No annual fee
Earn points :
0.75 Qantas Point for every $1 spent on Card purchases (except government spend).
0.5 Qantas Point for every $1 spent on government services in Australia.
1.75 Qantas Point for every $1 spent on eligible Qantas products and services.
0% p.a. on balance transfers for the first 12 months - A one-off credit plan establishment fee of 1% applies.
No cap on the amount of Qantas Points you can earn, plus we'll transfer your points straight to your Qantas Frequent Flyer account each month.
Up to 4 free additional cards for family or friends
Eligible for Amex cashback offers and Shop Small promotions.
Refund Protection means we'll credit your account if you're refused a refund on an unused eligible item within 90 days of purchase
Purchase Protection repairs or replaces eligible items if they are accidentally broken or stolen within 90 days of purchase
With our Online Fraud Protection Guarantee you won't be held responsible for any unauthorised charges online as long as you notify us immediately upon discovery of the fraudulent transactions
Can redeem Qantas Points for Classic Flight Rewards with Qantas and over 50 partner airlines and their affiliates
Eligibility: annual income of $35,000 or more
If Qantas points are not used for flights, but for supermarket gift cards, then the Amex Essential Card gives higher value and is more flexible. Detailed post is here.
Reward percentages - if redeeming supermarket/retail gift cards:
Qantas Discovery - via Qantas AutoRewards : 0.5% ($20 for 3000 Qantas points), redeem supermarket egift card : 0.395%, other retail cards - in-between (e.g. david jones 0.472%)
cf. Amex Essential : 0.625%