Hi I am considering a super contribution to reduce tax and ideally drop into a different tax bracket. I can contribute $30k to Super and $27k carried forward for ATO. Both non-concessional but …
A few years ago, I established a Self-Managed Super Fund (SMSF) and used part of my superannuation to invest in Bitcoin. I have held that position firmly since then. Meanwhile, my original …
My plan this year was to make a $120000 non concessional super contribution and a $30000 concessional super contribution ( total $150000 ). Unfortunately, I have over contributed by $4000 ( so total …
Our rental investment loan is currently $535k and we have an offset account that is usually around $60-70k which we also use for daily purchases. My question is should I pull $20-30k out and top up …
What is a super co-contribution If you're a low or middle-income earner and make personal non-concessional (after-tax) contributions to your super fund, the government may also make a …
With stock markets and bonds doing odd things… Trump pushing for tariffs then pressing the pause button… And other instruments reacting to the changes… How do you feel about your …
Looks like there's been a decent cyber attack at Australian Super - so far, 4 members have confirmed losing up to $500k total. I've just checked and I can't login or see my …
I haven't applied myself so unable to provide any reviews about their process etc, but here's some details from their website. FREE SMSF Setup If you apply to establish a New SMSF on or …
McMaferMur on 05/03/2025 - 18:54 on Australian Retirement Trust
hi all, just received an email from Australian Retirement Trust saying they may close my (currently empty, for 1 year) account unless: 1. employer super paid into Australian Retirement Trust. 2. …
BluebirdV on 29/01/2025 - 14:17 on Australian Ethical
I was looking at my Superannuation and in the past year it has grown 15 percent if you include about $700 in contributions so more likely 14 percent. My portfolio is 34 percent International Shares, …
How much do you think is needed in superannuation for a comfortable retirement? ASFA (Association of Superannuation Funds of Australia) suggests $595,000 for singles and $690,000 for couples, …
Say I have a div 293 tax debt to pay. Am I better off paying it from my super or paying it from my savings? Or is there no difference? Cash flow is not a major concern. I just want to find the most …
Hi People, Can someone help me out here. I was told that there is no super paid on the last paycycle, is that correct ? Sound a bit strange to me and I was expecting super for the last week I was on …
I am with ING Direct Super account. I was wondering which super would be good for me if I wish to switch this to somewhere else? I am mostly looking for most perks (example higher insurance payouts, …
Hi everyone, I have read previous posts re super however and now paying as much as possible into my super. I'm currently with Aus Super (they apparently have been fined & concerned about …
There is lots of discussion on which Superannuation/Pension funds have the lowest % fees but, as balances increase, only fixed or capped fees can compete. Any suggestions where to look for the …
I'm a financial illiterate. I started working 5 years ago and I have been using CBA's Colonial first state as my super. Realised that I'm being ripped off since the last 5 years and I …
We have a SMSF and have bought a property last year and are receiving decent returns. We have approx $50k in there now. Any suggestions as to what to do with the money there? We are thinking of …
Sequel to my previous forum post on SMSF. Thank you to everyone that chimed in my previous post on SMSFs. A lot of very good advice there. After running numbers with all variables I am seriously …
