Recommend Bank for Debit Card under 18 Yr Old

Hi Everyone,

I'm looking for a debit card for my son, he is under 18 and looking for any particular bank I should go with? If there perks with any banks or anything else please let me know. He is 16 yrs old. Just want to find a good bank to go with or a bank with good deals or perks.

Thanks

Comments

  • +4 votes

    I would go with the Commbank Youthsaver Account.
    No fees, and provides access to the Commbank app.

    • +1 vote

      Youthsaver doesn't have a debit card AFAIK, go for the smart access

  •  

    ING, it's pretty much the adult version without the deposit/transaction conditions

  • +4 votes

    Dollarmites lol

    •  

      That's how they got me, still with commbank 27 years later

  • +1 vote

    Commonwealth Smart Access is free whilst you're under 18 or a full-time student. I'd recommend this if branch access is important, otherwise the Orange Everyday Youth is great.

    • +2 votes

      Can do Cardless Cash too if they forget their Debit MasterCard but still have their phone on them

      •  

        Yep, I have ING as my main account and use the Commonwealth just for coin deposits and cardless cash. With PayID/Osko it works great.

  •  

    Macquarie

  • +1 vote

    St Georges currently has an offer where if you deposit $250, they'll give you another $50. It has no fees, a debit card', and will even refund any bank fees you encounter.
    https://www.stgeorge.com.au/personal/bank-accounts/transacti...

  •  

    Pretty hard to beat CUA everyday youth account. https://www.cua.com.au/everyday-banking/everyday-accounts/cu...
    Fee free. Free use any ATM. 4% interest rate. Debit card for over 14's. My daughter has just turned 10 and I've got her started with this and an eftpos card.