Hi everyone, Just another car accident topic
Someone probably drunk hits my car from back, I was very lucky that someone else noticed their abnormal driving behaviour and started recording his driving.
Here is the video its longer but i have cropped it to accident moment
He stopped we exchanged information. However he never gave me his insurance details.
I called him and hes been playing up to give me the info. I have only 3rd party insurance.
I have contacted my insurer and they said if driver is uninsured they will cover only $5000 and if they are I will get full amount.
at fault Driver said they have insurance with budget direct, they lied i called and budget direct said their policy was cancelled back in May.
The Driver who hit me was a total Junkie, it wasnt his car, it was his mother's car. Also i checked his license fee in NSW was $0 so he is on Centrelink most likely.
my situation is he is uninsured, It was not his car, I called him last time he started swearing at me so no more communications directly. my insurance covers max $5K my car is around $20K. I have 3 witnesses as well.
My car is written off.
should I take the matter to court? get a lawyer? what Can I do?
I know already the benefits of comprehensive insurance so please dont start telling me thats why u should have got comprehensive.