Justice System Loop Hole, and Why?

Lhunterhalo on 29/08/2017 - 16:58
Last edited 29/08/2017 - 17:20 by 1 other user

I have been in an accident, sorry if I can't type properly or missing a word or two, since I cant type a lot with one hand,I'll skip the telltale part.

Summary: This girl turn right, traffic jam, can't wait anymore for traffic to stop, suddenly take the turn cuz she thinks that her SUV is a F1 car, because I'm just half a second a head than the other lane, so my bike take the full force, the quote, $2999 to fix,

Her, no insurance, nothing, no job, blah blah blah.

So it will come out of my pocket, since I cant push her insurance for it, therefore my bloody premium will increase.
Ask my lawyer friend, I can push charge but the cost for it will be more than the cost to fix my bike, unless the damage is $20k-$30k, otherwise it is not worth it.

After a whole week chasing goose, if your car is old and if your skill is high, avoid it as much as you can, don't make the damage too high, don't buy insurance because your car is old, cheaper to scrap it. Unless that person press charge, otherwise you will walk away fairly easy. As the girl in my situation has demonstrated.

Automotive

Comments

        • hunterhalo on 30/08/2017 - 15:23

          I know but honestly for these reckless driver sometimes the he loss of money doesnt feel like enough to actually make them think more about their action

        • buckster on 30/08/2017 - 19:51

          @hunterhalo: Good on you for doing it - people don't learn from their mistakes if there aren't consequences, and you can't put yourself at a disadvantage on the behalf of someone who might be laughing to their friends about how a nice guy sucker decided to save her having to pay to replace his bike.

      • kiitos on 30/08/2017 - 15:59

        Did the other mechanic do any work on the bike?

        • hunterhalo on 30/08/2017 - 20:18

          No not at all, he was yeah yeah to me ans i asked is that a definitely yes or yeah yeah, and im asking some more technical questions and found out that no, but well i gave them a chance and surely he knows shit

  • harthagan on 30/08/2017 - 14:29
    +2

    I had a simialar situation occur to me but my car was totalled. Entering into an exit from a major road I had to slam on my breaks to avoid hitting the car that was broken down on the exit… the car behind me wasn't able to stop in time and slammed into me and then my car hit into the car broken down in front too (hence why my car was totalled due to front and rear damage)

    Unfortunately both myself and the driver behind who hit me only had ctp and no comprehensive cover. So that left me up shit creek without a paddle.

    Cliffs: luckily you have comprehensive cover so use it and spare yourself the heartache

  • nikey2k27 on 30/08/2017 - 16:19
    -1

    Sent bikes around to her house. they get your money.

  • Your Friend on 30/08/2017 - 17:08

    bikies

  • ipiok on 30/08/2017 - 18:38
    -2

    Maurice Blackburn Lawyers, they specialise in this type of accident. They won't take on the case unless it's certain someone else is at fault and you're entitled to compensation. It won't cost you anything during, but they will take a percentage of the payout.

    • altomic on 31/08/2017 - 20:11

      maurice blackburn = ambulance chasers.

  • eneloop on 30/08/2017 - 19:48
    -1

    Dude this is the only advice you will need, forget all the internet lawyers on this site. Go blow up your car and call the feds then say your car got stolen then wait and then you will get 80K in the sack go to cass and bet on black go get a rub and tug with the winnings go home sleep

  • jpee on 30/08/2017 - 20:37
    +1

    My advice would be: Lodge a claim with your insurance company - Provide all her details (They will chase her! You don't need sob stories, She is responsible for her actions. so now it is time to get back to the position you where prior to the loss.)
    Lodge a claim with CTP for injuries - I believe you need to do this with in a certain time from the incident.
    - You don't need any lawyers. (No offence to lawyers) All pretty straight forward.

  • [Deactivated] on 30/08/2017 - 22:27

    this guy, can afford comprehensive, dont use it….

    troll much?

  • Aerith-Waifu on 30/08/2017 - 23:41
    +4

    One Question: Is she HOT? (Wink Wink)

    • cheng2008 on 31/08/2017 - 14:26
      +2

      This might be the reason for OP's behaviour. Hot girl flirts with him and gives sob story about having no money. OP becomes mesmerised and agrees to not call insurance. Now he only has one hand to type with.

      • aragornelessar on 04/09/2017 - 16:15
        +1

        If he played his car-ds right, he would have both hands free to type.

  • letmethefuqin on 30/08/2017 - 23:59
    +1

    There is wayyyy to many comments to read through, and I'll assume it's been addressed, but if not this is what the deal is.

    She hit you. She has no insurance
    You have insurance.
    You claim against your insurance, they fix your stuff.
    You get on with your life end of story.

    Your insurance will now chase up the money to repaid from the girl.
    They will Persue her over the next year or sox and in the end they will offer her a deal where she has to pay 10 a week for the next however many years and the call her every 6 months and say if you give us x amount of money we will finalise it.

    This is why you pay your insurance for them to do this hard work
    Your no claim bonus will stay the same and your premium will stay the same (will increase every year as they do)

    You are worrying about nothing.

    Source- have been the driver with no insurance
    Source- have had to claim on my own insurance because of a hit a run

  • OzzyOzbourne on 31/08/2017 - 04:10
    +5

    What kind of 1st world country doesn't require at least 3rd party insurance for cars? It's beyond my understanding.

    • Ozpit on 31/08/2017 - 09:02
      +2

      +1 on that. Never could understand it. And if it was compulsory for all vehicles, it would cost even less than it does now, which ain't that much.

  • D Money on 31/08/2017 - 11:37

    I feel stupider for reading this post.

  • bargainswarrior03 on 31/08/2017 - 13:14
    +1
    1. lodge a claim with your insurance
    2. your insurance will pursue the girl
    3. the girl legally owes your insurance.
    4. you are not to pay any increase in premiums or any excess. Any additional increase in permiums would be minimal compare to you paying out this in total.
  • ychen8 on 31/08/2017 - 13:45
    -2

    Go to court, get a judgement against her but don't enforce. Judgement stays for like 15 years and goes on credit file, therefore unless she will never require any credit, never work and get assets, you have a chance to get the money back. Plus interest accrues at 10% pa, take as an investment with a potential payoff sometime down the track. At a minimum, you will make life difficult for her.

  • RainbowHands on 31/08/2017 - 13:58
    +1

    I can name a few judges that will assist
    Judge Frank Caprio, Judge Judy or Judge Dredd
    Take your pick

    • altomic on 31/08/2017 - 20:13

      Judge Reinhold

    • hunterhalo on 31/08/2017 - 20:50

      Nice one mate hạha

  • BargainShopaholic on 15/09/2017 - 21:20

    Hey OP, I had the exact scenario around Christmas, some guy hit me, no insurance, so I went through my own insurance who chased money from him.

    So definitely go through your insurance!

    Also, not sure if you're in VIC, but in VIC, you could get your medical costs covered by TAC.

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