soan papdi » user profile
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| Member Since | 28/07/2011 |
|---|---|
| Last Seen | Hidden |
| Location | VIC |
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soan papdi commented on Mortgage Refinance Advice
3.14 is quite high! TicToc is now at 2.14% now after the rate rise and their application process is fairly easy. Their offset account...
soan papdi replied to 
MkVIGTI on Get $4000 Cashback When You Refinance (Min Loan $250,000 & LVR up to 80%) @ Bank of Melbourne
MkVIGTI on Get $4000 Cashback When You Refinance (Min Loan $250,000 & LVR up to 80%) @ Bank of Melbournehttps://www.bankofmelbourne.com.au/personal/home-loans/compare-home-loans P&I with offset is 3.44%. Who signs up to these without some...
soan papdi commented on Get $4000 Cashback When You Refinance (Min Loan $250,000 & LVR up to 80%) @ Bank of Melbourne
Do banks deny applicants if they switch loans often (say 2-3 times a year)? Considering this but just moved to TicToc 2-3 months back for...
soan papdi commented on ½ Price Noya ABC (Almond Brazil & Cashew), Almond or Cashew Nut Butter 250g $4.25 @ Woolworths
Noya is fantastic but Aldi's _Oh So Natural_ peanut and almond butters are very good too and around this price all year.
soan papdi replied to Christnanto on 5% Cash Back ($400 Cap Per Account) on Supermarket Spending with Vertigo Visa Card, $0 Annual Fee First Year (Then $55) @ BankSA
Christnanto on 5% Cash Back ($400 Cap Per Account) on Supermarket Spending with Vertigo Visa Card, $0 Annual Fee First Year (Then $55) @ BankSASounds like a good deal but the cash back is only for transactions till December 31. So about six months to get $400 in cash back means you...
Wonder how sweet a deal they struck with Mastercard to ignore cashouts as a feature in debit cards.
soan papdi commented on What Do You Do with Garden Weeds at Your Lawn?
You could try a broadleaf weedicide like this one. It won't affect the grass and should take care of common weeds....
Big banks are familiar but offer very poor deals. Try lenders like TicToc, Athena and UBank. TicToc even offers a real offset for $120/yr.
soan papdi commented on SriLankan Airlines: MEL/SYD to Delhi/Mumbai/Kochi/Hyderabad/Bengaluru/Colombo from $763 Return [Jul to Oct] @ Beat That Flight
Maybe I was just unlucky but I recently travelled with them and they were very disorganised. Frequent delays in departures, staff not...
Did you contact the big wineries? I'm sure they will have excess they would love to get rid of. Don't forget to slap on a "Proudly made in...
HSBC multi currency account is another option but Wise is probably the best in terms of exchange rates.
> They can easily argue they will do it later, or through other means. The landlord can also argue they would lower the rent to compensate...
soan papdi commented on End of Rent - Reasonable Expectations?
The only time I damaged a rental property was leaving a 10-12cm wide iron burn mark on the carpet. On exit, the agent wanted $500 to...
soan papdi commented on Best Vacuum for Hardwood Floors/Suggestions?
We have a Dyson Omniglide. It won't scratch the hardwood floors afaik. Only downside is the 20 min battery life. So we use it for regular...
I've avoided this because we have to make sure the floor is clear of larger debris anyway, so the robovac doesn't get stuck. In reality,...
soan papdi commented on Best Place to Exchange USD for AUD in Brissy
Depends on how much you have and if it's worth the trouble. Wise (formerly Transferwise) has possibly the best exchange rates online. Open...
Someone I know uses solar analytics. It continually checks for plans that benefit you based on the feed in rate and units consumed, etc....
Noya is fantastic but Aldi's Almond Spread and Cashew Spread are excellent as well at $5 for ~~400g~~ 240g always. Not sweet like Bega's...
Also if it is a PPOR that might be converted to an investment property in the future, removing money from the “offset” account might...
TicToc's offset account is with Bendigo and Adelaide Bank, which is a proper bank with ADI protection. Haven't checked Tictoc's redraw...
soan papdi commented on Best IKEA Office/Gaming Chair Suggestions
I have been using Markus for 5+ years with the faux leather seat cover, it's been excellent.
I've played many games and find Labyrinth to be one of the toughest games out there. My mind just cannot understand how to be good at it.
- Regular card games like Gin. www.pagat.com is a great resource for a variety of games. - Ticket to Ride USA (junior edition is limited in...
soan papdi commented on Mortgage Advice to Refinance
If you do switch, don't opt for a 30 year loan again. If you must take 30 years, opt to pay your current (higher) monthly payments, so your...
soan papdi replied to bobbified on Can You Cook 1 Cup of Rice in Panasonic 10 Cup Rice Cooker - SR-CN188WST
bobbified on Can You Cook 1 Cup of Rice in Panasonic 10 Cup Rice Cooker - SR-CN188WSTIt will last longer if you never have to scrub the rice off it. Just rinse once in a week or so and you’re set. I’ve cooked rice like...
> But if there are no markings for 1 cup, I don't want to eyeball every time. Increase the lifespan of the rice cooker bowl by cooking your...
soan papdi commented on How to Deposit Cash Won in Las Vegas Casinos?
Create a wise.com account now. Create a US bank account within it. If he moves to another friendly country, should be easy enough to...
An easy way to avoid scratching the non-stick in the kmart cookers is to always cook your rice in a smaller steel/aluminium bowl. - add...
I'm too cheap to pay a monthly fee for a service like this but if I had to choose, I'd choose PocketSmith
soan papdi replied to 
cya on [VIC] Tesla Model 3 RWD (Previously SR+) $62,193 Drive Away after $3000 VIC ZEV Subsidy (Was $65,193) @ Tesla
cya on [VIC] Tesla Model 3 RWD (Previously SR+) $62,193 Drive Away after $3000 VIC ZEV Subsidy (Was $65,193) @ TeslaCords are boring, are there wireless charging options?