Applying for 2 Credit Cards Same Day?

Hi guys im thinking if applying for these two credit cards (below) at the same time but dont know if i should do 1 at a time. Please let me know what i should do?

I have no credit card atm

https://www.ozbargain.com.au/node/422074

And

https://www.ozbargain.com.au/node/438595

Comments

  • Why do you want to stack up both velocity and qantas points?

    • Oh is this bad to do both?

      • +1

        Nah not really, it will hit your credit score whether or not it is the same day. Moreso why not get all points from the same program, rather than split it

        • Well, I stack up both as well. I find Qantas points are better value for overseas flights whereas velocity for AUS domestic, and Delta domestic flights within the US.

  • Yes

    • Thanks for assurance :)

  • yes, it's fine

    • Thanks for assurance :)

  • +2

    nothing could go wrong because you filled out a form 23A 2 weeks prior lodging, so you are cool.

    • +2

      Sorry i dont understand whats a 23a form? Im lost haha

      • +1

        It's form 23A, don't forget the capital A as form 23a is a completely different form that you definitely do not want to fill out.

        • +1

          Oh dear. Whatever you do, get the 23A done now! If you apply for two credit cards on the same day without this form you could end up in some real strife.

          • +2

            @Seraphin7: My mate is still paying the price for not doing a 23A. We all told him, but would he listen?

  • +1

    Just dont forget to tick the box

    • 😥……errrr…

  • +1

    at the same time

    Only if you have dual widescreen monitors

    • I highly recommend a 21:9 curve screen for you. You can do three forms at once.

  • -1

    If you apply for both on the same day, chances are the two providers might do your credit check on the same day and they won't see each other's records and you end up with two cards with high credit limit.

    • Zero chance of that.

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