arkie0 » user profile
2
| Member Since | 07/11/2018 |
|---|---|
| Last Seen | 26 min 32 sec |
| Location | Melbourne |
Recent Activities
arkie0 commented on Home Loan 101 Question
1. Yes 2. Redraw and offset are identical from an interest saving point of view. From the bank's point of view (which is why they charge...
arkie0 commented on How Much Water Do You Drink?
If you drink more than 3L a day and can't find a toilet, ur ine trouble. I normally drink 3+ a day if at work, and no you don't get used to...
arkie0 commented on Is This Dentist Trying to Steal from Me?
> -Was the dentist genuine about my wisdom teeth, which I should get all removed? No, he hates your face and doesn't want to see you...
They have strict/high minimum expenses when it comes to serviceability. Tried to change over to them, told them monthly expenses were at...
You can log a case with them or the ACCC for 100% clarification.
You're missing his point. Not sure you understand electronics especially integrated ones like a mb. A better example would be a tire. You...
> "it has a problem that would have stopped someone from buying it if they’d known about it" My understanding is this only really applies...
Do you know why it won't POST? That will determine if it's major or minor. Say for example it died due to power surge / brown / black out....
Thanks didn't take into account the loan split.
arkie0 replied to 
Ozbargainlyf on What Happens When You Get Close to The End of a Home Loan with an Offset
Ozbargainlyf on What Happens When You Get Close to The End of a Home Loan with an OffsetOut perform home loan rate / (1- (tax rate/100)). Say tax rate of 37% tax, 2% medicare levy without surcharge. effective rate to outperform...
arkie0 commented on Amazon pricing error for Ryzen 3600 & Motherboard deal - Will I receive my two items?
> Despite being a listing error, shouldn't I legally be entitled to the product that I ordered & paid for? General answer is no, you are...
https://www.accc.gov.au/contact-us/contact-the-accc/report-a-consumer-issue If Dept of commerce doesn't give you the right answers, the...
arkie0 commented on Computer Retailer - Ignoring ACL?
> I have referred the matter to the Department of Commerce. lol, good luck getting it covered under ACL
arkie0 replied to Moog on Base Spec Gaming Desktop: AMD Ryzen 5 2600 | RTX 2080 SUPER 8GB $1429 + $29 Delivery @ Techfast
Moog on Base Spec Gaming Desktop: AMD Ryzen 5 2600 | RTX 2080 SUPER 8GB $1429 + $29 Delivery @ Techfasthttps://www.ozbargain.com.au/node/479815
Private usually has limitations/exclusions on air lifts, non emergency transports and hospital transfers.
arkie0 commented on Should I Apply for a Credit Card?
Normally do one after another, 3 or 4 over a year but 4 in 5 months is overkill
Churn for bonus points, you can do about 3 cards a year for approx 200k points = $2000
Never trust a car salesman, they have no integrity.
Keep learning and improving your English. Pretty much every job and also running any business, you'll need to interact with other people....
You really need to know people in the industry
arkie0 commented on What to do with Freezing gaming PC
Just a suggestion as no one has suggested, CrystalDiskInfo to look at the health status of your hdd.
It might end in multiples houses
You are giving the god damn wrong information. I owned 2 investment property first and still got my FHOG after on a PPOR. I have called the...
Perhaps you can msg the rep luketechfast
> Wondering if we can have joint ownership without using his First Home Buyers Grant. Yes, the FHOG is only applicable to primary place of...
arkie0 replied to vetopower on ATO Has Your PayPal Deposit Details - Even Friends and Family Transfers!
vetopower on ATO Has Your PayPal Deposit Details - Even Friends and Family Transfers!The real reason is actually to limit a cash society once/if interest rates go negative. The black/cash economy is currently tiny, if rates...
It's a life lesson, Username puns aren't funny https://www.ozbargain.com.au/comment/7670177/redir
arkie0 commented on $25K in Savings, What to Do? 23 Year Old
Leave it in the ING account until you do heaps research. Read finance books, watch finance videos, visit some finance focused forums or...
Melbourne is usually 5-10%, I think 3.5 is probably the lowest you'll get without going into no profit territory for the REA. I had an...
Not really, mine have been long term leases
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