If you are a Macquarie account holder you can purchase Amazon giftcards at 3% discount. This is a new merchant they have added, and might be useful for some for the 2nd day of Prime sale.
You can signup for a new account here - https://apply.macquarie.com.au/MacApp/Package/Application.ht… if don't have one.
It's almost too easy to part with our money lol
One of the best egift card set-ups I've seen
Amazon suspended again, saying cannot verify my credit card 😅
You need to pay from your macquarie account so this is unlikely to work today for anyone that doesn't have an account already.
Thanks OP, wish I knew this yesterday. Just purchased a gift card to try and it was instant.
Gift cards don't qualify for cashback right?
Purchases paid with gift cards are eligible for cashback. You don't get cash back for buying gift cards.
this or amex 10 points / dollar?
Don't forget to account for the extended warranty, buyer protection etc benefits from purchasing with amex.
Where can I find more info about these benefits?
Thanks.
What is the AMEX offer? Should I see it on the AMEX app?
How 10pt per dollar?? @PT8483
Also 3% on suncorp rewards. and you can pay using a credit card instead.
Suncorp benefits says $500 limit per month for Amazon gift cards.
"Please be advised that there is a purchase limit of $500 per month for Amazon eGift Cards."
Just checked my Macquarie acc, doesn't seem to be a limit.
That is true.
Depends on how much you need, whether you want to pay using a credit card or directly from your linked macquarie account.
Ah I haven't got a CC with Macquarie, so not sure about that, but as far as buying through your account, doesn't seem to specify a limit.
@Munki: I have a Macquarie CC, you can't use it to purchase gift cards. Macquarie only allow you to purchase gift cards by using a savings transaction account. You're correct there is no limit specified if purchasing through Macquarie.
With Suncorp you can purchase using any credit card, so it's good for those that are collecting credit card points. But yes the $500 limit per month.
https://www.macquarie.com.au/help/personal/payments-transfer…
There is actually a limit, but it is a limit that most people are unlikely to reach in a single day, which is $5,000 per day.
The total amount you spend on eGift cards can’t exceed $5,000 per day.
App says New rewards program coming soon?
Yay Macquarie, this is awesome!
But I'm also with NIB and get 5% off gift cards, but am charged a 1% CC fee, and has a 24-48 hour delivery time..
Is instant delivery worth a 1% difference?
HCF also have a similar deal, so when I tried to buy some on the morning of the PS5 pre-order, I got screwed and they arrived at the end of the day, so now I have $750 of gift cards to do nothing with. Previously they arrived within 5 minutes, so I'm never doing that again.
For me Suncorp is always instant, HCF takes at least 12 hours
You can change a payment method on Amazon orders if they didn't charge you yet, so if you would preorder with a debit/credit card, you would be able to change it to gift cards later on.
Yeah I wasn’t aware a preorder wouldn’t charge until it shipped. Lessons learned.
Thanks for that! Just changed a purchase to a gift card to save 3%!
I notice that at least they don't charge the 1% credit card fee anymore (and their discount rate on the Amazon gc is 4%). I always keep a few hundred $ worth of Amazon gc credit stored away.
HCF has always been instant for me
I have a credit card account with Macquarie already and only given the option to buy gift cards with points….how do I get it to let me buy with $$?
I think you can only buy gift cards with $$ via savings account, when with CC you need to use points?
Not sure but I only have CC and not giving me option to buy with $$.
I believe you need to have a debit / normal account to be able to buy gift cards with cash. The account is free and pretty easy to open.
Can these be used with subscribe and save?
you can use amazon gift cards for s&s.
Thank you!
Good idea I might sub TP indefinitely
Effectively 4% at Maxxia if you work for government. Also payable by credit card.
are amazon gift cards locked to the .au store? can they be used at .uk or .com ?
Are they?
Yeh they are locked to AU
FYI - bupa reward teir 2 has amazon cards at 3% as well.
Thanks for the reminder. Had Macquarie for over 12 months and didn't know about this
Not related but you can also get 5% off Apple Giftcards through Macquarie Marketplace too.
Woolies 4% as well. I use the self-checkout and buy a custom-load gift card for the exact total when I shop. It’s super quick and easy.
That's smart. But if you have access to the 4% woollies giftcard site thru woollies mobile or other.
You can double up on the benefit by paying with a cc earning points instead of maq bank with no points.
Oops just bought the TP-Link camera from Amazon before I saw this post
They’ve got heaps of gift cards from 1 to at least 7% off.
Most cards can be loaded with a custom amount. Been using them at the checkout especially for large purchases at Rebel, jb hifi (5%) Amart (7%) etc.. takes about 15 to 20 seconds from opening the app to having a gift card barcode on your screen.. saves 10’s or 100’s of dollars!
Only caveat would be if you need to return the item, you are stuck with a gift card rather than cash to buy somewhere else.
For Amazon Flex drivers also, we have access to discounted Amazon gift cards on their benefits portal
What % off?
how much the discount mate@Fx180
Can you buy the gift cards with a credit card , I recall before that you could only buy them with your Macquarie transaction account
You can only pay with the transaction account
Always get my gift cards instantly using this as well FYI.