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Have you clicked through to the products in the description?

For those looking at IMB, they charge application fee of 799, title fee of 125. Your current lender will charge 350 or more for discharge.…

Qantas may have that crapy rule but most lenders don’t. New lender cannot see your current offset balance. You have no obligation to tell…

Offset is your money and will remain untouched even after refinancing. The outstanding loan is what matters

You should share the health plan from your previous life.

> IMB was a fully paper process. Current one seems online only, hope I'm right. $4000 isn't enough to make me go through a paper…

As of as you want. Some feel it affects future borrowings but that's debatable: https://www.ozbargain.com.au/comment/16948211/redir

https://moneysmart.gov.au/glossary/australian-government-guarantee-on-deposits > Refers to the Financial Claims Scheme (FCS) which provides…

I LOLed at this > To help us determine if any Lifetime Health Cover loading or waiting periods will apply to your policy with St Lukes…

Calculate the gain after discharge from current lender, charges from new lender, package fee for offset, etc. See if the gain is worth the…

IMB bank T&C Says > Offer is for Eligible Purchase Applications or Eligible Refinance Applications made from 18/10/24 until Offer is…

I'm considering IMB and a cursory look shows that they support loan splits

You're in a good spot with a low outstanding amount, well done.

Anyone who's been with Me Bank or IMB, how has your experience been, specifically customer service and internet banking?

Beta offers free transfers without triggering a cgt event. Very tempting.

Presume that you will miss growing your balance for 3 months every year (or more or less, you decide). Now calculate the effective interest…

UPI is very easy to set up and use, just that it needs an Indian bank account that is linked to an Indian or Australian phone number

This needs an Indian bank account that is linked to an Indian or Australian phone number

My billion dollars is just an exaggeration of course but the idea still applies if the reserve is unreasonably high. This doesn't prevent a…

I see what you're saying but what's stopping the seller from putting in a reserve of 1 billion dollars, effectively canceling the idea. If…

If only banks rewarded loyalty more than new customers. If only. But no, let’s blame customers for responding to incentives that banks…

Literally no other bank had international ATM rebate (even if limited to 5 per month). Now it's of no better than Up/UBank/Macquarie as a…

It’s inconvenient but surely not a deal breaker, is it?

Only everyday orange for me, never used their savings product. Still, a bit sad

I’m with ING for 18 years. I’m a bit sad actually but I’ll move to mac in a few months

> Samsung started rolling out an update to its refrigerators that brought ads to the display, whether you like it or not. The whole…

This is likely a side bet for nvidia. Intel needs this more than nvidia does.

If your devices are reasonably new, switch them to the 5GHz Wifi and consider turning off 2.4GHz (or put it in a different SSID). You can…

Read the assembly instructions (under product details) in the same link above

https://www.ikea.com/au/en/p/molgan-led-lighting-white-battery-operated-40263730/