Low Fee / $0 Credit Card Options That Still Earn Some Points

freestyle18 on 22/05/2020 - 03:14
Last edited 22/05/2020 - 12:19

I'm a bit out of the credit card game and COVID has also changed possible criteria for lending and new deals coming out. I'm looking to downsize my last credit card to something with low or $0 fee that can still earn points on daily transaction. QFF/Generic/Virgin (if that's even being allowed)

I won't have enough to spend to get bonuses unless it's a super low bonus. I'm on ANZ FF Black so can't cycle to anything ANZ rewards. Recently closed my AMEX as well. Is there anything on the market that still meets my needs?

Financial Credit Card

Comments

  • PissLUR on 22/05/2020 - 05:40
    +1

    Kogan Money CC

  • kerfuffle on 22/05/2020 - 06:38

    No one's issuing any credit cards that earn Velocity points at the moment

  • Okayy on 22/05/2020 - 07:03

    AMEX? Discovery Card $0 Annual Fee

    • kerfuffle on 22/05/2020 - 07:10

      They might want to wait the 18 month period though for bonus points offers as they said they recently closed their Amex

    • HeWhoKnows on 22/05/2020 - 09:34

      Not a good option is its not widely acepted and the credit card charges are much higher!

      • kerfuffle on 22/05/2020 - 09:40
        +1

        Most major stores like Coles, Woolies, Kmart (not JB Hi-Fi) accept Amex with no surcharge. That's why you also have a Visa/Mastercard for when it's not viable to use Amex.

  • JimmyF on 22/05/2020 - 10:10

    $0 fee that can still earn points on daily transaction

    Yeah not really too many of them around, so its thin pickings.

  • Captainawesomepants on 22/05/2020 - 13:41

    kogan is the best here 1c per dollar spent
    no fees
    service non existent but most of it can be done through the app..

    • Neoika on 23/05/2020 - 11:15

      This may have better customer service than Kogan one, but the backend support is the same one, Citigroup. It is less rewarding than Kogan one.

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