soan papdi » user profile

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Member Since 28/07/2011
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Location VIC

Recent Activities

3.14 is quite high! TicToc is now at 2.14% now after the rate rise and their application process is fairly easy. Their offset account...
25/05/2022 - 10:58
https://www.bankofmelbourne.com.au/personal/home-loans/compare-home-loans P&I with offset is 3.44%. Who signs up to these without some...
19/05/2022 - 13:44
Do banks deny applicants if they switch loans often (say 2-3 times a year)? Considering this but just moved to TicToc 2-3 months back for...
19/05/2022 - 13:32
Noya is fantastic but Aldi's _Oh So Natural_ peanut and almond butters are very good too and around this price all year.
12/05/2022 - 09:27
Sounds like a good deal but the cash back is only for transactions till December 31. So about six months to get $400 in cash back means you...
11/05/2022 - 22:07
Wonder how sweet a deal they struck with Mastercard to ignore cashouts as a feature in debit cards.
09/05/2022 - 13:47
You could try a broadleaf weedicide like this one. It won't affect the grass and should take care of common weeds....
08/05/2022 - 21:34
Big banks are familiar but offer very poor deals. Try lenders like TicToc, Athena and UBank. TicToc even offers a real offset for $120/yr.
06/05/2022 - 09:44
Maybe I was just unlucky but I recently travelled with them and they were very disorganised. Frequent delays in departures, staff not...
05/05/2022 - 12:04
Did you contact the big wineries? I'm sure they will have excess they would love to get rid of. Don't forget to slap on a "Proudly made in...
29/04/2022 - 12:59
HSBC multi currency account is another option but Wise is probably the best in terms of exchange rates.
25/04/2022 - 17:11
> They can easily argue they will do it later, or through other means. The landlord can also argue they would lower the rent to compensate...
19/04/2022 - 15:06
The only time I damaged a rental property was leaving a 10-12cm wide iron burn mark on the carpet. On exit, the agent wanted $500 to...
14/04/2022 - 10:38
We have a Dyson Omniglide. It won't scratch the hardwood floors afaik. Only downside is the 20 min battery life. So we use it for regular...
11/04/2022 - 13:39
I've avoided this because we have to make sure the floor is clear of larger debris anyway, so the robovac doesn't get stuck. In reality,...
11/04/2022 - 13:37
Depends on how much you have and if it's worth the trouble. Wise (formerly Transferwise) has possibly the best exchange rates online. Open...
05/04/2022 - 09:47
Someone I know uses solar analytics. It continually checks for plans that benefit you based on the feed in rate and units consumed, etc....
18/03/2022 - 02:46
Noya is fantastic but Aldi's Almond Spread and Cashew Spread are excellent as well at $5 for ~~400g~~ 240g always. Not sweet like Bega's...
28/02/2022 - 22:21
Also if it is a PPOR that might be converted to an investment property in the future, removing money from the “offset” account might...
25/02/2022 - 15:07
TicToc's offset account is with Bendigo and Adelaide Bank, which is a proper bank with ADI protection. Haven't checked Tictoc's redraw...
25/02/2022 - 12:14
I have been using Markus for 5+ years with the faux leather seat cover, it's been excellent.
24/02/2022 - 15:30
I've played many games and find Labyrinth to be one of the toughest games out there. My mind just cannot understand how to be good at it.
09/02/2022 - 09:28
- Regular card games like Gin. www.pagat.com is a great resource for a variety of games. - Ticket to Ride USA (junior edition is limited in...
09/02/2022 - 09:27
If you do switch, don't opt for a 30 year loan again. If you must take 30 years, opt to pay your current (higher) monthly payments, so your...
08/02/2022 - 14:22
It will last longer if you never have to scrub the rice off it. Just rinse once in a week or so and you’re set. I’ve cooked rice like...
06/02/2022 - 07:40
> But if there are no markings for 1 cup, I don't want to eyeball every time. Increase the lifespan of the rice cooker bowl by cooking your...
05/02/2022 - 20:43
Create a wise.com account now. Create a US bank account within it. If he moves to another friendly country, should be easy enough to...
02/02/2022 - 21:57
An easy way to avoid scratching the non-stick in the kmart cookers is to always cook your rice in a smaller steel/aluminium bowl. - add...
24/01/2022 - 13:05
I'm too cheap to pay a monthly fee for a service like this but if I had to choose, I'd choose PocketSmith
21/01/2022 - 07:16
Cords are boring, are there wireless charging options?
20/01/2022 - 11:09