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eBay AU up to 6% + $3 Cashback to Your Superannuation @ BoostYourSuper

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eBay AU up to 6% + $3 Cashback to Your Superannuation @ BoostYourSuper
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AssociatedBoost Your Super on 04/09/2020 - 10:52 boostyoursuper.com.au (104 clicks)

Hi Everyone,

Boost to Your Superannuation up to 6% + Extra Bonus $3 through Boost Your Super at eBay AU.

We pay the cashback straight to your super account so it can grow as a few dollars today can be worth much more in +20 years.

Category Boost Normally
Clothing, Shoes & Accessories 5% + $3 2.5%
Health & Beauty 5% + $3 2.5%
Alcohol & Food 6% + $3 2.5%
Miscellaneous Home & Garden 5% + $3 2.5%
Sports 5% + $3 2.5%
Entertainment Memorabilia 4% + $3 2%
Books, Comics & Magazines; DVDs & Movies; Music 4% + $3 2%
Lifestyle 3% + $3 1.5%
Art & Antiques, Miscellaneous Collectables 3% + $3 1.5%
Sports & Leisure, Hobbies & Games, Tickets & Events 3% + $3 1.5%
Musical Instruments, Vehicle Parts & Accessories 3% + $3 1.5%
Business & Industrial 2.5% + $3 1%
Cameras & Photo, Cell Phones & Accessories 2% + $3 1%
Computers, Tablets & Networking 2% + $3 1%
Consumer Electronics 2% + $3 1%
Miscellaneous Fashion 2% + $3 1%
eBay Motors, Real Estate, Gift Cards & Coupons 1% + $3 0.5%

Notes:

  • No or low cashback for purchase of gift cards and items sold by charities.
  • No cashback for purchase using gift cards.
  • No or low cashback for purchases with voucher, coupon or promotion code not sourced from Boost Your Super. We normally have some available.
  • No or low cashback for purchases with eBay Plus memberships
  • Any returns from a cart will result in the entire cashback being cancelled of all items that were in the cart.
  • Auctions won with bidding sniper tools are ineligible for cashback
  • Cashback excludes taxes and shipping fees
  • $3 bonus is in addition to the advertised cashback rate shown on our website
  • If not a member you will need to sign-up for free first
  • To qualify for $3 bonus the minimum amount spent must be $3 and may include GST ( eg $2.80 + GST $0.28 qualifies)
  • The $3 min spend excludes any shipping cost.
  • No minimum spend for cashback amount
  • If order is changed (eg cancelled, goods returned) bonus $3 and cashback is ineligible
  • $3 bonus is limited to one per Boost Your Super account when shopping at eBay
  • Purchases for items that are 0% cashback categories are not eligible. You can find these out on Boost Your Super website
  • Cashback earned is based on purchase price and excludes taxes, shipping fees and bonus
  • Bonus transaction amounts will be added to your account within 1-2 business days of transaction being approved by eBay
  • Fraudulent activity will result in account being closed, cashback and bonus $3 being forfeited

Referral Links

Referral: random (11)

Referrers get 20% of the referee's earning for the first year.

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closed Comments

  • roozmik on 04/09/2020 - 10:59
    +1

    The more alcohol you buy, the more super you get!

    • ne-us on 04/09/2020 - 12:27

      That’s if you don’t die from liver failure first…lol

  • malich on 04/09/2020 - 10:59

    Interesting concept. This would be classed as a voluntary contribution and need to be taxed, yes?

    • AssociatedBoost Your Super @ Boost Your Super on 04/09/2020 - 11:11
      +1

      The money is put in to your super as an after tax contribution (non-concessional contribution). That is because the money is considered a cashback discount not extra earnings. The ATO website says here that these are not taxed: ATO Website

      • malich on 04/09/2020 - 11:20

        I'm not sure that would be right. I think it might be classed as before tax as the cashback could be considered as a form of income as it's being paid by a third party- therefor it might be taxed at 15%.

        In anycase, it's a good business model. Very clever.

        • roozmik on 04/09/2020 - 12:02
          +2

          It's not like people are declaring cashbacks in their tax returns are they?

        • Calvin27 on 04/09/2020 - 12:37

          I asked a mate who is in tax about this. He said, if cashback is income, then buying the thing in the first place is income producing. Sort of made sense from that perspective.

          • malich on 04/09/2020 - 13:14

            @Calvin27: Makes sense, good explanation

          • roozmik on 04/09/2020 - 14:25

            @Calvin27: Does this mean it's not income then because buying the thing is not income producing?

            Businesses like Franchisors get rebates from Franchisee spend from vendors. I guess they would have to declare the income though? as they didn't even spend the money in the first place.

      • astarman on 04/09/2020 - 11:25

        after tax - refers to your income tax rate from your salary

        the only thing that these purchases are after is GST - if the buyer is registered for that.

        did you guys make a company for super without consulting the relevent lawyers and tax authorities??

        • AssociatedBoost Your Super @ Boost Your Super on 04/09/2020 - 11:36
          +1

          @asterman Cashback is considered a discount on your purchase, not extra earnings. That means you are getting your own money back. It is a form of a discount. Similar to when you get 20% off on a purchase. The money you earned and used to pay for your purchase from your salary is coming back to you. That is the reason it is a non-concessional (after tax) contribution to your super which does not get taxed. The cashback is exclusive of GST you might pay. And yes we do have company lawyers and accountants whom we consult.

          • astarman on 04/09/2020 - 12:04

            @Boost Your Super: Sorry I read wrong you and your repliers post wrong. Yes an after tax contribution.

            What is the capped limit ? Also do you send a statement at tax time ?

      • Mavstrong on 04/09/2020 - 15:19

        Except I don't make this contribution myself, you (or the vendor) make it for me - wouldn't it therefore be an "other third party" contribution, and hence concessional?

        • AssociatedBoost Your Super @ Boost Your Super on 04/09/2020 - 16:23

          We take your money and place it in your super fund account for you. So it remains a non-concessional contribution as it is your money.

          • Mavstrong on 05/09/2020 - 07:31

            @Boost Your Super: Yes, but I don't make it myself - I therefore don't see how it can be a personal contribution.

  • tommypickles on 04/09/2020 - 11:02
    -4

    sure, let's talk super. the interest rate for my super (UniSuper, balanced profile) over the last 6 months was -3.5% due to the ill timed investments.

    so basically you give them, say, 10k. they lose 7.3k of that. you're in negative.

    now, why would you put MORE money into that, rather than just pocket it directly?

    • totoy on 04/09/2020 - 11:04
      +1

      looks like you need to change superannuation providers

      • tommypickles on 04/09/2020 - 12:11

        would love your suggestion.

        what's your provider — i've been transparent about the rate (-3.5% over 6 months). what's better?

        • totoy on 04/09/2020 - 15:03

          My Australian super balanced option is +0.63% in the 6 months prior from today (and that's my weakest performing investment). That's enough information i'll give someone that thinks -3.5% of 10k is 7.3k. Have a good day :)

    • malich on 04/09/2020 - 11:06
      +1

      Over the next 6 months you could have equally large gains.

      Markets rise and fall frequently. It's best to consider investments over a 10 year period to determine the real rate of return - unless your a day trader.

      • tommypickles on 04/09/2020 - 12:11

        would love your suggestion.

        what's your provider — i've been transparent about the rate (-3.5% over 6 months). what's better? what's been your 10 year period return?

        • malich on 04/09/2020 - 13:22

          MTAA. They have results online for the last 3 years, I'd have to go back into my own records for further info and I can't be bothered currently. Over the last 3 years they have averaged 8% p.a on their growth fund.

          My suggestion is that it isn't a short term thing. Super (depending on your age) is a 20-30 year proposition. Over those years, there will be times when your portfolio loses money.

          Nobody can pick the markets ups and downs with complete accuracy, so just focus on dollar cost averaging and constantly contributing to super.

    • astarman on 04/09/2020 - 11:35
      +6

      just wanna ppoint out…if it went down by 3.5% you wouldnt lose 7.3k of your 10k.
      tihnk you might need to math a bit more

      if you put in 10k and lot 30% youll have 7k left.
      if you lost 7k itll be 70%
      going down 3.5% is like…350 lol

      • tommypickles on 04/09/2020 - 12:10

        sloppy math, i'll agree — thanks for the correction.

    • toniyellow on 04/09/2020 - 12:17

      Why have you chosen the balanced investment option? Choose a low risk option, get a low return.

      You have plenty of other options to choose from.
      https://www.unisuper.com.au/investments/investment-options-a…

      Also doesn't look like balanced has been performing as poorly as you claim

  • Indomietable on 04/09/2020 - 14:55

    So If I buy $1,000,000 high yield BMW car on eBay , I will get $10k cashback on my super ?

    • AssociatedBoost Your Super @ Boost Your Super on 04/09/2020 - 16:16
      +1

      If it falls in the eBay deifned category of 'eBay Motors' then yes. But you also forgot the $3 bonus :)

  • iceshadow on 05/09/2020 - 23:24
    +1

    Do purchases from the Coles ebay store count and if so which category/% does it fall under?

  • coolsteps on 08/09/2020 - 17:12

    thanks op. i brought a $3.74 card wallet on ebay yesterday seems to have tracked now at pending
    $ 0.03 raised 0.03 does that mean it qualified? how long before it is credited to the super account and how does one make a missing claim if the $3 isn't credited ? can one claim these credits if self employed or as after tax extra self co contributions?

    • AssociatedBoost Your Super @ Boost Your Super on 09/09/2020 - 15:11

      This should now reflect your $3 bonus PLUS a double boost as well. The bonus usually takes an extra day to come through. If a transaction does not come through you can let us know at [email protected] and we would chase it up for you. The contributions are normally after tax non-concessional contributions. If you are self-employed talk to your accountant as they can suggest other ways that may be more suited depending on your personal circumstances.

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