Best Credit Card with Low Yearly Fee and Lounge Access

Hi Everyone
I need suggestion in terms of cards. I'm looking forward for any credit card with low annual fee and gives airport lounge access too. i dont need balance transfer or loan etc (i try to keep my credit payments in negative)
Thanks in advance

Comments

  • -2

    Go Mastercard.

    You get it at harvey norman and you can sit on as many lounges as you like while you are there applying

  • While I don’t have a recommendation as I use ANZ rewards Black which has high fees.

    But I think maybe disappointed with the lounge access with programs like Veloce. As the number of participating lounges gets smaller and smaller. That’s if they even accept it, there have been many cases of people reporting they have been denied entry even though it’s listed. Or have some kind of additional limitation imposed

    I think something like Priority Pass is going to be a lot more dependable

  • Define "low annual fee", most cards that have lounge access is around $300 from memory

  • -1

    coles dinners club business $0

  • I noticed this didn't really get an answer. Any answers here?

  • Both ANZ / Westpac have a "black" card which has some access to lounge, i.e., ANZ black (Qantas sign up) will provide 2 complimentary passes a year. Some have complimentary passes via Priority pass but again limited.

    If you really want access to lounge, you will need to sign up for the premium cards, Amex Platinum or Citibank Prestige, both have a minimum income threshold, $100K and $150K respectively.

  • If you have the Citibank signature (free for life) deal, it comes with a priority pass. But if you missed that boat then sorry… I never use it though.

  • HSBC offers….

    2x lounge passes/pa plus each pass offers 1x guest for a total of 4.

    No annual fee as long as you spend minimum 6k/pa

    If you hold a mortgage with them it's free for life.

    Google Pay and Apple pay support.

    Standard usual insurances like travel price guarantee and car rental.

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