Bank with Osko/PayID and Apple/Google/Samsung Pay

ronafios on 19/12/2019 - 07:42

Hi, I'd like a bank that has the typical no-fee type arrangement of the neo-banks and no-branch-banks but also offers Apple Pay, Google Pay, Samsung Pay along with OSKO/PayID. It seems many have most but not all of this, e.g.:

ING - no Samsung Pay
86400 - No PayID
Macquarie - No PayID or Samsung Pay

Is anyone aware of any bank or neo-bank that offers all of the above? At the moment I'm using Samsung pay because it's the only thing my watch supports, and I need to keep 2 x accounts because I need PayID as well.

Financial

Comments

  • brendanm on 19/12/2019 - 08:00
    +1

    Pretty sure Bankwest has all these.

  • SuttoL on 19/12/2019 - 08:05
    +6

    Up (https://up.com.au) is a neobank with all three.

  • ronafios on 19/12/2019 - 08:19

    Yes, looks like Up is the way to go for now (also supports FitBit pay and Garmin Pay). Bankwest has a $10 direct debit dishonour fee, but Up doesn't. Thanks for the suggestions!

    • auscompgeek on 29/12/2019 - 00:03

      Bankwest has a $10 direct debit dishonour fee

      Note that the fee is only charged if your account has a negative balance at midnight AWST. Set up an alert in the app and bring your account back into the black whenever you get the notification.

  • silenthillrocks on 19/12/2019 - 08:45
    +1

    Westpac, Bankwest, UP, NAB fit your criteria.

    • kerfuffle on 19/12/2019 - 08:46
      +1

      typical no-fee type arrangement

      Westpac and the above statement? Only works if you deposit $2000+ into your account, otherwise there's a $5 account keeping fee

      • silenthillrocks on 19/12/2019 - 08:48

        $2k deposit is typical lol

        • Baysew on 19/12/2019 - 13:01

          NAB doesn't charge a fee, so no minimum deposit needed.

    • silenthillrocks on 19/12/2019 - 08:57

      Will add to the list Suncorp

    • JacobHarvey on 19/12/2019 - 11:41
      +2

      Keep in mind that it will take until June 2020 for westpac to implement Apple Pay

  • Typical16-bitEnjoyer on 19/12/2019 - 09:57
    -4

    Stick with ING and sell your watch. ING rocks.

  • theguyrules on 19/12/2019 - 09:59
    +1

    UP is fantastic. Would recommend.

  • avoidfullprice on 19/12/2019 - 14:29
    -1

    86400 has fast payment via Osko, just not PayID nickname.

    It also supports Google Pay if you are willing to switch from Samsung pay? - nvm you use the watch

    Edit: Samsung website says Samsung Pay supports 86400

    https://www.samsung.com/au/apps/samsungpay/banking-partners/

  • E5TOQUE on 19/12/2019 - 14:51
    -1

    If you are want OSKO, PayID, Apple Pay, Google Pay and Samsung Pay

    • UP Bank
    • CUA
    • CommBank (only via their App currently)
    • NAB

    UP, NAB and CommBank also offer Fitbit Pay and Garmin Pay.
    CommBank do charge you a $4 account keeping fee, but it’s waived if you deposit $2000 a month, or have $50,000+ in savings/loans with them.

    • silenthillrocks on 19/12/2019 - 16:44

      CBA only supports OSKO via the app, something to bear in mind.

  • Kandrew on 21/12/2019 - 23:20

    Teachers' Mutual Bank (if in NSW/ACT, and I think, WA) has all of what you're looking for. Membership criteria have been recently relaxed.

    I discovered to my chagrin that OSKO doesn't work both ways with all banks. Some banks have 'instant' deposits but delayed withdrawals. Other banks might have instant withdrawals but not instant deposits! Some banks do have instant transactions working both ways.

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