When ditching my bank I converted a bunch of rewards points into 6 credit card gift cards. I thought I'd be able to add them all to my paypal or afterpay account so I could aggregate them all in one location, but they won't accept credit card gift cards which is a PITA. Does anyone have some tips on how I can most efficently use the cash on these cards?
Aggregating Credit Card Gift Cards
brettule on 15/07/2020 - 12:07
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Damn it. So use the card until it fails, then get a balance check on it, then go to a staffed checkout and ask for split payment of exact balance + cash?
you can split the transaction at self serve checkouts too (including using multiple cards)
I didn't know that! Thanks.
Anyone else find the multiple posts this last week about using multiple low value prepaid credit cards a bit dodge?
This isn't a dodgy post, these are all my own cards from my own bank rewards scheme.
to make keeping track a bit easier, at checkouts i will split the payments and pay in multiples of 10, 20, 30 etc using the giftcard and the rest on my own.
That's a good idea, I like it.
If you use Amazon a lot, you can purchase Amazon gift cards to apply to your own account.
Hmm. Interesting. So I'd use one of my credit card gift cards to buy X number of Amazon gift cards then you can stack the entire lot into an Amazon account to be used as credit?
Yeah that's what I do to convert credit card gift cards (or avoid expiry) - buy a gift card and send it to myself.
Usually you can’t cash these out and online stores often don’t like them either. Probably best bet is to use them at the supermarket.