilises the max $100K (or less) & Max 1 as the currently nominated account for Month 1.…

Ave Maria commented on Looked at My Illion Score via ClearScore
Also, why use clear score (hand over logon credential details to a 3rd party) when you can logon and use Illion direct? Safety comes first…
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