Superannuation +

Tax and Super Advice

Hi, I need to get some advice on tax and super. How do I find this kind of adviser and what criteria would you use to assess them?

Superannuation Balance Falling

My superannuation is in a balanced account and falling. Is is a good time to move it to a conservative account?

Coalition's Proposed Plan To Enable First Home Buyers to use Up to $50k in Super Towards House Deposits

Well, another genius bit of vote buying responsible fiscal management has been announced. First home buyers will be able to withdraw up to $50,000 from their super, not to be confused with the FHSS …

poll Super - Is It Time (Again) to Go Defensive?

Just had a peak at my govy Super. Its down 10% from December (and chuck in inflation dilution to that figure and its not good). Almost every financial class is about to break, or has broken. So is …

Contribution Tax in Superannuation Account

Hi All, Hope everyone is doing great. Could you please help me to understand what is Contribution tax in superannuation statement and if there a way to reduce/ignore it. I am currently with MLC, …

poll Superannuation on Unused Annual Leave / Long Service Leave

Hi everyone, long time member, posted a few deals in my time but this is my first forum post. I recently resigned from my job, where I had a combined total of 14 weeks annual and long service leave. …

Am I Wise to Have Switched My Super to Conservative/Defensive?

I am with Australian Ethical Super and have had a great run with the Australian shares option over the last 18 months. For the next year or two I plan to leave my money in 50% conservative 50% …

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50% Bonus Boost (Cashback) for PSSap and ADFSuper Fund Members @ Boost Your Super

expired 50% Bonus Boost (Cashback) for PSSap and ADFSuper Fund Members @ Boost Your Super

BOOST Your Super is the same thing as Shopback and Cashrewards except the cashback is paid to your super account. If you are a PSSap or ADFSuper member, you can get 50% bonus cashback on top of the …

Can You Still Withdraw Your Super - Corona Pandemic

Can you still withdraw your super using corona pandemic as the reason?

How to Avoid Losing Superannuation to Fees after Quitting Job and Starting Own Business?

I've just quit my job and have a pretty measly 5k in my superannuation account (i withdrew some while it was possible during the pandemic which has greatly helped me get to the point i am …

UniSuper

Unisuper Vs Hostplus Superfund

I still have 15-20 years of work life and thinking of switching superfund to either Unisuper High Growth or Hostplus 50% IFM Australian shares and 50% International shares indexed (as recommened by …

poll $50k - Deposit into Super or Reduce Mortgage

What would you do? or what is better? Assume the following: 40 years old person, earns $68k per year. Has a mortgage on the family home of $300k with an interest rate of 2.0% pa. The person is …

Retirement - Move Cash into Super?

Less than 5 years to retirement age of 60. Semi-retired, no full time income. Current financial status: super balance about ~$800k savings ~800k no debt IP, income ~40k after tax Living of …

Superannuation, Cash and Shares. What Is The Best Way to Spend Them in Retirement?

I am a new retiree, just wondering if there is a strategy to best spend the money if you have them in Super, cash and shares? 1) Use up Super first before moving to cash and then sell shares? 2) …

Good Super Fund for Low Balance That Wont Be Topped up. Low Fees?

hello all, I am looking for a superfund that would be good for my father. It needs to be low risk and low fees. As he wont be adding any more to it. The balance he has to put in is low $30K. And he …

43
67% off Taxfox App Genius Plan $51 (Normally $155) + 65% ($33) Cash Back into Your Super

expired 67% off Taxfox App Genius Plan $51 (Normally $155) + 65% ($33) Cash Back into Your Super

BOOSTSUPER67OFF

Hi Everyone, You asked for a better deal on TaxFox App and we negotiated a better offer for it. The TaxFox App helps get a bigger tax refund. Use the coupon found on Boost Your Super website to …

AustralianSuper

Superfund with ETF Investment Option

Hi all, I would like to know which Super allow users to invest their Super into ETF with direct control on the bundle and whether this is a cost-efficient option. In principle, I would like to …

Superannuation - Comparing and Shopping around for Better Funds

Apparently Australians are very lazy when it comes to comparing super funds and changing to better performing ones. I have looked into it, and it does seem quite complicated, especially working out …

Moving Super. Does It Lock in Investments?

Example: I have $60,000 in super. $50,000 in super contributions, and $10,000 from investment growth. If the market falls dramatically, obviously that $10,000 will shrink. But if one were to move …

Superannuation Asset Allocation Rebalancing

Some super funds allow you to choose your own asset allocation. After providing your desired allocation when you sign up, do they automatically rebalance it for you in the future or are you expected …