Is There Any Good Credit Card Introductory Offers out There Other than No Annual Fee in First Year and Balance Transfer

brownbag on 07/02/2019 - 15:36

I'm looking for a credit card to take on with no annual fee for the first year and 0% balance transfer.
I've found a few but in the past there have been some with introductory offers - i.e., spend $5000 in 3 months and get 75000 QFF points. Is there anything like that atm?

BTW - Would it be worthwhile having an ozbargain page for credit card introductory offers?

Financial Credit Card

Comments

  • SnoozeAndLose on 07/02/2019 - 15:58

    https://www.ozbargain.com.au/node/433394
    St. George

    • brownbag on 07/02/2019 - 16:01

      thanks.

  • 0FoxGiven on 07/02/2019 - 16:04

    Just hover over the "Deals" menu item and select "Financial". The results will have mostly credit card offers.

  • jsb on 07/02/2019 - 21:49
    +1

    My 2 cents: do not combine balance transfer with such spend and get points offers. When you do a balance transfer, any purchases on the card have 0 interest free days. Which means you will be paying interest on that $3000 initial spend as high as 21‰ from the very first day.

    Thats not all. Some providers mark the payments received to clear the outstanding entries as they appear in your account. Which means, if the balance transfer occurs first, then you spend $3000, and thwn you make payment of $3000. That payment may actually apply to balance transfer amount and you keep on paying high intrrest rate on that 3000. Only some providers do it this way, but still its a risky affair.

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