Combine Multiple Credit Cards to Buy 1 Online Transaction

BigLeviathan on 15/06/2018 - 07:24
Last edited 15/06/2018 - 07:24

Hi all

Is there a way to combine multiple credit cards to buy 1 online transaction?

I have multiple virtual credit cards by filling in software reviews in https://www.capterra.com (each worth US $10), the thing is, I'd like to purchase online items (vary from amazon item to a windows/Mac software on which the developer only sell it through their website - no app store)

Ideally, I'd like to combine these virtual credit cards into a single pool so that I can use all of the credits, as most online stores do not accept multiple entry of credit cards.

I found this site http://www.easysplitpay.com that mentions similar thing, but it is US based stores (although it does mention Amazon)

Thanks for your help

Financial

Comments

  • scissorspaperrock on 15/06/2018 - 08:33
    +1

    Would transferring them into Gift cards on the site work ? pretty sure it would with Amazon.

    • BigLeviathan on 15/06/2018 - 18:08

      Sorry, transfer the credit card into giftcards on which site?

  • No Username on 15/06/2018 - 08:47

    Add the card to PayPal and transfer all the cash in the card to your PayPal balance?

    • BigLeviathan on 15/06/2018 - 18:13

      According to this, not possible? have you tried this? really interested to know more about this :)

      Unfortunately you cannot do what you have in mind as you cannot transfer the funds from your prepaid cards to your PayPal Account Balance. The exception would be GreenDot Moneypaks and some PayPal products.

      Here's a few tips on how the funding sources are used.

      PayPal will first look at your PayPal Account balance, if you have insufficient funds, PayPal will then take the funds from your Bank Account. PayPal will do an instant transfer from your bank account assuming you have a current linked and confirmed credit card. If the card is not current or no card, then the transfer from your bank account to pay for the purchase can take a few days, possibly up to 4.

      If you have a credit card and no bank account, then the credit card will be used. This all happens assuming you don't elect to choose a funding source. Note, > If you have both a bank account and credit card, you can choose to pay with your credit card on the PayPal Checkout screens by using the pay with another source option. There you can select your card from the dropdown.

      It is possible to pay using the funds in your Account balance and the remainder with a credit card however, you must first elect to pay with your credit card. Your available balance will be used up and the remainder is charged to your card. As this now looks like you've sent a single payment, you remain eligible for Buyer Protection. You would not be eligible for Buyer Protection, if you paid for the item with two separate transactions.

      What you cannot do is split a single payment between 2 bank accounts, 2 credit/debit card accounts or a bank account and a credit/debit card account. In addition, you cannot split a single payment between 2 PayPal accounts.*

  • b3au on 15/06/2018 - 10:09
    +1

    Whenever Divipay comes back online; you can top up the virtual card from multiple cards - https://www.divipay.com/

    • BigLeviathan on 15/06/2018 - 18:14

      Thanks for this advise, will give this a try.
      Ps: I can see it is online, though? Yup, they are offline, their sign-up function does not work…

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