Ave Maria » user profile

| Member Since | 25/06/2023 |
|---|---|
| Last Seen | 36 min 51 sec |
| Badges | 1 1 |
Recent Activities
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Business+ is now offering a competitive SMSF TErm deposit for 12 Months paying 4.80% at maturity (only option). [Business+ Term…
Ave Maria replied to
runamuck on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
if you wanted to take all your money out closing the saver account is also an option ( although the T&C may be out of date & an online…
Ave Maria replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
excluded from the initial post as ING, HSBC are foreign entities. I posted a new top 20 table that is based on Australian Resident Held…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
ok the previous top 10 list only included ASX listed banks, as ING, Rabobank, HSBC are foreign entity owned banks have been exluded. I have…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Here is another comparison table. Mutual (customer owned banks) - showing total assets as they are not publicly listed - based on whatever…
Ave Maria replied to
Neoika on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I was actually suprised to see Judo Bank right behind BOQ, and now they have money flowing in waves into the new saver account the…
Ave Maria replied to
runamuck on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
You can call, to temporarily raise your limit if you want to take out more than $20K. It is not a growth account so you can take your money…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
If migrating your savings to Judo Bank for the best savings rate is held back because you never heard of them before, perhaps it helps to…
Ave Maria replied to
bargainhunt2020 on Future Saver Was Converted Automatically to Smart Saver Acc but The Interest Paid Is Lower than Advertised
Here is another parameter to consider. To make scheduled payments money has to be moved from the interest paying Saver to the non interest…
Ave Maria commented on Future Saver Was Converted Automatically to Smart Saver Acc but The Interest Paid Is Lower than Advertised
If you are not based in QLD, keep in mind that any transfers out between 00:00 and 01:00am would be debited on the previous date (Brisbane…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I was contacted by a Southern Great Southern Bank senior customer officer to aknowledge the Biz+ platform online transfer review "displayed…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
WIth Biz+ even if your daily limit is $100K, you have to stick to $30K per transaction - I have send 2 $20K, 1 $19K BECS payments to Judo…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
if you break the interest rate calculation to 2 parts = bonus + base and then round up accordingly perhaps the 1-2 cent rounding error goes…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Sharing another bizzare bank behaviour - this with the old Great Southern Bank platform, that is as bad as the new platform thinking it was…
Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Business+ has an issue determining the correct date when doing transfers. It could be a Sunday 1st of the month hangover carrying into…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Confirming what has been observed on the first month of operating the **Judo Bank Saver**, from the T&Cs **23.5 Accrued interest is…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Some useful observations on some banks that are not observing Daylights savings or simply have a switch at 1am Business+ do not atempt any…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Bank Statements (not transaction lists) are the official source of truth - that as well as checking Interest Earned for the whole year…
Ave Maria replied to
runamuck on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
just to add to the confusion -:) I only use the Premium Saver -:) most long term savers use that one -:) unless you are a promotional offer…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I keep track of the banks that I use and pay on the 1st - the only bank that ever messed me up was UBANK - transacton dates & statements…
Ave Maria replied to
Mad Max on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I know exactly what you mean - for personal tax returns the ATO prefilling helps but for my SMSF I have to make sure I get the figures…
Ave Maria replied to
surfingedge on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Judobank App vs online has a discrepancy. App says paid today (1st of March) but online shows transaction for the 28th February. I had…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
First interest payments from the Judo Bank Savers (SMSF & Personal) as wel as Business+ saver safely arrived after midnight. Both Judo Bank…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
I got some at the very least questionable replies from Judo Bank -:) Thanks for your message. Savings accounts can accept deposits from any…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
As Business+ is on the Constantinople platform they seem to be a little bit more creative on enforcing (or not) a $5K OSKO limit -:)
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
By all means try & open 2 ccounts & let me know. Handy for the personal account as for the SMSF I plan to have TD payments to go to the…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Clearly Business+ quoted Daily Limits & Term & Conditions do not completely align **We’ll usually try to process your payment as an Osko…
Ave Maria replied to
bluesky on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
The transfer would not need to happen on the 1st of the month, as long as it happens any time during the month. There are a lot of…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
No hoops - you can drop money in it and forget about ir -:) & easily take money out too - that x times $5K OSKO hack I discovered is a life…
Ave Maria commented on Saving Accounts with No Growth/Zero Withdrawal Requirements (or with work around)
Judobank SMSF Term Deposit for a year just wend up to 4.85% (4.75% paying momthly)
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