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50% off 3rd Party Fire & Theft Car Insurance @ AAMI (New Sign-ups)

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50% off 3rd Party Fire & Theft Car Insurance @ AAMI (New Sign-ups)
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LAnonymous101 on 19/09/2020 - 19:43 aami.com.au (3930 clicks)
Last edited 17/11/2020 - 01:09 by 2 other users

Just signed up for 3rd Party Fire and Theft Car insurance with AAMI with 50% discount after hearing from my mate that he was offered the same. The AAMI representative told me over the phone that they have a promotion running which offers:

50% off AAMI 3rd Party Fire & Theft Car Insurancea
30% off 3rd Party Car Insurance

The rep told it's not declared on the Website. Seems to be silent promotion and only available over phone. Their contact number is 13 22 44.

Not sure how long this will run for so better to get it sooner than later.

I and my friend both signed so we are pretty sure it works. At least worked for us.

I would say give it a go and see if it works for you (my first deal post, so go easy on me :)). Moderator can take down the deal if it's not valid.

Financial Car Insurance Insurance

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closed Comments

  • TEER3X on 19/09/2020 - 19:47
    +18

    Use a phone to call someone….

    How do I do that?

    • theone4u on 19/09/2020 - 20:38
      +2

      you better phone a friend first…

    • iforgotmysocks on 19/09/2020 - 21:51
      +7

      Don't do it you'll have to speak to someone

      • polarq on 20/09/2020 - 00:08
        -1

        Phone is fine

    • Cliche Guevara on 19/09/2020 - 22:10
      +4

      Phone is fine

      • Skinnerr on 29/09/2020 - 09:53

        But… Who was phone? 🤔

    • UFO on 20/09/2020 - 13:15

      ….as opposed to using what, hand gestures?

  • Spec on 19/09/2020 - 19:50
    +10

    I recently got 3rd party for an almost unused car from nrma and they were doing 100 dollar flat rate for the year

    • ChipsChicky on 19/09/2020 - 20:53

      its not in victoria i guess.

    • Ash-Say on 19/09/2020 - 21:45
      +1

      How did you get $100 per year? Was it website or you were offered over the phone?

      • capslock janitor on 19/09/2020 - 22:43

        tell us

      • Spec on 19/09/2020 - 22:56

        my apologies, it was 120, 10 dollars per month and ended on 7 august it was posted on ozbargain

      • Koipanda on 19/09/2020 - 23:11

        It has ended.

        • Ash-Say on 20/09/2020 - 08:23

          I think you are referring to https://www.ozbargain.com.au/node/542886

          I didn't even notice this deal otherwise would have definitely signed up. This deal was an absolute bargain!!

          • crazyboy on 20/09/2020 - 08:49
            +5

            @Ash-Say: Never understood why that deal didn't come on the front and has very few comments. That was like a deal of the decade. $120 per year is extremely cheap Third Party Insurance. I missed the deal too else would have jumped ship to NRMA for 1 year.

            • Koipanda on 20/09/2020 - 17:26

              @crazyboy: I did for sure. Legit best deal of the year.

              • Skinnerr on 29/09/2020 - 09:55

                @Koipanda: People need to browse through the new deals page. If you only check out the top voted deals you miss out on early/smaller deals that you still deem a bargain.

  • iNeed2Pee on 19/09/2020 - 20:00
    +6

    What about those who sign up for comprehensive 🤣🤣

    A lousy $50 promotion thats been running for years…..

    • Nedkellyinthebush on 19/09/2020 - 20:04
      +18

      I asked them for a quote and it’s way more expensive than others on comprehensive. When I told the rep I had other quotes for less he just said goodbye and hung up. Basically tried to price gouge me
      Oops this is about AAMI I though I read YOUI for some reason

      Nedkellyinthebush on 19/09/2020 - 20:04 (Collapsed - Offtopic. Show)
      • iNeed2Pee on 19/09/2020 - 20:07
        +18

        Youi are always $1000 more then everyone else for me lol!!!

        My renewal with AAMI was $150 higher then last year…more excess and less agreed value….

        When I did a new quote online it was $200 less then the renewal. When I spoke to them about it they had no idea.

        RACV was almost $400 higher, more excess, less agreed value and no windscreen.

        Jokes all around lol

        • [Deactivated] on 19/09/2020 - 20:28
          +11

          Omg Youi is terrible, they have to call you, they're often much more expensive and they really try to pressure you to buying.

          • Nedkellyinthebush on 19/09/2020 - 21:39

            @[Deactivated]: LOL and the guy was super pushy he came up with things like “here at youi we really look after our customers for their peace of mind” etc. I was like yeah sure man..

          • capslock janitor on 19/09/2020 - 22:44

            @[Deactivated]: yeah gotta leave a number for a quote so they can call and harass you

          • matyd on 20/09/2020 - 10:41

            @[Deactivated]: Youi damn annoying like that.

        • Nuggets on 19/09/2020 - 23:10
          +2

          Last time I "renewed" with NRMA it was cheaper to get a "new" policy than to renew my existing one. So just let the original one lapse and signed up for a new one. They overlapped by two days to play it safe

        • Brick Tamland on 20/09/2020 - 10:30
          +2

          Youi is the worse. Their marketing spiel is compelling so I've found myself on the phone a few times with them but their quotes are easily double to triple than their competitors. Their phone manner is hardcore sales based and they push real hard for the sale. Some people like this technique, being sold to but I hate it, I don't even listen to what they are saying and all I can think of is how can I try to get off the phone

          My last call to them was even more ridiculous than the usual triple the premium estimate and the sales guy wanted me to measure the height of the tree on my nature strip. That is the last time I will try them haha.

          • iNeed2Pee on 20/09/2020 - 10:40

            @Brick Tamland: The way they call almost reminds me of a few scenes in Wolf of Wall st 🤣

        • HelpMeiCantSee on 20/09/2020 - 11:21

          You I also do a hard credit check but don’t disclose that to you. They are sheisters.

        • UFO on 20/09/2020 - 13:21
          +2

          I HATE YOUI!

          They market themselves as offering cheaper insurance because they ask more questions, but that's just to limit their cover.

          And there's no online quoting unless you call after 11pm or Sundays.

          You think you're getting an online quote, and then the mobile starts ringing. I was pissed off!
          I said "If I wanted to speak to someone I'd call you".
          His response was "it's just YOUI offering you better customer service"
          I was like "No… its YOUI using pressure sales tactics to close the deal and prevent me from comparing quotes online!!" then hung up!

          Once you go through their convoluted quote process, once you compare EXACT quote details with others like AAMI, YOUI are far more expensive!!

          Don't be tricked. YOUI are ripoff artists, and use lower agreed cover amounts (or even market value) to get that initial quote down. But once you start changing those sliders to equal other quotes, their price goes through the roof!

      • Karijini on 19/09/2020 - 20:08
        +16

        If anybody is paying YOUI for insurance and is reading this on ozbargain then they should start getting quotes elsewhere pronto!

        • mps41 on 19/09/2020 - 22:14
          +1

          True they should get quotes elsewhere, but there are times when YOUI is very competitive and times when it isn’t at all, so it can make sense for some people.

          • UFO on 20/09/2020 - 13:24

            @mps41: Never have I had a quote from YOUI that's been competitive once you change their cover and excess amounts to be the same as others.
            It's like Budget Direct. Initial price given looks cheap, and until you look closer (well into the purchase phase).

            Crooks!!

      • yeohkt on 19/09/2020 - 21:50
        +1

        yup. there Youi are more expensive and product review sites have a lot of fake reviews . no good if you are paying good money .

        • iNeed2Pee on 19/09/2020 - 21:56
          +2

          Thats because their agents spend most of their work time writing those fake reviews!

    • barnacle on 20/09/2020 - 06:53
      +1

      Every year I get a renewal quote emailed from AAMI & every year I call & they reduce it by $50-$90, just for asking. This year they offered 20% off because of Covid (I’m in Vic Metro) so it’s always worth calling AAMI.

      • iNeed2Pee on 20/09/2020 - 10:21

        20% off or you having to change the agreed value and excess as well to help that number go lower?

        Or did they give you the 20% off the renewal amount of your choice?

        • barnacle on 20/09/2020 - 12:33
          +2

          The second one.

          • iNeed2Pee on 20/09/2020 - 13:24
            +2

            @barnacle: You are a legend. Losing my Job hasn't been fun, but thanks to your tip, just saved me 20%.

            Love your work!

    • Budmiester on 20/09/2020 - 09:59
      +1

      They're actually offering a year of roadside, which is decent IMO.

  • fifoo on 19/09/2020 - 20:03
    +1

    is it 30% off the price that will be on AAMI website? or something they just made up?

  • HunterBargainHunter on 19/09/2020 - 20:09
    +2

    Doesn't comprehensive insurance already cover theft and fire?

    • Karijini on 19/09/2020 - 20:12
      +3

      Usually yes. OP only mentions Third party & Third Party fire & theft premiums

  • [Deactivated] on 19/09/2020 - 20:30

    Regret signing up for an entire year

    • carlenet on 19/09/2020 - 20:41
      +2

      You can get a pro rata refund.

      • [Deactivated] on 19/09/2020 - 21:35

        But would they let me sign up again using this?

  • shanoo on 19/09/2020 - 20:39
    +2

    Thanks just signed up 22$ a month for 2005 Camry not bad.

    • TomGum on 19/09/2020 - 21:10
      +1

      Bupa is like $15 P/m.

      • fuzor on 19/09/2020 - 21:13
        +1

        Bupa has car insurance?

        • TomGum on 19/09/2020 - 21:14
          +2

          Yes. Plus they were giving out $75 gift cards.

          • Ash-Say on 19/09/2020 - 21:38
            +1

            @TomGum: Where does it mention $75 gift card?

          • fuzor on 19/09/2020 - 22:50
            +2

            @TomGum: Omg I just got a quote $400 more than RACV and $500 more than AAMI. RACV isn't exactly the cheapest and nastiest insurer out there. What makes Bupa think they can charge this much against established market players… The Bupa price is also with the 10% off as I'm a health insurance member. Just wow.

      • shanoo on 19/09/2020 - 21:43
        +2

        Bupa showing 34$ for me plus high excess

    • twofoursix on 19/09/2020 - 21:21

      is fire theft and third part or only third party?

      Mine is 2005 pulsar too but the premium is almost $360!

    • Shane34 on 19/09/2020 - 21:23
      +1

      Bingle usually beats the major players by a big margin on price. The online only nature of them could be a headache if you need to claim though.

    • Steptoe on 19/09/2020 - 21:29
      +6

      Can you use MS Paint?

    • ChipsChicky on 19/09/2020 - 21:34
      +3

      Wow … just wondering why getting negative votes ? …
      For cancelling Aami ?
      For not having enough accidents ?
      For no longer need to drive to work ?
      For staying inside ?

      • TomGum on 19/09/2020 - 21:38
        +17

        Most people hate drivers without any insurance. Even if it's once a week to Coles.

        • SelfMade on 19/09/2020 - 23:22
          +5

          Most people are not very intelligent. Insurance companies make money by stroking people's fear. Money for jam.

          • DannyBoy on 20/09/2020 - 01:45
            +3

            @SelfMade: Load of BS. That's the whole point of being covered by some sort of insurance, it's needed when it's least expected.

            The intelligent thing is to pay $200-$1200 a year incase you get into a situation where you're up for $30,000 worth of damage

          • Roger Ramjet on 20/09/2020 - 02:55
            +3

            @SelfMade: Like any insurance, it’s a waste until you need it. Trying to fight these things out by yourself gets messy, is seriously time consuming and stressful.

            • Ulysses31 on 30/09/2020 - 20:53

              @Roger Ramjet: Or, like me… Pay for cover, and have them silently & prematurely side with the other party. I ended up fighting 2 parties, by myself.

              Nothing is B&W, on any side of these discussions.

          • bobbified on 20/09/2020 - 16:25
            +1

            @SelfMade: Do a quick search in the forums and see how many people come here looking for help because they've had a car accident and didn't have insurance. Then come back and tell us who's not very intelligent!

            Part of the reason I buy comprehensive insurance is because I can't be stuffed thinking about how much of a pain in the a** it would be to pursue someone in court for costs if they're at fault and don't have insurance. And even if I do successfully get an order for them to pay, I don't want to be receiving $50/week for the next 5 years because they can't afford to pay upfront for the damage they've caused.

      • TanedaR on 19/09/2020 - 21:48

        I haven't filled up the tank for more than 6 months now and it's still 75% full.
        I worry about the fuel quality of my tank more than insurance cover lol

        • yellowfever on 19/09/2020 - 22:08
          +2

          Nothing wrong with not having insurance.
          It's the owners choice and RISK afterall.

          Staying home and less time on the road is less risk. Everyone assesses their own risk differently.

          • oleglap on 19/09/2020 - 22:16
            +5

            @yellowfever: The only problem is when an accident happens, an uninsured driver may be more tempted to do a runner because for insured driver it's $0 Vs say $650 excess but for uninsured it's $0 Vs $5,000 for moderate damage to another car. Insurance encourages people to be honest through the paradox of moral hazard - you cause the problem but someone else pays (the bulk of it).

            • Roger Ramjet on 20/09/2020 - 02:56
              +4

              @oleglap: Also, you don’t want to be uninsured and have someone hit you. If they’re insured the companies are a nightmare to deal with, if they’re not good luck.

          • BigBirdy on 20/09/2020 - 08:05
            +2

            @yellowfever: You don’t see any problem with an uninsured driver causing financial damage to someone else, damage they will never be able to pay for?

    • Herbse on 19/09/2020 - 22:37
      +5

      You should probably also cancel your home insurance since you'll be home most of the time and won't be robbed. Plus it hasn't happened yet so the chances are low.
      Also call your super company and cancel your life insurance as well, because you haven't died in how ever many years since you were born.

      • kale chips suck on 20/09/2020 - 08:03
        +1

        That's exactly why APIA home insurance is cheaper, so if you think that's stupid you might want to rethink.

        • Herbse on 20/09/2020 - 09:39

          What are you talking about? I'm saying not having any insurance at all while still driving, because the poster's (TanedaR) and OP's anecdotal evidence shows that he "doesn't have accidents" is not a clever idea.

          • kale chips suck on 20/09/2020 - 10:48
            +1

            @Herbse: I'm saying that this statement "You should probably also cancel your home insurance since you'll be home most of the time and won't be robbed." is backed up by lower premiums from APIA for people who are retired and are home more often.

            Because they get robbed far less.

            So your own example disproves your point.

            • Herbse on 20/09/2020 - 10:51
              -2

              @kale chips suck: Having no insurance and having a plan suited for your lifestyle is not the same thing. The op should do what you're suggesting instead.

    • SelfMade on 19/09/2020 - 23:25

      Good on you for being smart enough to not scam yourself out of money. Several negative votes from fools who don't know any better.

      • Herbse on 20/09/2020 - 01:39

        Driving uninsured is smart?

        • Jojo-Ma on 20/09/2020 - 13:16
          -2

          Calm down Mr Bond, not everyone is getting as much actions as you are.

      • BigBirdy on 20/09/2020 - 12:53
        +1

        Would they be the fools who are insured so they don't lose their home over a motor vehicle accident?

        • Herbse on 20/09/2020 - 13:13
          +1

          Apparently insurance is for suckers.

          I look forward to the abundance of new forum topics in a few weeks where people complain they didn't have insurance and got into an accident and want a way to weasel out of it.

    • ninnypoop on 20/09/2020 - 08:23
      +1

      Good move! I did the same thing. Got a $600 refund on my comp insurance at the beginning of COVID. Very happy I did cause the car had just sat there.

      Might jump on this AAMI 50% off though! The new car feel (it's a second hand car anyway) has worn off and I think I'm happy with 3rd party.

      • bobbified on 20/09/2020 - 16:37

        Very happy I did cause the car had just sat there.

        Agree that there's not much driving at this time so little chance of accidents. Unless the car is parked on the street and someone comes along and sideswipes it or, worse, come out one day and the car is missing.

        • tomfool on 22/09/2020 - 09:12

          What about theft or fire or malicious damage, all risks.

          • bobbified on 22/09/2020 - 12:05

            @tomfool: Replacing comprehensive is fine. Just going by the comment above, it seems like they haven't replaced their cancelled comprehensive cover with anything (until now).

        • ninnypoop on 22/09/2020 - 14:17

          Car sits in driveway inside the yard. Low chance anyone going to flog it and if they manage to drive into it, they won't be leaving fast. Sure, fire in not protected but if that happens the car will be the last of my worries. Very happy I cancelled my comp. insurance. Just put 12 months 3rd party on the car and still $280 in the pocket after this AAMI deal. I also don't see myself driving the car much until Christmas.

          • bobbified on 22/09/2020 - 15:03
            +1

            @ninnypoop:

            Low chance anyone going to flog it …

            Insurance is all about chance….

            There's nothing wrong with not having insurance as long as you understand and accept the risks - which, in this case, I think you do.

  • aman00024 on 19/09/2020 - 21:23
    +2

    Australian Unity is quite reasonable.

    • MadMaxBargainRoad on 19/09/2020 - 21:51
      +4

      Dude I think you just saved me $350

      • aman00024 on 19/09/2020 - 23:20

        Good to know mate.

    • Oofy Doofy on 20/09/2020 - 11:40

      For third party? or comp?

      • aman00024 on 20/09/2020 - 12:19

        I am not sure about third party but it’s really cheap for comprehensive. You can try quote for Third Party.

  • earth worm jim on 19/09/2020 - 21:38
    +2

    What is the 50% discount on. Is it the online quote ?
    Did you call them up and ask for a 50 per discount or was it offered to you ?

    • Yes ok on 20/09/2020 - 15:55

      You need to call for an “over the phone” quote and ask for the 50% off promotion.

  • Ash-Say on 19/09/2020 - 21:41
    +1

    Got $233 quote over the phone. Online price is over $450 for third party fire and theft.

    Woolworths is coming as $264 comprehensive after $100 gift card.

    Is $30 extra for comprehensive insurance with Woolies worth it? Not sure about claim experience with Woolies.

    • zerog101 on 19/09/2020 - 23:50
      +1

      how do you get a gift card?

    • ajole on 20/09/2020 - 07:01
      +1

      What car do you drive/ how much is your car worth for your compressive to be $264?

      Or is Woolworths insurance really that cheap?

  • hashtagbargain on 19/09/2020 - 21:50
    +2

    If you are an existing customer, you need to call twice - once to cancel your current policy and again to get this deal.

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