Earning Points for Government Payments via Credit Card

mb5802002 on 09/09/2018 - 17:15
Last edited 09/09/2018 - 18:23 by 1 other user

Hi All.

I'm self employed and have to pay my Income Tax and also GST every 3 months.
I'm using Coles Mastercard for all my expenses since 2013. Recently they have changed the rules and not paying any flybuys point for government payment.

Appreciate if you guys can introduce a new card to me so I can collect points (Qantas/Flybuys/etc) for my GST and Tax payment.

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  singingwolf on 09/09/2018 - 18:14

  Are you using BPay or normal CC payment?

  They all have that restriction as far as I know.

  I have gotten around some of these restrictions by paying with PayPal - doubt Gov't takes that.

  EDIT: "Rules" not "Roles"

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    mb5802002 on 09/09/2018 - 18:44

    Either way I was getting my point before, But they have stop that.

    • 

      pandadude on 09/09/2018 - 19:17

      +1

      I have the same problem.

      Most Gov't agencies I deal with either don't accept AMEX or surcharge for using them.
      Normally the master/visa card won't give points for Gov't spending.
      I actually paid via Auspost Paypal and my credit card company was still able to identify it was a Gov't transaction.

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  Ocker on 09/09/2018 - 18:32

  I do know that Amex give 50% points on payments to AusPost, not sure about the other government depts. If you are in the Amex rewards scheme then you can transfer the points to the airlines

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    JIMB0 on 09/09/2018 - 19:11

    I only got half a point per $ at ozpost.

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      Ocker on 09/09/2018 - 19:18

      +1

      Yep, exactly what I said "50% points on payments to AusPost'. 50% means 50 parts per centum (100), viz. half.

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        JIMB0 on 10/09/2018 - 08:43

        I normally get 2 points per $. So at OzPost that works out to 25% points.

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  T-man on 09/09/2018 - 21:12

  +2

  Pm me if you would like to know. I can’t tell you publicly here.

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  coolsteps on 10/09/2018 - 10:16

  i usually stock up on those coles prepaid mastercards with my credit cards when they have a big flybuys bonus points offer that overides the $5 fee and then use the gift cards to pay the ato as they only charge 0.15%. failing that get a st George cc or use one of the other biz b2b platforms ie B2Bpay Official Qantas Partner | Earn Up To 12,000 Bonus Points‎
  www.b2bpay.com.au/‎

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  tellhimhesdreaming on 10/09/2018 - 10:32

  Can use something like B2BPay, keep in mind that there are fees, but if you have a high points earning card it might work out for you.

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  mb5802002 on 10/09/2018 - 20:05

  What cost is involved on B2B ? Transaction or annual fee ?

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    timetoquit on 10/09/2018 - 23:34

    +1

    I use Reward Pay and only recently started using B2B. Reward pay charge 2.7%(inc GST) and B2B charge 2.64% (inc GST) - I can't remember what B2B's Visa/MC rates are but would assume much less. I only use the above for my Amex cards. No annual fees associated with both programs.

    Check out pointhacks.com.au