Switch health insurance after 2 months?

LGaeljo on 19/05/2019 - 20:30
Last edited 19/05/2019 - 22:34

Hi all,

Wasn’t happy with bupa, so joined in Medibank in March, it is alright, but have a molar tooth requires surgical extraction and was told the waiting period would be 1 year from March, now there is this nib offer which looks nice. Just would like to ask is it possible to switch to another health insurance after 2 months?

https://www.ozbargain.com.au/node/457703

Edit: thanks for the reminding information, will check bupas docs. I actually don’t know much on private health insurance. Though have had it like 5 years, never use it.

Health & Beauty Health Insurance Insurance

Comments

  • resubaehtgnolhcs on 19/05/2019 - 20:50
    +2

    Yes, you can switch as many times as you like. However, it seems your dental work is classified as major dental (or a pre-existing condition) - either way you will have to wait our the 12 month waiting period for major dental (or pre-existing condition).

  • SmiTTy on 19/05/2019 - 21:39

    Often when you switch health insurances, many insurers will Waive any waiting periods you've already served if you're switching to comparable cover

    Woild the dental surgery have been covered under your old plan?

  • holdenmg on 19/05/2019 - 21:56

    What does the Transfer Certificate you got from Bupa say?

    A Transfer Certificate outlines details of your previous cover, including any waiting periods you’ve served, the type of cover you had and your claims history.

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