Superannuation +

How to Invest Personal Savings Similar to Superannuation Strategy?

So I am currently with UniSuper and love how th the High Growth, Australian Shares, International Shares and Global Companies in Asia investment options perform. What I am trying to figure out is - …

Super - Carry Forward Concessional Contributions

This is just a PSA of some info I found out recently. Every year you could contribute $25,000 in super contributions this was made up from your salary plus personal contributions or salary …

Taxable Income - Notice of Assessment - Extra Super Payments

Hi folks, In trying to get on the Government deposit guarantee scheme, our income needs to be below $200k. It's currently at about $215k. Looking to find out if anyone has previously paid …

High Savings Account, Term Deposit or Super Account

Hi guys, I just moved back to Australia after working overseas for years. As a result, basically I have little money in my super account. I am thinking of planning for the future. Here are three …

PSA: Superannuation - The Hidden Costs of 'Pooled' Investment Options

Hi All, Superannuation, everyone's least favourite subject until 20yrs too late you realise the magic of compound interest and that a few tiny changes make all the difference between a …

Super - Should I Convert to Cash Options before The Recession?

Hi all, So I am with QSuper and I am wondering should I change my super investment to cash before the big recession that is coming? When Covid hit my super took a hit and then came back. Apparently …

No Superannuation Paid on Annual Leave When You Leave

Here's a fun fact, if you resign from a job and have annual leave outstanding you do not get Superannuation paid on the leave as it is called termination pay. Lesson being, don't give …

Accessing Superannuation at 60 Years Old

I know you can access funds aged 65, no questions asked and at 60 if officially retired. I've been told about being able to access funds at age 60 whilst not officially retired (still working …

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Referee Gets $150 Prezzee Gift Voucher after 60 Days & $1,000 Contribution (Referrer Gets $100 Voucher) @ Brighter Super

expired Referee Gets $150 Prezzee Gift Voucher after 60 Days & $1,000 Contribution (Referrer Gets $100 Voucher) @ Brighter Super

Shamelessly copied Fat Horny Ghost's post Offer has been extended to 31 March 2023. What your family and friends need to do to sign up and receive $150 in Prezzee gift cards …

Australian Taxation Office

Personal Superannuation Contribution Disallowed. Have $10k Debt to ATO

I just logged into myGov today to find out I have a $10k tax debt. After looking into the details, it seems to be due to my personal contribution to my super account I made in FY20/21 of $30k for the …

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Referee Gets $150 Prezzee Gift Voucher after 60 Days & $1000 Contribution (Referrer Gets $100 Voucher) @ Brighter Super

expired Referee Gets $150 Prezzee Gift Voucher after 60 Days & $1000 Contribution (Referrer Gets $100 Voucher) @ Brighter Super

Saw this in my inbox… You can have multiple supperannuations so complete this and consolidate into one later if you like. What your family and friends need to do to sign up and receive $150 in …

poll Which Superannuation Funds Should I Invest in?

Hi All, I'm curious if anyone has recently changed their superannuation provider. If so, why did you choose this new company? I'm thinking about changing mine because it's not working …

Superannuation Investment International Shares

Has anyone invested 100% of their superannuation in international shares? Their current returns are pathetic but apparently long term returns are best amongst all categories. What is the general …

First Job - Superannuation

Hi all, I've had many unpaid internships and work experiences in the past but I landed my first actual paid job a couple of months ago. The question I have is that super contribution from my …

Low Fees Indexed Superfund Options (Not Hostplus) - Thoughts on Unlisted Assets?

Hi folks, I currently hold the bulk of my superannuation in Hostplus balanced indexed which was for many years the Ozbargain choice for the set and forget types. However ABC News recently reported …

poll Mandatory Super Contributions What Should It Be?

Mandatory Superannuation was introduced in 1992 it was set at 3 percent which was incredibly low. on July 1 2022 it has ticked over to 10.5 percent and will be slowly increased to 12 percent by July …

poll Inflation - Should We Be Allowed to Dip into Our Super?

During Covid, we were allowed to dip into our super- $10k, should we be allowed to do the same considering inflation?

poll How Are You Changing up Your Super to Deal with The Current Economic Situation?

So I've been lazy and checked in on my super account for the first time in 4 months. I'm with Australian Super and I like that I can change my allocations between: High …

Should I Convert Superannuation to Cash? (Early 30's OP)

Hi All, Just seeing what the general opinions are about converting their super investment portfolio to cash due to the crashing market. I'm in my early 30's and have approx $75k in …

Concessional Super Contributions from after Tax Income, Does It Work The Way I Think?

I just wondered this, and I'm sure I probably need to seek proper financial advice, but just thought I'd Ozbargain it first!. At end of tax year, I have money doing zip in savings account. …