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it helps to reduce pre-tax income by packaging your lease repayments plus operating costs, with no FBT which normally waters doen the…

VAS up 95% in 6 years (Covid dip buy) VGS is up 50% in 5 years, VDHG 35% in 5 excluding dividends which is 2-4% pa, GHHF up 10% in 3 months…

just google the performance of any index ETF. debt recycling is a no-brainer if you pay any tax, especially if you don't have an off-set

good debt being debt used to buy an appreciating asset - usually property for long term investment, as opposed to consumer debt like credit…

it's a funny thing with wearing brand names. anyone who takes note of what brand I wear or treat people any differently based on same isn't…

will it moon like Tesla? Tesla didn't IPO as the 5th largest company on earth

or worse.. can go into the eye

we have 2 of these in the family and hate them with a passion. they are too big to put in the cupholder in the car, or carry around, and…

it's worth it for a big property but for a 1bedder you can easily use AI styler for the general gist and then buy from kmart to style…

I know. I'm not replying to your comment so much as warning the less experienced investors who may overly fixate on dividends when choosing…

what if you add negative gearing/debt recycling to the picture as well?

this is a bit like negative gearing though where you lose $1 to save 50c if no capital gain. don't chase the dividends alone, if there is…

are non British virgins ok?

what's the rationale of dividend ETFs when your marginal rate is >30%? you're still paying tax with each distribution. are people doing it…

You can debate the reasonableness of the fee, but rorting is defined as exploiting loopholes or breaking rules within a system to get money…

yes exactly, hopefully we'll get some competition with well designed family suitable people movers under 70-80k to drive down the price

yes and can buy a liner if you can't remove the canvas to wash. it's the new parent mindset, only the best and newest for my little baby..…

problem with those 7 seaters are they are really 5+2s and getting into the back is a nightmare if not impossible with baby seats. Carnival…

all fine anecdotes but do you have any data or sources to back it up? i'm genuinely asking. who is responsible for auditing, how is it…

I didn't say they are mentally incompetent - seems like you are quick to jump to conclusions. Not in a position could mean they don't have…

ah the CFMEU tax. it's a very generous wage for an unskilled worker. most of what you mentioned is applicable to every other profession.…

relying on the participant to gatekeep is a bit silly - these are disabled people dependent on carer support, they are often not in a…

this is exactly what's happening, providers will over time push to see how much they can get away with, and they don't have the resources…

>I think so. I'd hope so - but can you back that up with more than 'i think so'? auto-approving/rejecting claims is not auditing. If you…

problem with that over time govt rebate will lag behind market price more and more, as is in the case of medicare. and the disabled will…

that reads to me like "you can charge anything you want until you get a tap on the wrist"

you've not answered the question though, that's just how they claim - what stops them from claiming maximum allowed when the work isn't…

the BYD SL8 for example has a BEV version. I was hoping for an affordable 7 seater EV option but looks like all the incoming 7 seaters are…

I got a babyjogger from fb market for $50. those things are indestructible. beats my 1k uppababy cruz

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