soan papdi » user profile

> Most people would (such as in the comments) wont understand what you’re saying because not a lot of banks offer this feature Clearly OP…

> Drivers licences and TFN's have become the defacto 'Australia card' and they are more than enough ID to go about our daily business.…

Apple themselves have a page for each class of device https://www.apple.com/au/batteries/maximizing-performance/

Gemini says there's a way to use the Magnifier app to achieve the same thing, try asking it

Kmart $8 cottons. They’ll last one season, then become rag cloths. Uniqlo is another option

You seem hell bent on using the bare bowl for cooking rice. So you soak it overnight before cleaning the bowl? It’ll come off so easy…

Didn’t realise there’s a term for this. TIL. This method works with any rice cooker, even the simple kmart ones

I’ve done this for more than two decades so it definitely works. Don’t cook your rice directly in the main bowl. So this instead: - in…

https://www.youtube.com/watch?v=DqWieBlI1bA

You're being negged because people don't want to be dicking around with their personal laptop. It's a tool to book tickets, watch photos…

Next time this is offered, they will say it has to be over multiple days. Too much work for $50.

> Awesome, I’ll grab a few of these. > They’re Chinese junk of course So you diss it and yet are happy to buy more than one. The…

> Repayment is lower due to amount in offset. That's not how offsets work. Repayment stays the same even with fluctuating offset balances.…

This post is peak OzBargain.

On 27th May, they will pretend you paid extra for ten weeks and push your validity date.

Happy to know my comments are just as valuable as yours.

My 2c. I feel like quitting IT too sometimes but AI is going to get us in some way in all industries. Don't move just to avoid AI. IT is a…

Asked same question in 2023. No lessons learnt. https://www.ozbargain.com.au/node/797678

Just searched. Apparently their quality has dropped. The ones from 2021 or thereabouts are still going strong. I can’t edit my post now

For kids and basic use , ZZZ Atelier is sufficient.

I think it is mistu heavy (MHI) vs mitsu electric. MHI is awesome.

Prepay your private health insurance (up to 18 months ahead). Buy Amazon gift card for yourself.

Not SlavOz or diji1(?)

To calculate your EMI, you can use the following formula: EMI = [P x R x ( 1 + R )^N] / [( 1 + R )^N -1] Where : P = Principal Amount R =…

These days, the number of cashback deals have dropped significantly. I once moved to get $2000 cashback, which netted me about $1200…

> Also, with 7 years left to go, refinancing probably not worthwhile Why would you limit your own options? Let the bank say no to you after…

> So the benefit is mostly in the reduced interest rate? The cashback has to cover exit fees with current lender and all fees at the new…

> My broker actually calls me every 12 months to kick off the process. Do you start a new 30 year loan each time?

Look at your monthly/quarterly statement, it will tell you the effective rate for the period. TBH you are still paying too much at 6.26%.…