Emcaljoe » user profile
| Member Since | 10/12/2022 |
|---|---|
| Last Seen | 25/04/2024 |
Recent Activities
Emcaljoe commented on Best Banh Mi / Vietnamese Pork Roll
Bakery on Sydney road Coburg, near corner of Harding street does a consistently good traditional one with fresh chili for $8
This sounds dodgy...
Emcaljoe commented on Spend $0.01 at Woolworths and Get Bonus 2000 Rewards Points @ Woolworths Everyday Rewards (Boost Required)
Have barely shopped there this year. Got the offer.
Emcaljoe commented on Cash Withdrawal in Vietnam
Just returned last week. Took $1k AUD notes. Used about half of it. Used ING credit card most of the time and favourable rated (like…
This definitely doesn't help
I agree OP is in the wrong here. But bigger picture, all levels of government have abrogated their responsibility to provide sufficient,…
The only difference between labor and the tories is labor PRETEND to care
Emcaljoe commented on 2 Nights in Melbourne Central - Where to Stay?
4 or 5 star can't really go wrong, but the prices of hotels in Melbourne have skyrocketed since COVID. The jasper near victoria market…
Probably because tradies have a bit of self respect?
Emcaljoe commented on Should Selective Public Schools Be Grouped Separately to Regular Public Schools?
A student’s educational performance remains based on what it has always been based on: an educationally encouraging, economically secure,…
Emcaljoe commented on Would You Support The Government Incentivising Investment Owners Selling to First Home Buyers?
Scrap stamp duty for first home buyers, double it for people who already have a property (or ramp it up incrementally based on number of…
True?
I didn't buy an investment property. It was a family home that we had to leave. My point is, and it's bloody hard to make, if governments…
No, I'm saying that the government should provide affordable social housing so the need for private landlords disappears. And if they…
Emcaljoe commented on Annual Rent Increase by $170 pw
Accidentally became a landlord over 20 years ago. Got out this year. Consistently knocked back REA suggestions to increase rents for…
Always put a condition on if buying privately. Bought a brand new property last year well within what bank was prepared to lend me, all pre…
Emcaljoe commented on Budget for Fiji Family Trip
It was about 15 years ago, but we took 3 kids ages 2, 4 and 6 to Naviti Resort, all inclusive. It was fine. Did it again a couple of years…
Emcaljoe replied to 
tunzafun001 on Home Mortgage: Balance Owing on Settlement or Withdrawing before Pay off?
tunzafun001 on Home Mortgage: Balance Owing on Settlement or Withdrawing before Pay off?Can you do that? Keep a minimal balance in the loan? Don't suppose it means that you don't have to go through all the paperwork to get a…
When looking to purchase, first thing I look at in photos is bath/shower. If it has one, I'm moving on to the next property. Do not like.
So. Doesn't really make any difference... Thanks
Emcaljoe commented on Book Depository Closing Down 26 April 2023
Yeah, used to use them a lot, but not so much in recent times. https://booko.com.au/...good shout. Forgot about their service
Emcaljoe posted a forum topic Home Mortgage: Balance Owing on Settlement or Withdrawing before Pay off?
Planning to sell house and pay off mortgage. Have about $70k in offset/extra payments. Would it make any difference if that was simply…
Emcaljoe commented on Savings Maximiser 5.00% p.a. Interest on Balance up to $100,000 (Monthly Deposit, Balance & Spend Requirements) @ ING
Is the interest calculated on your orange everyday account balance or savings machinery account balance?
Emcaljoe commented on What Was The Best Concert You Have Ever Been to?
Stevie Ray Vaughan, festival hall, Melbourne. What a player. Supported by fabulous Thunderbirds and weddings, parties, anything....and any…
Emcaljoe commented on Accessing Superannuation at 60 Years Old
Thanks for all of your comments. A lot of options. The transition to retirement path is interesting and I will make an appointment to meet…
Emcaljoe posted a forum topic Accessing Superannuation at 60 Years Old
I know you can access funds aged 65, no questions asked and at 60 if officially retired. I've been told about being able to access funds at…
Is the correct answer
Great product...if you can cover the payments
Emcaljoe joined OzBargain.
Welcome aboard!