Apologies if this should be Automotive rather than Financial.
Budget Direct full comprehensive policy. NSW
If the car is written off due to hail damage can I negotiate a direct buy-back from BD or does it go to the insurance auction free-for-all?
If it is written off, is that the type of write off that prevents it being re-registered?
Background: One of our cars got hammered in last weeks storm. It's mechanically very good. If I can't claim/buy back then I assume I would have to cancel the comprehensive and get Third Party Property insurance due to "existing damage".
No, I haven't asked BD yet. I wanted to have a clearer idea of options before calling.